Royal Bank of Canada (RY) — Financial Flexibility Index
Royal Bank of Canada (RY) has a Financial Flexibility Index of -0.01x as of October 2025. Free cash flow of CA$-14.24 Billion (operating CF CA$-14.79 Billion minus capex CA$549.00 Million) represents 0% of total liabilities (CA$2.19 Trillion). Check RY PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Royal Bank of Canada Financial Flexibility Index (1993–2025)
Historical Financial Flexibility Index trend for Royal Bank of Canada across 33 annual periods. See Royal Bank of Canada (RY) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Royal Bank of Canada (1993–2025)
Year-by-year free cash flow to debt coverage for Royal Bank of Canada. For the full company profile including market capitalisation, see market value of Royal Bank of Canada.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | CA$57.46 Billion | CA$55.22 Billion | CA$2.19 Trillion | ▲ +111.4% |
| 2024 | 0.01x | CA$25.42 Billion | CA$23.14 Billion | CA$2.04 Trillion | ▼ -18.5% |
| 2023 | 0.02x | CA$28.81 Billion | CA$26.08 Billion | CA$1.89 Trillion | ▲ +13.0% |
| 2022 | 0.01x | CA$24.44 Billion | CA$21.94 Billion | CA$1.81 Trillion | ▼ -65.6% |
| 2021 | 0.04x | CA$63.23 Billion | CA$61.04 Billion | CA$1.61 Trillion | ▼ -57.2% |
| 2020 | 0.09x | CA$141.45 Billion | CA$138.82 Billion | CA$1.54 Trillion | ▲ +648.8% |
| 2019 | 0.01x | CA$16.53 Billion | CA$14.27 Billion | CA$1.35 Trillion | ▼ -20.8% |
| 2018 | 0.02x | CA$19.45 Billion | CA$17.47 Billion | CA$1.25 Trillion | ▼ -54.8% |
| 2017 | 0.03x | CA$39.09 Billion | CA$37.73 Billion | CA$1.14 Trillion | ▲ +35.4% |
| 2016 | 0.03x | CA$28.11 Billion | CA$26.86 Billion | CA$1.11 Trillion | ▲ +0.5% |
| 2015 | 0.03x | CA$25.49 Billion | CA$24.15 Billion | CA$1.01 Trillion | ▲ +36.3% |
| 2014 | 0.02x | CA$16.40 Billion | CA$15.17 Billion | CA$886.05 Billion | ▲ +87.1% |
| 2013 | 0.01x | CA$8.02 Billion | CA$7.08 Billion | CA$810.48 Billion | ▲ +2456.7% |
| 2012 | 0.00x | CA$-327.00 Million | CA$-1.65 Billion | CA$779.07 Billion | ▼ -105.0% |
| 2011 | 0.01x | CA$5.93 Billion | CA$4.48 Billion | CA$708.05 Billion | ▼ -53.2% |
| 2010 | 0.02x | CA$12.25 Billion | CA$11.29 Billion | CA$685.00 Billion | ▲ +36.2% |
| 2009 | 0.01x | CA$8.09 Billion | CA$7.40 Billion | CA$616.01 Billion | ▼ -28.5% |
| 2008 | 0.02x | CA$12.70 Billion | CA$11.43 Billion | CA$690.73 Billion | ▼ -54.5% |
| 2007 | 0.04x | CA$23.21 Billion | CA$22.50 Billion | CA$574.42 Billion | ▲ +250.2% |
| 2006 | -0.03x | CA$-13.79 Billion | CA$-14.30 Billion | CA$512.58 Billion | ▲ +58.7% |
| 2005 | -0.07x | CA$-29.14 Billion | CA$-29.53 Billion | CA$447.43 Billion | ▼ -1222.9% |
| 2004 | 0.01x | CA$2.37 Billion | CA$1.93 Billion | CA$408.58 Billion | ▲ +123.9% |
| 2003 | -0.02x | CA$-9.28 Billion | CA$-9.67 Billion | CA$382.27 Billion | ▼ -231.9% |
| 2002 | -0.01x | CA$-2.61 Billion | CA$-3.03 Billion | CA$356.70 Billion | ▲ +63.7% |
| 2001 | -0.02x | CA$-6.83 Billion | CA$-7.20 Billion | CA$339.62 Billion | ▲ +51.4% |
| 2000 | -0.04x | CA$-11.59 Billion | CA$-11.87 Billion | CA$280.05 Billion | ▼ -309.7% |
| 1999 | 0.02x | CA$5.15 Billion | CA$4.89 Billion | CA$260.89 Billion | ▲ +234.4% |
| 1998 | -0.01x | CA$-3.85 Billion | CA$-4.36 Billion | CA$262.01 Billion | ▼ -179.6% |
| 1997 | 0.02x | CA$4.32 Billion | CA$4.03 Billion | CA$234.38 Billion | ▲ +285.9% |
| 1996 | -0.01x | CA$-2.06 Billion | CA$-2.30 Billion | CA$207.74 Billion | ▼ -209.3% |
| 1995 | 0.01x | CA$1.58 Billion | CA$1.33 Billion | CA$174.62 Billion | ▼ -26.7% |
| 1994 | 0.01x | CA$2.04 Billion | CA$1.78 Billion | CA$164.49 Billion | ▲ +8.8% |
| 1993 | 0.01x | CA$1.78 Billion | CA$1.57 Billion | CA$156.93 Billion | — |