Bank Yudha Bhakti Tbk (BBYB) — Defensive Interval Ratio

Latest as of June 2025: 14 days

Bank Yudha Bhakti Tbk (BBYB) has a Defensive Interval Ratio of 14 days as of June 2025. Defensive assets of Rp502.02 Billion (cash Rp-, short-term investments Rp-, receivables Rp502.02 Billion) cover 14 days of daily cash needs of Rp37.11 Billion/day.

Defensive Interval Ratio

14 days
Days of operational coverage

Defensive Assets

Rp502.02 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp37.11 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp13.54 Trillion
IDR

Bank Yudha Bhakti Tbk Defensive Interval Ratio (2012–2024)

This chart shows how Bank Yudha Bhakti Tbk's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of June 2025, the ratio stands at 14 days, meaning defensive assets of Rp502.02 Billion can fund 14 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Bank Yudha Bhakti Tbk.

Annual Defensive Interval Ratio for Bank Yudha Bhakti Tbk (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Yudha Bhakti Tbk from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Bank Yudha Bhakti Tbk to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 65 days Rp2.37 Trillion Rp36.57 Billion/day Rp- Rp1.88 Trillion ▼ -2952 days
2023 3017 days Rp691.15 Billion Rp229.12 Million/day Rp- Rp- ▼ -652 days
2022 3669 days Rp675.02 Billion Rp183.98 Million/day Rp- Rp- ▼ -2790 days
2021 6459 days Rp604.38 Billion Rp93.57 Million/day Rp- Rp- ▲ +5248 days
2020 1211 days Rp40.24 Billion Rp33.22 Million/day Rp- Rp- ▲ +29 days
2019 1183 days Rp41.67 Billion Rp35.22 Million/day Rp- Rp- ▼ -2917 days
2018 4100 days Rp146.02 Billion Rp35.61 Million/day Rp- Rp101.29 Billion ▼ -1108 days
2017 5208 days Rp202.37 Billion Rp38.86 Million/day Rp- Rp149.48 Billion ▼ -256 days
2016 5464 days Rp188.92 Billion Rp34.57 Million/day Rp- Rp188.92 Billion ▼ -1715 days
2015 7179 days Rp219.62 Billion Rp30.59 Million/day Rp- Rp219.62 Billion ▼ -8181 days
2014 15360 days Rp413.45 Billion Rp26.92 Million/day Rp- Rp413.45 Billion ▼ -10734 days
2013 26093 days Rp454.48 Billion Rp17.42 Million/day Rp- Rp454.48 Billion ▲ +10929 days
2012 15165 days Rp334.30 Billion Rp22.04 Million/day Rp- Rp334.30 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)