Royal Bank of Canada (RY) — Financial Flexibility Index

Latest as of October 2025: -0.01x

Royal Bank of Canada (RY) has a Financial Flexibility Index of -0.01x as of October 2025. Free cash flow of CA$-14.24 Billion (operating CF CA$-14.79 Billion minus capex CA$549.00 Million) represents 0% of total liabilities (CA$2.19 Trillion). Also explore Royal Bank of Canada (RY) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$-14.24 Billion
Operating CF − Capex

Total Liabilities

CA$2.19 Trillion
CAD

Capital Expenditures

CA$549.00 Million
CAD

Royal Bank of Canada Financial Flexibility Index (1993–2025)

Historical Financial Flexibility Index trend for Royal Bank of Canada across 33 annual periods. Check RY capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Royal Bank of Canada (1993–2025)

Year-by-year free cash flow to debt coverage for Royal Bank of Canada. For the full company profile including market capitalisation, see Royal Bank of Canada (RY) total market value.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.03x CA$57.46 Billion CA$55.22 Billion CA$2.19 Trillion ▲ +111.4%
2024 0.01x CA$25.42 Billion CA$23.14 Billion CA$2.04 Trillion ▼ -18.5%
2023 0.02x CA$28.81 Billion CA$26.08 Billion CA$1.89 Trillion ▲ +13.0%
2022 0.01x CA$24.44 Billion CA$21.94 Billion CA$1.81 Trillion ▼ -65.6%
2021 0.04x CA$63.23 Billion CA$61.04 Billion CA$1.61 Trillion ▼ -57.2%
2020 0.09x CA$141.45 Billion CA$138.82 Billion CA$1.54 Trillion ▲ +648.8%
2019 0.01x CA$16.53 Billion CA$14.27 Billion CA$1.35 Trillion ▼ -20.8%
2018 0.02x CA$19.45 Billion CA$17.47 Billion CA$1.25 Trillion ▼ -54.8%
2017 0.03x CA$39.09 Billion CA$37.73 Billion CA$1.14 Trillion ▲ +35.4%
2016 0.03x CA$28.11 Billion CA$26.86 Billion CA$1.11 Trillion ▲ +0.5%
2015 0.03x CA$25.49 Billion CA$24.15 Billion CA$1.01 Trillion ▲ +36.3%
2014 0.02x CA$16.40 Billion CA$15.17 Billion CA$886.05 Billion ▲ +87.1%
2013 0.01x CA$8.02 Billion CA$7.08 Billion CA$810.48 Billion ▲ +2456.7%
2012 0.00x CA$-327.00 Million CA$-1.65 Billion CA$779.07 Billion ▼ -105.0%
2011 0.01x CA$5.93 Billion CA$4.48 Billion CA$708.05 Billion ▼ -53.2%
2010 0.02x CA$12.25 Billion CA$11.29 Billion CA$685.00 Billion ▲ +36.2%
2009 0.01x CA$8.09 Billion CA$7.40 Billion CA$616.01 Billion ▼ -28.5%
2008 0.02x CA$12.70 Billion CA$11.43 Billion CA$690.73 Billion ▼ -54.5%
2007 0.04x CA$23.21 Billion CA$22.50 Billion CA$574.42 Billion ▲ +250.2%
2006 -0.03x CA$-13.79 Billion CA$-14.30 Billion CA$512.58 Billion ▲ +58.7%
2005 -0.07x CA$-29.14 Billion CA$-29.53 Billion CA$447.43 Billion ▼ -1222.9%
2004 0.01x CA$2.37 Billion CA$1.93 Billion CA$408.58 Billion ▲ +123.9%
2003 -0.02x CA$-9.28 Billion CA$-9.67 Billion CA$382.27 Billion ▼ -231.9%
2002 -0.01x CA$-2.61 Billion CA$-3.03 Billion CA$356.70 Billion ▲ +63.7%
2001 -0.02x CA$-6.83 Billion CA$-7.20 Billion CA$339.62 Billion ▲ +51.4%
2000 -0.04x CA$-11.59 Billion CA$-11.87 Billion CA$280.05 Billion ▼ -309.7%
1999 0.02x CA$5.15 Billion CA$4.89 Billion CA$260.89 Billion ▲ +234.4%
1998 -0.01x CA$-3.85 Billion CA$-4.36 Billion CA$262.01 Billion ▼ -179.6%
1997 0.02x CA$4.32 Billion CA$4.03 Billion CA$234.38 Billion ▲ +285.9%
1996 -0.01x CA$-2.06 Billion CA$-2.30 Billion CA$207.74 Billion ▼ -209.3%
1995 0.01x CA$1.58 Billion CA$1.33 Billion CA$174.62 Billion ▼ -26.7%
1994 0.01x CA$2.04 Billion CA$1.78 Billion CA$164.49 Billion ▲ +8.8%
1993 0.01x CA$1.78 Billion CA$1.57 Billion CA$156.93 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities