Royal Bank of Canada (RY) — Financial Flexibility Index
Royal Bank of Canada (RY) has a Financial Flexibility Index of 0.00x as of July 2026. Free cash flow of CA$4.55 Billion (operating CF CA$3.80 Billion minus capex CA$743.00 Million) represents 0% of total liabilities (CA$2.35 Trillion). Check total reinvestment intensity of Royal Bank of Canada to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Royal Bank of Canada Financial Flexibility Index (1993–2025)
Historical Financial Flexibility Index trend for Royal Bank of Canada across 33 annual periods. For the full cash flow conversion analysis, see RY operating cash flow.
Annual Financial Flexibility Index for Royal Bank of Canada (1993–2025)
Year-by-year free cash flow to debt coverage for Royal Bank of Canada. Explore Royal Bank of Canada (RY) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CAD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.03x | CA$57.46 Billion | CA$55.22 Billion | CA$2.19 Trillion | ▲ +111.4% |
| 2024 | 0.01x | CA$25.42 Billion | CA$23.14 Billion | CA$2.04 Trillion | ▼ -18.5% |
| 2023 | 0.02x | CA$28.81 Billion | CA$26.08 Billion | CA$1.89 Trillion | ▲ +13.0% |
| 2022 | 0.01x | CA$24.44 Billion | CA$21.94 Billion | CA$1.81 Trillion | ▼ -65.6% |
| 2021 | 0.04x | CA$63.23 Billion | CA$61.04 Billion | CA$1.61 Trillion | ▼ -57.2% |
| 2020 | 0.09x | CA$141.45 Billion | CA$138.82 Billion | CA$1.54 Trillion | ▲ +648.8% |
| 2019 | 0.01x | CA$16.53 Billion | CA$14.27 Billion | CA$1.35 Trillion | ▼ -20.8% |
| 2018 | 0.02x | CA$19.45 Billion | CA$17.47 Billion | CA$1.25 Trillion | ▼ -54.8% |
| 2017 | 0.03x | CA$39.09 Billion | CA$37.73 Billion | CA$1.14 Trillion | ▲ +35.4% |
| 2016 | 0.03x | CA$28.11 Billion | CA$26.86 Billion | CA$1.11 Trillion | ▲ +0.5% |
| 2015 | 0.03x | CA$25.49 Billion | CA$24.15 Billion | CA$1.01 Trillion | ▲ +36.3% |
| 2014 | 0.02x | CA$16.40 Billion | CA$15.17 Billion | CA$886.05 Billion | ▲ +87.1% |
| 2013 | 0.01x | CA$8.02 Billion | CA$7.08 Billion | CA$810.48 Billion | ▲ +2456.7% |
| 2012 | 0.00x | CA$-327.00 Million | CA$-1.65 Billion | CA$779.07 Billion | ▼ -105.0% |
| 2011 | 0.01x | CA$5.93 Billion | CA$4.48 Billion | CA$708.05 Billion | ▼ -53.2% |
| 2010 | 0.02x | CA$12.25 Billion | CA$11.29 Billion | CA$685.00 Billion | ▲ +36.2% |
| 2009 | 0.01x | CA$8.09 Billion | CA$7.40 Billion | CA$616.01 Billion | ▼ -28.5% |
| 2008 | 0.02x | CA$12.70 Billion | CA$11.43 Billion | CA$690.73 Billion | ▼ -54.5% |
| 2007 | 0.04x | CA$23.21 Billion | CA$22.50 Billion | CA$574.42 Billion | ▲ +250.2% |
| 2006 | -0.03x | CA$-13.79 Billion | CA$-14.30 Billion | CA$512.58 Billion | ▲ +58.7% |
| 2005 | -0.07x | CA$-29.14 Billion | CA$-29.53 Billion | CA$447.43 Billion | ▼ -1222.9% |
| 2004 | 0.01x | CA$2.37 Billion | CA$1.93 Billion | CA$408.58 Billion | ▲ +123.9% |
| 2003 | -0.02x | CA$-9.28 Billion | CA$-9.67 Billion | CA$382.27 Billion | ▼ -231.9% |
| 2002 | -0.01x | CA$-2.61 Billion | CA$-3.03 Billion | CA$356.70 Billion | ▲ +63.7% |
| 2001 | -0.02x | CA$-6.83 Billion | CA$-7.20 Billion | CA$339.62 Billion | ▲ +51.4% |
| 2000 | -0.04x | CA$-11.59 Billion | CA$-11.87 Billion | CA$280.05 Billion | ▼ -309.7% |
| 1999 | 0.02x | CA$5.15 Billion | CA$4.89 Billion | CA$260.89 Billion | ▲ +234.4% |
| 1998 | -0.01x | CA$-3.85 Billion | CA$-4.36 Billion | CA$262.01 Billion | ▼ -179.6% |
| 1997 | 0.02x | CA$4.32 Billion | CA$4.03 Billion | CA$234.38 Billion | ▲ +285.9% |
| 1996 | -0.01x | CA$-2.06 Billion | CA$-2.30 Billion | CA$207.74 Billion | ▼ -209.3% |
| 1995 | 0.01x | CA$1.58 Billion | CA$1.33 Billion | CA$174.62 Billion | ▼ -26.7% |
| 1994 | 0.01x | CA$2.04 Billion | CA$1.78 Billion | CA$164.49 Billion | ▲ +8.8% |
| 1993 | 0.01x | CA$1.78 Billion | CA$1.57 Billion | CA$156.93 Billion | — |