Bank of Nova Scotia (BNS) — Financial Flexibility Index
Bank of Nova Scotia (BNS) has a Financial Flexibility Index of 0.01x as of July 2026. Free cash flow of CA$13.50 Billion (operating CF CA$13.38 Billion minus capex CA$127.00 Million) represents 0% of total liabilities (CA$1.46 Trillion). Check how aggressively does Bank of Nova Scotia reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank of Nova Scotia Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Bank of Nova Scotia across 31 annual periods. For the full cash flow conversion analysis, see how efficiently does Bank of Nova Scotia generate cash.
Annual Financial Flexibility Index for Bank of Nova Scotia (1995–2025)
Year-by-year free cash flow to debt coverage for Bank of Nova Scotia. Explore debt repayment capacity of Bank of Nova Scotia to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | CA$10.84 Billion | CA$10.49 Billion | CA$1.37 Trillion | ▼ -35.0% |
| 2024 | 0.01x | CA$16.14 Billion | CA$15.65 Billion | CA$1.33 Trillion | ▼ -49.7% |
| 2023 | 0.02x | CA$32.17 Billion | CA$31.72 Billion | CA$1.33 Trillion | ▲ +75.7% |
| 2022 | 0.01x | CA$17.51 Billion | CA$16.94 Billion | CA$1.27 Trillion | ▲ +223.8% |
| 2021 | -0.01x | CA$-12.35 Billion | CA$-12.81 Billion | CA$1.11 Trillion | ▼ -152.7% |
| 2020 | 0.02x | CA$22.44 Billion | CA$21.67 Billion | CA$1.07 Trillion | ▲ +280.7% |
| 2019 | -0.01x | CA$-11.84 Billion | CA$-12.03 Billion | CA$1.02 Trillion | ▼ -159.5% |
| 2018 | 0.02x | CA$18.23 Billion | CA$17.81 Billion | CA$930.81 Billion | ▼ -45.3% |
| 2017 | 0.04x | CA$30.59 Billion | CA$16.58 Billion | CA$853.65 Billion | ▲ +575.6% |
| 2016 | 0.01x | CA$4.45 Billion | CA$4.10 Billion | CA$838.45 Billion | ▼ -69.9% |
| 2015 | 0.02x | CA$14.13 Billion | CA$13.85 Billion | CA$803.02 Billion | ▲ +154.9% |
| 2014 | 0.01x | CA$5.22 Billion | CA$4.94 Billion | CA$756.46 Billion | ▼ -51.3% |
| 2013 | 0.01x | CA$9.89 Billion | CA$9.74 Billion | CA$697.24 Billion | ▲ +4.5% |
| 2012 | 0.01x | CA$8.50 Billion | CA$8.07 Billion | CA$626.66 Billion | ▼ -37.2% |
| 2011 | 0.02x | CA$11.70 Billion | CA$11.33 Billion | CA$541.86 Billion | ▲ +507.5% |
| 2010 | -0.01x | CA$-2.64 Billion | CA$-2.94 Billion | CA$498.45 Billion | ▲ +77.0% |
| 2009 | -0.02x | CA$-10.85 Billion | CA$-11.05 Billion | CA$471.19 Billion | ▼ -154.3% |
| 2008 | 0.04x | CA$20.58 Billion | CA$20.11 Billion | CA$485.48 Billion | ▲ +614.0% |
| 2007 | 0.01x | CA$2.33 Billion | CA$2.01 Billion | CA$392.21 Billion | ▲ +137.5% |
| 2006 | -0.02x | CA$-5.71 Billion | CA$-5.96 Billion | CA$361.02 Billion | ▼ -49.2% |
| 2005 | -0.01x | CA$-3.15 Billion | CA$-3.32 Billion | CA$297.64 Billion | ▼ -332.4% |
| 2004 | 0.00x | CA$1.19 Billion | CA$965.00 Million | CA$261.70 Billion | ▲ +117.6% |
| 2003 | -0.03x | CA$-6.98 Billion | CA$-7.11 Billion | CA$268.95 Billion | ▼ -140.9% |
| 2002 | -0.01x | CA$-3.01 Billion | CA$-3.05 Billion | CA$279.69 Billion | ▼ -885.3% |
| 2001 | 0.00x | CA$-293.60 Million | CA$-457.07 Million | CA$268.73 Billion | ▲ +94.3% |
| 2000 | -0.02x | CA$-4.63 Billion | CA$-4.73 Billion | CA$239.47 Billion | ▼ -268.9% |
| 1999 | 0.01x | CA$2.42 Billion | CA$2.20 Billion | CA$211.09 Billion | ▲ +447.7% |
| 1998 | 0.00x | CA$465.00 Million | CA$206.00 Million | CA$222.60 Billion | ▼ -75.1% |
| 1997 | 0.01x | CA$1.56 Billion | CA$39.00 Million | CA$185.62 Billion | ▼ -47.8% |
| 1996 | 0.02x | CA$2.41 Billion | CA$2.21 Billion | CA$149.41 Billion | ▲ +124.1% |
| 1995 | 0.01x | CA$1.00 Billion | CA$578.00 Million | CA$139.74 Billion | — |