Qudian Inc (QD) — Cash Flow-to-Debt Ratio
Qudian Inc (QD) has a Cash Flow-to-Debt Ratio of 0.32x as of September 2025, meaning its operating cash flow of $639.40 Million could theoretically repay 0% of its total liabilities ($2.00 Billion) in one year. See financial agility of Qudian Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Qudian Inc Cash Flow-to-Debt Ratio (2014–2024)
Historical debt coverage capacity for Qudian Inc across 11 annual periods. For the full cash flow conversion analysis, see Qudian Inc cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Qudian Inc (2014–2024)
Year-by-year debt coverage analysis for Qudian Inc. Check QD operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | -0.09x | $-111.00 Million | $1.17 Billion | ▼ -121.4% |
| 2023 | 0.44x | $352.02 Million | $794.24 Million | ▲ +19.6% |
| 2022 | 0.37x | $260.87 Million | $703.72 Million | ▼ -37.0% |
| 2021 | 0.59x | $922.07 Million | $1.57 Billion | ▼ -64.6% |
| 2020 | 1.66x | $2.47 Billion | $1.49 Billion | ▲ +94.3% |
| 2019 | 0.85x | $5.50 Billion | $6.44 Billion | ▲ +39.4% |
| 2018 | 0.61x | $3.33 Billion | $5.43 Billion | ▲ +96.2% |
| 2017 | 0.31x | $3.08 Billion | $9.84 Billion | ▲ +315.3% |
| 2016 | 0.08x | $794.06 Million | $10.55 Billion | ▲ +780.6% |
| 2015 | -0.01x | $-102.32 Million | $9.25 Billion | ▲ +84.2% |
| 2014 | -0.07x | $-40.69 Million | $581.95 Million | — |