Patrimoine et Commerce SA (PAT) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.04x

Patrimoine et Commerce SA (PAT) has a Cash Flow-to-Debt Ratio of 0.04x as of December 2025, meaning its operating cash flow of €18.25 Million could theoretically repay 0% of its total liabilities (€473.10 Million) in one year. See PAT financial flexibility index to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.04x
Operating CF / Total Liabilities

Operating Cash Flow

€18.25 Million
EUR

Total Liabilities

€473.10 Million
EUR

Data as of

Dec 2025
Most recent filing

Patrimoine et Commerce SA Cash Flow-to-Debt Ratio (2003–2025)

Historical debt coverage capacity for Patrimoine et Commerce SA across 19 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Patrimoine et Commerce SA.

Annual Cash Flow-to-Debt Ratio for Patrimoine et Commerce SA (2003–2025)

Year-by-year debt coverage analysis for Patrimoine et Commerce SA. Check Patrimoine et Commerce SA (PAT) cash flow quality to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (EUR) Total Liabilities YoY Change
2025 0.07x €31.20 Million €473.10 Million ▼ -29.6%
2024 0.09x €44.00 Million €469.58 Million ▲ +4.0%
2023 0.09x €41.08 Million €455.83 Million ▲ +3.3%
2022 0.09x €41.57 Million €476.60 Million ▲ +13.0%
2021 0.08x €36.08 Million €467.39 Million ▲ +16.9%
2020 0.07x €33.25 Million €503.69 Million ▼ -27.4%
2019 0.09x €44.53 Million €489.93 Million ▼ -14.2%
2018 0.11x €44.61 Million €420.96 Million ▲ +75.5%
2017 0.06x €25.03 Million €414.42 Million ▼ -33.9%
2016 0.09x €35.86 Million €392.53 Million ▲ +45.1%
2015 0.06x €24.08 Million €382.42 Million ▲ +22.5%
2014 0.05x €17.36 Million €337.65 Million ▼ -23.2%
2013 0.07x €22.34 Million €333.57 Million ▲ +71.2%
2012 0.04x €12.63 Million €323.02 Million ▼ -41.0%
2010 0.07x €9.83 Million €148.36 Million ▼ -34.4%
2009 0.10x €11.14 Million €110.35 Million ▲ +6.0%
2008 0.10x €10.98 Million €115.16 Million ▼ -55.4%
2004 0.21x €2.65 Million €12.41 Million ▼ -24.7%
2003 0.28x €3.44 Million €12.14 Million —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.