Bank Capital Indonesia Tbk (BACA) — Defensive Interval Ratio

Latest as of March 2026: 48 days

Bank Capital Indonesia Tbk (BACA) has a Defensive Interval Ratio of 48 days as of March 2026. Defensive assets of Rp132.89 Billion (cash Rp-, short-term investments Rp-, receivables Rp132.89 Billion) cover 48 days of daily cash needs of Rp2.77 Billion/day. See Bank Capital Indonesia Tbk working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

48 days
Days of operational coverage

Defensive Assets

Rp132.89 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp2.77 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp1.01 Trillion
IDR

Bank Capital Indonesia Tbk Defensive Interval Ratio (2011–2025)

This chart shows how Bank Capital Indonesia Tbk's Defensive Interval Ratio has evolved across 15 annual periods from 2011 to 2025. As of March 2026, the ratio stands at 48 days, meaning defensive assets of Rp132.89 Billion can fund 48 days of operations without new revenue. See Bank Capital Indonesia Tbk balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bank Capital Indonesia Tbk (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Capital Indonesia Tbk from 2011 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Bank Capital Indonesia Tbk.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 19 days Rp109.43 Billion Rp5.75 Billion/day Rp- Rp- ▲ +16 days
2024 3 days Rp99.64 Billion Rp36.70 Billion/day Rp- Rp- ▲ +105 days
2023 -102 days Rp-3.77 Trillion Rp36.84 Billion/day Rp- Rp-4.40 Trillion ▼ -7855 days
2022 7752 days Rp974.68 Billion Rp125.73 Million/day Rp- Rp872.02 Billion ▲ +7244 days
2021 508 days Rp76.44 Billion Rp150.45 Million/day Rp- Rp- ▼ -526 days
2020 1034 days Rp196.56 Billion Rp190.14 Million/day Rp- Rp- ▲ +358 days
2019 675 days Rp89.87 Billion Rp133.08 Million/day Rp- Rp- ▼ -1303 days
2018 1978 days Rp268.02 Billion Rp135.47 Million/day Rp- Rp197.80 Billion ▼ -19218 days
2017 21197 days Rp2.22 Trillion Rp104.92 Million/day Rp- Rp2.17 Trillion ▲ +6858 days
2016 14339 days Rp1.08 Trillion Rp75.10 Million/day Rp- Rp1.03 Trillion ▲ +7636 days
2015 6703 days Rp497.78 Billion Rp74.27 Million/day Rp- Rp444.21 Billion ▼ -13627 days
2014 20330 days Rp1.20 Trillion Rp59.00 Million/day Rp- Rp1.17 Trillion ▲ +9102 days
2013 11228 days Rp493.48 Billion Rp43.95 Million/day Rp- Rp472.69 Billion ▲ +10980 days
2012 248 days Rp3.25 Trillion Rp13.07 Billion/day Rp- Rp414.72 Billion ▲ +173 days
2011 76 days Rp822.33 Billion Rp10.88 Billion/day Rp- Rp808.27 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)