Bank Qnb Indonesia Tbk (BKSW) — Defensive Interval Ratio

Latest as of March 2026: 50 days

Bank Qnb Indonesia Tbk (BKSW) has a Defensive Interval Ratio of 50 days as of March 2026. Defensive assets of Rp64.61 Billion (cash Rp-, short-term investments Rp-, receivables Rp64.61 Billion) cover 50 days of daily cash needs of Rp1.29 Billion/day. Check Bank Qnb Indonesia Tbk tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

50 days
Days of operational coverage

Defensive Assets

Rp64.61 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp1.29 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp472.67 Billion
IDR

Bank Qnb Indonesia Tbk Defensive Interval Ratio (2015–2025)

This chart shows how Bank Qnb Indonesia Tbk's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of March 2026, the ratio stands at 50 days, meaning defensive assets of Rp64.61 Billion can fund 50 days of operations without new revenue. Also explore how fast is Bank Qnb Indonesia Tbk growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank Qnb Indonesia Tbk (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Qnb Indonesia Tbk from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Bank Qnb Indonesia Tbk.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 439 days Rp92.29 Billion Rp210.35 Million/day Rp- Rp10.87 Billion ▲ +434 days
2024 4 days Rp94.05 Billion Rp21.12 Billion/day Rp- Rp- ▼ -9 days
2023 13 days Rp229.33 Billion Rp17.50 Billion/day Rp- Rp- ▼ -489 days
2022 502 days Rp83.81 Billion Rp166.88 Million/day Rp- Rp- ▲ +474 days
2021 29 days Rp339.91 Billion Rp11.88 Billion/day Rp- Rp- ▲ +9 days
2020 19 days Rp84.28 Billion Rp4.38 Billion/day Rp- Rp- ▲ +19 days
2019 0 days Rp5.06 Billion Rp45.57 Billion/day Rp- Rp- ▲ +0 days
2018 0 days Rp0.00 Rp43.10 Billion/day Rp- Rp-112.26 Billion ▼ -40 days
2017 40 days Rp2.27 Trillion Rp56.25 Billion/day Rp- Rp2.26 Trillion ▲ +32 days
2016 8 days Rp471.90 Billion Rp56.98 Billion/day Rp- Rp471.35 Billion ▲ +4 days
2015 4 days Rp272.04 Billion Rp60.95 Billion/day Rp- Rp269.12 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)