Bank Capital Indonesia Tbk (BACA) — Financial Flexibility Index

Latest as of June 2026: 0.16x

Bank Capital Indonesia Tbk (BACA) has a Financial Flexibility Index of 0.16x as of June 2026. Free cash flow of Rp3.03 Trillion (operating CF Rp3.03 Trillion minus capex Rp6.95 Billion) represents 0% of total liabilities (Rp18.80 Trillion). Check Bank Capital Indonesia Tbk cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.16x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp3.03 Trillion
Operating CF − Capex

Total Liabilities

Rp18.80 Trillion
IDR

Capital Expenditures

Rp6.95 Billion
IDR

Bank Capital Indonesia Tbk Financial Flexibility Index (2008–2025)

Historical Financial Flexibility Index trend for Bank Capital Indonesia Tbk across 18 annual periods. For the full cash flow conversion analysis, see Bank Capital Indonesia Tbk operating cash flow efficiency.

Annual Financial Flexibility Index for Bank Capital Indonesia Tbk (2008–2025)

Year-by-year free cash flow to debt coverage for Bank Capital Indonesia Tbk. Explore Bank Capital Indonesia Tbk (BACA) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2025 0.01x Rp162.96 Billion Rp129.49 Billion Rp21.28 Trillion ▲ +106.4%
2024 -0.12x Rp-1.91 Trillion Rp-1.97 Trillion Rp15.97 Trillion ▼ -23.2%
2023 -0.10x Rp-1.54 Trillion Rp-1.55 Trillion Rp15.87 Trillion ▲ +63.9%
2022 -0.27x Rp-4.66 Trillion Rp-4.70 Trillion Rp17.34 Trillion ▼ -265.2%
2021 0.16x Rp3.29 Trillion Rp3.28 Trillion Rp20.20 Trillion ▲ +1630.7%
2020 -0.01x Rp-197.53 Billion Rp-203.07 Billion Rp18.58 Trillion ▲ +91.2%
2019 -0.12x Rp-2.11 Trillion Rp-2.17 Trillion Rp17.42 Trillion ▼ -205.1%
2018 0.12x Rp1.91 Trillion Rp1.64 Trillion Rp16.53 Trillion ▲ +56.7%
2017 0.07x Rp1.10 Trillion Rp1.06 Trillion Rp14.94 Trillion ▲ +769.0%
2016 -0.01x Rp-141.78 Billion Rp-173.43 Billion Rp12.89 Trillion ▼ -113.1%
2015 0.08x Rp930.22 Billion Rp845.70 Billion Rp11.11 Trillion ▼ -4.9%
2014 0.09x Rp728.69 Billion Rp705.43 Billion Rp8.28 Trillion ▲ +233.3%
2013 0.03x Rp164.63 Billion Rp134.89 Billion Rp6.23 Trillion ▲ +1106.1%
2012 0.00x Rp-13.15 Billion Rp-31.55 Billion Rp5.01 Trillion ▲ +96.3%
2011 -0.07x Rp-286.14 Billion Rp-288.31 Billion Rp4.09 Trillion ▼ -141.5%
2010 0.17x Rp651.06 Billion Rp624.91 Billion Rp3.86 Trillion ▲ +694.1%
2009 -0.03x Rp-83.98 Billion Rp-108.44 Billion Rp2.95 Trillion ▲ +68.1%
2008 -0.09x Rp-134.62 Billion Rp-165.81 Billion Rp1.51 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities