Bank of Nova Scotia (BNS) — Defensive Interval Ratio

Latest as of January 2026: 201 days

Bank of Nova Scotia (BNS) has a Defensive Interval Ratio of 201 days as of January 2026. Defensive assets of CA$117.94 Billion (cash CA$-, short-term investments CA$117.94 Billion, receivables CA$-) cover 201 days of daily cash needs of CA$586.16 Million/day. Check BNS tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

201 days
Days of operational coverage

Defensive Assets

CA$117.94 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CA$586.16 Million
Current Liabilities ÷ 365

Current Liabilities

CA$213.95 Billion
CAD

Bank of Nova Scotia Defensive Interval Ratio (1995–2025)

This chart shows how Bank of Nova Scotia's Defensive Interval Ratio has evolved across 29 annual periods from 1995 to 2025. As of January 2026, the ratio stands at 201 days, meaning defensive assets of CA$117.94 Billion can fund 201 days of operations without new revenue. Also explore BNS net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank of Nova Scotia (1995–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Nova Scotia from 1995 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bank of Nova Scotia (BNS) total market value.

Year DIR (days) Defensive Assets (CAD) Daily Cash Need Cash ST Investments Change (days)
2025 20 days CA$57.10 Billion CA$2.92 Billion/day CA$- CA$42.13 Billion ▼ -9 days
2024 29 days CA$57.39 Billion CA$1.98 Billion/day CA$- CA$44.30 Billion ▼ -7 days
2023 36 days CA$64.52 Billion CA$1.78 Billion/day CA$- CA$50.51 Billion ▼ -135 days
2022 171 days CA$66.79 Billion CA$390.88 Million/day CA$- CA$53.41 Billion ▲ +3 days
2021 168 days CA$42.80 Billion CA$254.51 Million/day CA$- CA$33.73 Billion ▼ -103 days
2020 271 days CA$48.74 Billion CA$179.75 Million/day CA$- CA$40.04 Billion ▲ +145 days
2019 126 days CA$42.53 Billion CA$336.22 Million/day CA$- CA$34.74 Billion ▼ -72 days
2018 199 days CA$55.89 Billion CA$281.53 Million/day CA$- CA$48.41 Billion ▲ +16 days
2017 182 days CA$51.12 Billion CA$280.77 Million/day CA$- CA$45.92 Billion ▲ +61 days
2016 121 days CA$34.95 Billion CA$288.01 Million/day CA$- CA$29.69 Billion ▲ +38 days
2015 84 days CA$28.01 Billion CA$334.46 Million/day CA$- CA$23.21 Billion ▼ -938 days
2014 1022 days CA$20.94 Billion CA$20.49 Million/day CA$- CA$16.30 Billion ▼ -213 days
2013 1235 days CA$27.27 Billion CA$22.08 Million/day CA$- CA$22.46 Billion ▲ +784 days
2012 451 days CA$33.97 Billion CA$75.27 Million/day CA$- CA$27.97 Billion ▲ +302 days
2011 149 days CA$9.55 Billion CA$64.02 Million/day CA$- CA$4.49 Billion ▲ +49 days
2010 101 days CA$7.96 Billion CA$79.13 Million/day CA$- CA$4.65 Billion ▼ -199 days
2009 299 days CA$18.43 Billion CA$61.60 Million/day CA$- CA$14.93 Billion ▼ -107 days
2007 407 days CA$2.66 Billion CA$6.54 Million/day CA$- CA$- ▼ -95 days
2005 501 days CA$2.58 Billion CA$5.14 Million/day CA$- CA$- ▲ +46 days
2004 455 days CA$2.63 Billion CA$5.77 Million/day CA$- CA$- ▼ -33 days
2003 489 days CA$3.00 Billion CA$6.14 Million/day CA$- CA$- ▼ -69 days
2002 557 days CA$3.40 Billion CA$6.10 Million/day CA$- CA$- ▲ +106 days
2001 451 days CA$3.63 Billion CA$8.04 Million/day CA$- CA$- ▲ +69 days
2000 382 days CA$3.55 Billion CA$9.28 Million/day CA$- CA$- ▲ +40 days
1999 343 days CA$3.08 Billion CA$8.99 Million/day CA$- CA$- ▼ -36 days
1998 379 days CA$2.99 Billion CA$7.89 Million/day CA$- CA$- ▼ -106 days
1997 485 days CA$3.81 Billion CA$7.87 Million/day CA$- CA$- ▲ +175 days
1996 310 days CA$2.08 Billion CA$6.70 Million/day CA$- CA$- ▼ -62 days
1995 372 days CA$2.22 Billion CA$5.97 Million/day CA$- CA$- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)