Qudian Inc (QD) — Financial Flexibility Index

Latest as of September 2025: 0.32x

Qudian Inc (QD) has a Financial Flexibility Index of 0.32x as of September 2025. Free cash flow of $639.40 Million (operating CF $639.40 Million minus capex $0.00) represents 0% of total liabilities ($2.00 Billion). Check Qudian Inc (QD) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.32x
Free Cash Flow / Total Liabilities

Free Cash Flow

$639.40 Million
Operating CF − Capex

Total Liabilities

$2.00 Billion
USD

Capital Expenditures

$0.00
USD

Qudian Inc Financial Flexibility Index (2014–2024)

Historical Financial Flexibility Index trend for Qudian Inc across 11 annual periods. For the full cash flow conversion analysis, see QD cash generation efficiency.

Annual Financial Flexibility Index for Qudian Inc (2014–2024)

Year-by-year free cash flow to debt coverage for Qudian Inc. Explore how well can Qudian Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.18x $207.00 Million $-111.00 Million $1.17 Billion ▼ -84.7%
2023 1.15x $917.05 Million $352.02 Million $794.24 Million ▲ +52.0%
2022 0.76x $534.50 Million $260.87 Million $703.72 Million ▼ -15.0%
2021 0.89x $1.40 Billion $922.07 Million $1.57 Billion ▼ -50.6%
2020 1.81x $2.69 Billion $2.47 Billion $1.49 Billion ▲ +108.8%
2019 0.87x $5.58 Billion $5.50 Billion $6.44 Billion ▲ +35.6%
2018 0.64x $3.47 Billion $3.33 Billion $5.43 Billion ▲ +103.7%
2017 0.31x $3.09 Billion $3.08 Billion $9.84 Billion ▲ +314.4%
2016 0.08x $798.67 Million $794.06 Million $10.55 Billion ▲ +794.8%
2015 -0.01x $-100.81 Million $-102.32 Million $9.25 Billion ▲ +83.8%
2014 -0.07x $-39.18 Million $-40.69 Million $581.95 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities