IGM Financial Inc. (IGM) — Financial Flexibility Index
IGM Financial Inc. (IGM) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of CA$416.61 Million (operating CF CA$406.93 Million minus capex CA$9.68 Million) represents 0% of total liabilities (CA$12.40 Billion). Check IGM Financial Inc. investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
IGM Financial Inc. Financial Flexibility Index (1993–2025)
Historical Financial Flexibility Index trend for IGM Financial Inc. across 33 annual periods. For the full cash flow conversion analysis, see IGM cash generation efficiency.
Annual Financial Flexibility Index for IGM Financial Inc. (1993–2025)
Year-by-year free cash flow to debt coverage for IGM Financial Inc.. Explore debt repayment capacity of IGM Financial Inc. to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | CA$1.15 Billion | CA$1.03 Billion | CA$13.36 Billion | ▼ -12.9% |
| 2024 | 0.10x | CA$1.27 Billion | CA$1.15 Billion | CA$12.81 Billion | ▲ +19.6% |
| 2023 | 0.08x | CA$991.05 Million | CA$837.28 Million | CA$11.94 Billion | ▲ +18.6% |
| 2022 | 0.07x | CA$882.45 Million | CA$737.67 Million | CA$12.61 Billion | ▼ -24.1% |
| 2021 | 0.09x | CA$1.03 Billion | CA$943.59 Million | CA$11.16 Billion | ▲ +20.4% |
| 2020 | 0.08x | CA$844.42 Million | CA$736.62 Million | CA$11.02 Billion | ▲ +5.0% |
| 2019 | 0.07x | CA$795.00 Million | CA$712.07 Million | CA$10.89 Billion | ▼ -4.5% |
| 2018 | 0.08x | CA$841.42 Million | CA$785.15 Million | CA$11.01 Billion | ▲ +20.9% |
| 2017 | 0.06x | CA$738.18 Million | CA$672.10 Million | CA$11.67 Billion | ▼ -18.4% |
| 2016 | 0.08x | CA$843.46 Million | CA$736.65 Million | CA$10.88 Billion | ▼ -6.0% |
| 2015 | 0.08x | CA$823.35 Million | CA$710.40 Million | CA$9.98 Billion | ▲ +0.3% |
| 2014 | 0.08x | CA$797.67 Million | CA$740.94 Million | CA$9.70 Billion | ▼ -12.5% |
| 2013 | 0.09x | CA$768.26 Million | CA$715.26 Million | CA$8.17 Billion | ▼ -6.4% |
| 2012 | 0.10x | CA$755.17 Million | CA$709.56 Million | CA$7.52 Billion | ▼ -17.2% |
| 2011 | 0.12x | CA$805.97 Million | CA$776.59 Million | CA$6.64 Billion | ▲ +9.4% |
| 2010 | 0.11x | CA$878.43 Million | CA$863.23 Million | CA$7.92 Billion | ▼ -33.9% |
| 2009 | 0.17x | CA$708.31 Million | CA$699.52 Million | CA$4.22 Billion | ▲ +8.9% |
| 2008 | 0.15x | CA$633.79 Million | CA$594.57 Million | CA$4.11 Billion | ▼ -35.2% |
| 2007 | 0.24x | CA$792.41 Million | CA$772.81 Million | CA$3.34 Billion | ▼ -12.0% |
| 2006 | 0.27x | CA$851.52 Million | CA$687.70 Million | CA$3.15 Billion | ▲ +31.7% |
| 2005 | 0.20x | CA$615.28 Million | CA$604.08 Million | CA$3.00 Billion | ▲ +22.0% |
| 2004 | 0.17x | CA$498.25 Million | CA$484.57 Million | CA$2.97 Billion | ▲ +13.3% |
| 2003 | 0.15x | CA$455.35 Million | CA$442.14 Million | CA$3.07 Billion | ▲ +21.7% |
| 2002 | 0.12x | CA$369.86 Million | CA$356.49 Million | CA$3.04 Billion | ▲ +1.8% |
| 2001 | 0.12x | CA$410.36 Million | CA$380.55 Million | CA$3.43 Billion | ▼ -67.6% |
| 2000 | 0.37x | CA$327.94 Million | CA$313.24 Million | CA$888.93 Million | ▲ +10.0% |
| 1999 | 0.34x | CA$283.40 Million | CA$261.30 Million | CA$845.10 Million | ▲ +56.4% |
| 1998 | 0.21x | CA$203.30 Million | CA$188.40 Million | CA$948.00 Million | ▼ -2.8% |
| 1997 | 0.22x | CA$224.70 Million | CA$214.80 Million | CA$1.02 Billion | ▲ +118.0% |
| 1996 | 0.10x | CA$131.10 Million | CA$119.30 Million | CA$1.29 Billion | ▲ +0.3% |
| 1995 | 0.10x | CA$131.80 Million | CA$125.50 Million | CA$1.31 Billion | ▲ +18.2% |
| 1994 | 0.09x | CA$113.20 Million | CA$107.10 Million | CA$1.33 Billion | ▲ +213.3% |
| 1993 | -0.08x | CA$-110.20 Million | CA$-115.90 Million | CA$1.46 Billion | — |