Benefit Systems SA (BFT) — Cash Flow-to-Debt Ratio
Benefit Systems SA (BFT) has a Cash Flow-to-Debt Ratio of 0.09x as of December 2025, meaning its operating cash flow of zł433.23 Million could theoretically repay 0% of its total liabilities (zł4.69 Billion) in one year. See Benefit Systems SA financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Benefit Systems SA Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Benefit Systems SA across 17 annual periods. For the full cash flow conversion analysis, see BFT cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Benefit Systems SA (2009–2025)
Year-by-year debt coverage analysis for Benefit Systems SA. Check how high is Benefit Systems SA's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (PLN) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.24x | zł1.14 Billion | zł4.69 Billion | ▼ -42.8% |
| 2024 | 0.43x | zł962.34 Million | zł2.26 Billion | ▼ -7.6% |
| 2023 | 0.46x | zł830.46 Million | zł1.80 Billion | ▲ +58.1% |
| 2022 | 0.29x | zł439.67 Million | zł1.51 Billion | ▲ +91.3% |
| 2021 | 0.15x | zł240.57 Million | zł1.58 Billion | ▲ +4.3% |
| 2020 | 0.15x | zł222.12 Million | zł1.52 Billion | ▼ -43.9% |
| 2019 | 0.26x | zł379.86 Million | zł1.46 Billion | ▼ -3.0% |
| 2018 | 0.27x | zł139.99 Million | zł521.70 Million | ▲ +4.5% |
| 2017 | 0.26x | zł139.16 Million | zł542.16 Million | ▼ -28.4% |
| 2016 | 0.36x | zł117.37 Million | zł327.24 Million | ▼ -1.0% |
| 2015 | 0.36x | zł71.56 Million | zł197.48 Million | ▼ -38.0% |
| 2014 | 0.58x | zł56.18 Million | zł96.16 Million | ▲ +11.1% |
| 2013 | 0.53x | zł35.23 Million | zł66.99 Million | ▼ -42.3% |
| 2012 | 0.91x | zł33.85 Million | zł37.12 Million | ▼ -15.5% |
| 2011 | 1.08x | zł33.86 Million | zł31.38 Million | ▼ -13.8% |
| 2010 | 1.25x | zł24.72 Million | zł19.75 Million | ▲ +285.5% |
| 2009 | 0.32x | zł2.62 Million | zł8.05 Million | — |