Royal Bank of Canada (RY) — Cash Flow-to-Debt Ratio
Royal Bank of Canada (RY) has a Cash Flow-to-Debt Ratio of 0.00x as of July 2026, meaning its operating cash flow of CA$3.80 Billion could theoretically repay 0% of its total liabilities (CA$2.35 Trillion) in one year. See RY financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Royal Bank of Canada Cash Flow-to-Debt Ratio (1993–2025)
Historical debt coverage capacity for Royal Bank of Canada across 33 annual periods. For the full cash flow conversion analysis, see RY cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Royal Bank of Canada (1993–2025)
Year-by-year debt coverage analysis for Royal Bank of Canada. Check Royal Bank of Canada cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CAD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.03x | CA$55.22 Billion | CA$2.19 Trillion | ▲ +123.2% |
| 2024 | 0.01x | CA$23.14 Billion | CA$2.04 Trillion | ▼ -18.1% |
| 2023 | 0.01x | CA$26.08 Billion | CA$1.89 Trillion | ▲ +13.9% |
| 2022 | 0.01x | CA$21.94 Billion | CA$1.81 Trillion | ▼ -68.1% |
| 2021 | 0.04x | CA$61.04 Billion | CA$1.61 Trillion | ▼ -57.9% |
| 2020 | 0.09x | CA$138.82 Billion | CA$1.54 Trillion | ▲ +751.3% |
| 2019 | 0.01x | CA$14.27 Billion | CA$1.35 Trillion | ▼ -23.9% |
| 2018 | 0.01x | CA$17.47 Billion | CA$1.25 Trillion | ▼ -58.0% |
| 2017 | 0.03x | CA$37.73 Billion | CA$1.14 Trillion | ▲ +36.8% |
| 2016 | 0.02x | CA$26.86 Billion | CA$1.11 Trillion | ▲ +1.3% |
| 2015 | 0.02x | CA$24.15 Billion | CA$1.01 Trillion | ▲ +39.6% |
| 2014 | 0.02x | CA$15.17 Billion | CA$886.05 Billion | ▲ +95.9% |
| 2013 | 0.01x | CA$7.08 Billion | CA$810.48 Billion | ▲ +513.5% |
| 2012 | 0.00x | CA$-1.65 Billion | CA$779.07 Billion | ▼ -133.4% |
| 2011 | 0.01x | CA$4.48 Billion | CA$708.05 Billion | ▼ -61.6% |
| 2010 | 0.02x | CA$11.29 Billion | CA$685.00 Billion | ▲ +37.2% |
| 2009 | 0.01x | CA$7.40 Billion | CA$616.01 Billion | ▼ -27.4% |
| 2008 | 0.02x | CA$11.43 Billion | CA$690.73 Billion | ▼ -57.7% |
| 2007 | 0.04x | CA$22.50 Billion | CA$574.42 Billion | ▲ +240.4% |
| 2006 | -0.03x | CA$-14.30 Billion | CA$512.58 Billion | ▲ +57.7% |
| 2005 | -0.07x | CA$-29.53 Billion | CA$447.43 Billion | ▼ -1496.3% |
| 2004 | 0.00x | CA$1.93 Billion | CA$408.58 Billion | ▲ +118.7% |
| 2003 | -0.03x | CA$-9.67 Billion | CA$382.27 Billion | ▼ -198.0% |
| 2002 | -0.01x | CA$-3.03 Billion | CA$356.70 Billion | ▲ +60.0% |
| 2001 | -0.02x | CA$-7.20 Billion | CA$339.62 Billion | ▲ +50.0% |
| 2000 | -0.04x | CA$-11.87 Billion | CA$280.05 Billion | ▼ -326.0% |
| 1999 | 0.02x | CA$4.89 Billion | CA$260.89 Billion | ▲ +212.6% |
| 1998 | -0.02x | CA$-4.36 Billion | CA$262.01 Billion | ▼ -196.9% |
| 1997 | 0.02x | CA$4.03 Billion | CA$234.38 Billion | ▲ +255.2% |
| 1996 | -0.01x | CA$-2.30 Billion | CA$207.74 Billion | ▼ -245.4% |
| 1995 | 0.01x | CA$1.33 Billion | CA$174.62 Billion | ▼ -29.7% |
| 1994 | 0.01x | CA$1.78 Billion | CA$164.49 Billion | ▲ +8.1% |
| 1993 | 0.01x | CA$1.57 Billion | CA$156.93 Billion | — |