Qudian Inc Financial Flexibility Index

Latest as of September 2025: 0.32x

Qudian Inc financial flexibility index. Qudian Inc (QD) has a Financial Flexibility Index of 0.32x as of September 2025. Free cash flow of $639.40 Million (operating CF $639.40 Million minus capex $0.00) represents 0% of total liabilities ($2.00 Billion). See cash generation quality of Qudian Inc to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.32x
Free Cash Flow / Total Liabilities

Free Cash Flow

$639.40 Million
Operating CF − Capex

Total Liabilities

$2.00 Billion
USD

Capital Expenditures

$0.00
USD

Financial Flexibility Index of Qudian Inc (2014–2024)

Financial flexibility index of Qudian Inc from 2014 to 2024. Historical Financial Flexibility Index trend for Qudian Inc across 11 annual periods. Check QD cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Qudian Inc Financial Flexibility Index by Year (2014–2024)

Qudian Inc financial flexibility index by year from 2014 to 2024. Year-by-year free cash flow to debt coverage for Qudian Inc. For the full cash flow conversion analysis, see Qudian Inc (QD) cash conversion ratio.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.18x $207.00 Million $-111.00 Million $1.17 Billion ▼ -84.7%
2023 1.15x $917.05 Million $352.02 Million $794.24 Million ▲ +52.0%
2022 0.76x $534.50 Million $260.87 Million $703.72 Million ▼ -15.0%
2021 0.89x $1.40 Billion $922.07 Million $1.57 Billion ▼ -50.6%
2020 1.81x $2.69 Billion $2.47 Billion $1.49 Billion ▲ +108.8%
2019 0.87x $5.58 Billion $5.50 Billion $6.44 Billion ▲ +35.6%
2018 0.64x $3.47 Billion $3.33 Billion $5.43 Billion ▲ +103.7%
2017 0.31x $3.09 Billion $3.08 Billion $9.84 Billion ▲ +314.4%
2016 0.08x $798.67 Million $794.06 Million $10.55 Billion ▲ +794.8%
2015 -0.01x $-100.81 Million $-102.32 Million $9.25 Billion ▲ +83.8%
2014 -0.07x $-39.18 Million $-40.69 Million $581.95 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities