ageas SA/NV (AGS) — Defensive Interval Ratio

Latest as of December 2025: 329 days

ageas SA/NV (AGS) has a Defensive Interval Ratio of 329 days as of December 2025. Defensive assets of €61.44 Billion (cash €-, short-term investments €59.16 Billion, receivables €2.29 Billion) cover 329 days of daily cash needs of €186.71 Million/day. Explore AGS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Defensive Interval Ratio

329 days
Days of operational coverage

Defensive Assets

€61.44 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€186.71 Million
Current Liabilities ÷ 365

Current Liabilities

€68.15 Billion
EUR

ageas SA/NV Defensive Interval Ratio (2012–2025)

This chart shows how ageas SA/NV's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 329 days, meaning defensive assets of €61.44 Billion can fund 329 days of operations without new revenue. Read AGS liabilities breakdown for a breakdown of total debt and financial obligations.

Annual Defensive Interval Ratio for ageas SA/NV (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for ageas SA/NV from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see ageas SA/NV assets under control.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 329 days €61.44 Billion €186.71 Million/day €- €59.16 Billion ▼ -3907 days
2024 4237 days €59.02 Billion €13.93 Million/day €- €56.88 Billion ▼ -25561 days
2023 29798 days €56.90 Billion €1.91 Million/day €- €56.90 Billion ▲ +8294 days
2022 21504 days €41.48 Billion €1.93 Million/day €- €40.98 Billion ▼ -6975 days
2021 28479 days €56.41 Billion €1.98 Million/day €- €55.26 Billion ▲ +1126 days
2020 27352 days €60.02 Billion €2.19 Million/day €- €58.98 Billion ▼ -6784 days
2019 34136 days €61.58 Billion €1.80 Million/day €- €59.30 Billion ▲ +1275 days
2018 32861 days €58.88 Billion €1.79 Million/day €- €56.60 Billion ▲ +1203 days
2017 31657 days €59.77 Billion €1.89 Million/day €- €58.56 Billion ▼ -729 days
2016 32386 days €63.19 Billion €1.95 Million/day €- €61.60 Billion ▲ +12604 days
2015 19782 days €62.98 Billion €3.18 Million/day €- €61.55 Billion ▲ +589 days
2014 19193 days €64.47 Billion €3.36 Million/day €- €63.13 Billion ▲ +524 days
2013 18670 days €58.61 Billion €3.14 Million/day €- €57.27 Billion ▲ +7675 days
2012 10995 days €57.22 Billion €5.20 Million/day €- €57.22 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)