Patrimoine et Commerce SA (PAT) — Defensive Interval Ratio

Latest as of December 2025: 258 days

Patrimoine et Commerce SA (PAT) has a Defensive Interval Ratio of 258 days as of December 2025. Defensive assets of €32.36 Million (cash €-, short-term investments €162.00K, receivables €32.20 Million) cover 258 days of daily cash needs of €125.48K/day.

Defensive Interval Ratio

258 days
Days of operational coverage

Defensive Assets

€32.36 Million
Cash + ST Investments + Receivables

Daily Cash Need

€125.48K
Current Liabilities ÷ 365

Current Liabilities

€45.80 Million
EUR

Patrimoine et Commerce SA Defensive Interval Ratio (2008–2025)

This chart shows how Patrimoine et Commerce SA's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2025. As of December 2025, the ratio stands at 258 days, meaning defensive assets of €32.36 Million can fund 258 days of operations without new revenue. For the complete balance sheet picture, see Patrimoine et Commerce SA total assets.

Annual Defensive Interval Ratio for Patrimoine et Commerce SA (2008–2025)

The table below presents the year-by-year Defensive Interval Ratio for Patrimoine et Commerce SA from 2008 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Patrimoine et Commerce SA current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 258 days €32.36 Million €125.48K/day €- €162.00K ▲ +171 days
2024 87 days €28.07 Million €323.32K/day €- €65.00K ▲ +4 days
2023 83 days €23.35 Million €282.42K/day €- €602.00K ▼ -24 days
2022 107 days €22.71 Million €212.88K/day €- €106.00K ▲ +8 days
2021 99 days €23.40 Million €236.12K/day €- €31.00K ▲ +14 days
2020 85 days €27.14 Million €320.80K/day €- €35.00K ▲ +14 days
2019 71 days €20.49 Million €290.30K/day €- €89.00K ▼ -9 days
2018 79 days €19.62 Million €247.54K/day €- €132.00K ▼ -96 days
2017 175 days €30.49 Million €174.28K/day €- €1.93 Million ▲ +3961 days
2016 -3786 days €-601.62 Million €158.92K/day €- €-619.73 Million ▼ -3878 days
2015 93 days €16.79 Million €181.13K/day €- €120.00K ▼ -6 days
2014 98 days €13.40 Million €136.14K/day €- €138.00K ▼ -31 days
2013 130 days €21.89 Million €168.87K/day €- €8.76 Million ▼ -2 days
2012 132 days €18.98 Million €143.91K/day €- €6.75 Million ▼ -56 days
2010 188 days €11.83 Million €63.04K/day €- €4.93 Million ▲ +114 days
2009 74 days €2.08 Million €28.09K/day €- €37.00K ▼ -142 days
2008 216 days €6.53 Million €30.21K/day €- €2.90 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)