IGM Financial Inc. (IGM) — Cash Flow-to-Debt Ratio
IGM Financial Inc. (IGM) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of CA$406.93 Million could theoretically repay 0% of its total liabilities (CA$12.40 Billion) in one year. See IGM Financial Inc. leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
IGM Financial Inc. Cash Flow-to-Debt Ratio (1993–2025)
Historical debt coverage capacity for IGM Financial Inc. across 33 annual periods. For the full cash flow conversion analysis, see cash flow conversion of IGM Financial Inc..
Annual Cash Flow-to-Debt Ratio for IGM Financial Inc. (1993–2025)
Year-by-year debt coverage analysis for IGM Financial Inc.. Check cash flow quality index of IGM Financial Inc. to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.08x | CA$1.03 Billion | CA$13.36 Billion | ▼ -13.9% |
| 2024 | 0.09x | CA$1.15 Billion | CA$12.81 Billion | ▲ +28.3% |
| 2023 | 0.07x | CA$837.28 Million | CA$11.94 Billion | ▲ +19.8% |
| 2022 | 0.06x | CA$737.67 Million | CA$12.61 Billion | ▼ -30.8% |
| 2021 | 0.08x | CA$943.59 Million | CA$11.16 Billion | ▲ +26.5% |
| 2020 | 0.07x | CA$736.62 Million | CA$11.02 Billion | ▲ +2.3% |
| 2019 | 0.07x | CA$712.07 Million | CA$10.89 Billion | ▼ -8.4% |
| 2018 | 0.07x | CA$785.15 Million | CA$11.01 Billion | ▲ +23.9% |
| 2017 | 0.06x | CA$672.10 Million | CA$11.67 Billion | ▼ -15.0% |
| 2016 | 0.07x | CA$736.65 Million | CA$10.88 Billion | ▼ -4.8% |
| 2015 | 0.07x | CA$710.40 Million | CA$9.98 Billion | ▼ -6.9% |
| 2014 | 0.08x | CA$740.94 Million | CA$9.70 Billion | ▼ -12.7% |
| 2013 | 0.09x | CA$715.26 Million | CA$8.17 Billion | ▼ -7.2% |
| 2012 | 0.09x | CA$709.56 Million | CA$7.52 Billion | ▼ -19.3% |
| 2011 | 0.12x | CA$776.59 Million | CA$6.64 Billion | ▲ +7.2% |
| 2010 | 0.11x | CA$863.23 Million | CA$7.92 Billion | ▼ -34.2% |
| 2009 | 0.17x | CA$699.52 Million | CA$4.22 Billion | ▲ +14.7% |
| 2008 | 0.14x | CA$594.57 Million | CA$4.11 Billion | ▼ -37.6% |
| 2007 | 0.23x | CA$772.81 Million | CA$3.34 Billion | ▲ +6.3% |
| 2006 | 0.22x | CA$687.70 Million | CA$3.15 Billion | ▲ +8.3% |
| 2005 | 0.20x | CA$604.08 Million | CA$3.00 Billion | ▲ +23.2% |
| 2004 | 0.16x | CA$484.57 Million | CA$2.97 Billion | ▲ +13.5% |
| 2003 | 0.14x | CA$442.14 Million | CA$3.07 Billion | ▲ +22.6% |
| 2002 | 0.12x | CA$356.49 Million | CA$3.04 Billion | ▲ +5.8% |
| 2001 | 0.11x | CA$380.55 Million | CA$3.43 Billion | ▼ -68.5% |
| 2000 | 0.35x | CA$313.24 Million | CA$888.93 Million | ▲ +14.0% |
| 1999 | 0.31x | CA$261.30 Million | CA$845.10 Million | ▲ +55.6% |
| 1998 | 0.20x | CA$188.40 Million | CA$948.00 Million | ▼ -5.8% |
| 1997 | 0.21x | CA$214.80 Million | CA$1.02 Billion | ▲ +129.0% |
| 1996 | 0.09x | CA$119.30 Million | CA$1.29 Billion | ▼ -4.1% |
| 1995 | 0.10x | CA$125.50 Million | CA$1.31 Billion | ▲ +19.0% |
| 1994 | 0.08x | CA$107.10 Million | CA$1.33 Billion | ▲ +202.0% |
| 1993 | -0.08x | CA$-115.90 Million | CA$1.46 Billion | — |