Bank of Nova Scotia (BNS) — Financial Flexibility Index

Latest as of January 2026: -0.01x

Bank of Nova Scotia (BNS) has a Financial Flexibility Index of -0.01x as of January 2026. Free cash flow of CA$-8.82 Billion (operating CF CA$-9.05 Billion minus capex CA$231.00 Million) represents 0% of total liabilities (CA$1.39 Trillion). Check Bank of Nova Scotia PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$-8.82 Billion
Operating CF − Capex

Total Liabilities

CA$1.39 Trillion
CAD

Capital Expenditures

CA$231.00 Million
CAD

Bank of Nova Scotia Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Bank of Nova Scotia across 31 annual periods. See BNS current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Bank of Nova Scotia (1995–2025)

Year-by-year free cash flow to debt coverage for Bank of Nova Scotia. For the full company profile including market capitalisation, see BNS market cap.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.01x CA$10.84 Billion CA$10.49 Billion CA$1.37 Trillion ▼ -35.0%
2024 0.01x CA$16.14 Billion CA$15.65 Billion CA$1.33 Trillion ▼ -49.7%
2023 0.02x CA$32.17 Billion CA$31.72 Billion CA$1.33 Trillion ▲ +75.7%
2022 0.01x CA$17.51 Billion CA$16.94 Billion CA$1.27 Trillion ▲ +223.8%
2021 -0.01x CA$-12.35 Billion CA$-12.81 Billion CA$1.11 Trillion ▼ -152.7%
2020 0.02x CA$22.44 Billion CA$21.67 Billion CA$1.07 Trillion ▲ +280.7%
2019 -0.01x CA$-11.84 Billion CA$-12.03 Billion CA$1.02 Trillion ▼ -159.5%
2018 0.02x CA$18.23 Billion CA$17.81 Billion CA$930.81 Billion ▼ -45.3%
2017 0.04x CA$30.59 Billion CA$16.58 Billion CA$853.65 Billion ▲ +575.6%
2016 0.01x CA$4.45 Billion CA$4.10 Billion CA$838.45 Billion ▼ -69.9%
2015 0.02x CA$14.13 Billion CA$13.85 Billion CA$803.02 Billion ▲ +154.9%
2014 0.01x CA$5.22 Billion CA$4.94 Billion CA$756.46 Billion ▼ -51.3%
2013 0.01x CA$9.89 Billion CA$9.74 Billion CA$697.24 Billion ▲ +4.5%
2012 0.01x CA$8.50 Billion CA$8.07 Billion CA$626.66 Billion ▼ -37.2%
2011 0.02x CA$11.70 Billion CA$11.33 Billion CA$541.86 Billion ▲ +507.5%
2010 -0.01x CA$-2.64 Billion CA$-2.94 Billion CA$498.45 Billion ▲ +77.0%
2009 -0.02x CA$-10.85 Billion CA$-11.05 Billion CA$471.19 Billion ▼ -154.3%
2008 0.04x CA$20.58 Billion CA$20.11 Billion CA$485.48 Billion ▲ +614.0%
2007 0.01x CA$2.33 Billion CA$2.01 Billion CA$392.21 Billion ▲ +137.5%
2006 -0.02x CA$-5.71 Billion CA$-5.96 Billion CA$361.02 Billion ▼ -49.2%
2005 -0.01x CA$-3.15 Billion CA$-3.32 Billion CA$297.64 Billion ▼ -332.4%
2004 0.00x CA$1.19 Billion CA$965.00 Million CA$261.70 Billion ▲ +117.6%
2003 -0.03x CA$-6.98 Billion CA$-7.11 Billion CA$268.95 Billion ▼ -140.9%
2002 -0.01x CA$-3.01 Billion CA$-3.05 Billion CA$279.69 Billion ▼ -885.3%
2001 0.00x CA$-293.60 Million CA$-457.07 Million CA$268.73 Billion ▲ +94.3%
2000 -0.02x CA$-4.63 Billion CA$-4.73 Billion CA$239.47 Billion ▼ -268.9%
1999 0.01x CA$2.42 Billion CA$2.20 Billion CA$211.09 Billion ▲ +447.7%
1998 0.00x CA$465.00 Million CA$206.00 Million CA$222.60 Billion ▼ -75.1%
1997 0.01x CA$1.56 Billion CA$39.00 Million CA$185.62 Billion ▼ -47.8%
1996 0.02x CA$2.41 Billion CA$2.21 Billion CA$149.41 Billion ▲ +124.1%
1995 0.01x CA$1.00 Billion CA$578.00 Million CA$139.74 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities