Bank of Nova Scotia (BNS) — Cash Flow-to-Debt Ratio
Bank of Nova Scotia (BNS) has a Cash Flow-to-Debt Ratio of 0.01x as of July 2026, meaning its operating cash flow of CA$13.38 Billion could theoretically repay 0% of its total liabilities (CA$1.46 Trillion) in one year. See how financially flexible is Bank of Nova Scotia to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank of Nova Scotia Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Bank of Nova Scotia across 31 annual periods. For the full cash flow conversion analysis, see BNS cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Bank of Nova Scotia (1995–2025)
Year-by-year debt coverage analysis for Bank of Nova Scotia. Check Bank of Nova Scotia cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | CA$10.49 Billion | CA$1.37 Trillion | ▼ -35.1% |
| 2024 | 0.01x | CA$15.65 Billion | CA$1.33 Trillion | ▼ -50.5% |
| 2023 | 0.02x | CA$31.72 Billion | CA$1.33 Trillion | ▲ +79.2% |
| 2022 | 0.01x | CA$16.94 Billion | CA$1.27 Trillion | ▲ +215.4% |
| 2021 | -0.01x | CA$-12.81 Billion | CA$1.11 Trillion | ▼ -156.7% |
| 2020 | 0.02x | CA$21.67 Billion | CA$1.07 Trillion | ▲ +271.7% |
| 2019 | -0.01x | CA$-12.03 Billion | CA$1.02 Trillion | ▼ -161.9% |
| 2018 | 0.02x | CA$17.81 Billion | CA$930.81 Billion | ▼ -1.5% |
| 2017 | 0.02x | CA$16.58 Billion | CA$853.65 Billion | ▲ +297.4% |
| 2016 | 0.00x | CA$4.10 Billion | CA$838.45 Billion | ▼ -71.6% |
| 2015 | 0.02x | CA$13.85 Billion | CA$803.02 Billion | ▲ +163.8% |
| 2014 | 0.01x | CA$4.94 Billion | CA$756.46 Billion | ▼ -53.2% |
| 2013 | 0.01x | CA$9.74 Billion | CA$697.24 Billion | ▲ +8.5% |
| 2012 | 0.01x | CA$8.07 Billion | CA$626.66 Billion | ▼ -38.4% |
| 2011 | 0.02x | CA$11.33 Billion | CA$541.86 Billion | ▲ +454.0% |
| 2010 | -0.01x | CA$-2.94 Billion | CA$498.45 Billion | ▲ +74.8% |
| 2009 | -0.02x | CA$-11.05 Billion | CA$471.19 Billion | ▼ -156.6% |
| 2008 | 0.04x | CA$20.11 Billion | CA$485.48 Billion | ▲ +707.9% |
| 2007 | 0.01x | CA$2.01 Billion | CA$392.21 Billion | ▲ +131.0% |
| 2006 | -0.02x | CA$-5.96 Billion | CA$361.02 Billion | ▼ -48.0% |
| 2005 | -0.01x | CA$-3.32 Billion | CA$297.64 Billion | ▼ -402.6% |
| 2004 | 0.00x | CA$965.00 Million | CA$261.70 Billion | ▲ +113.9% |
| 2003 | -0.03x | CA$-7.11 Billion | CA$268.95 Billion | ▼ -142.6% |
| 2002 | -0.01x | CA$-3.05 Billion | CA$279.69 Billion | ▼ -540.8% |
| 2001 | 0.00x | CA$-457.07 Million | CA$268.73 Billion | ▲ +91.4% |
| 2000 | -0.02x | CA$-4.73 Billion | CA$239.47 Billion | ▼ -289.5% |
| 1999 | 0.01x | CA$2.20 Billion | CA$211.09 Billion | ▲ +1025.7% |
| 1998 | 0.00x | CA$206.00 Million | CA$222.60 Billion | ▲ +340.4% |
| 1997 | 0.00x | CA$39.00 Million | CA$185.62 Billion | ▼ -98.6% |
| 1996 | 0.01x | CA$2.21 Billion | CA$149.41 Billion | ▲ +257.1% |
| 1995 | 0.00x | CA$578.00 Million | CA$139.74 Billion | — |