Bank Qnb Indonesia Tbk (BKSW) — Financial Flexibility Index
Bank Qnb Indonesia Tbk (BKSW) has a Financial Flexibility Index of -0.01x as of March 2026. Free cash flow of Rp-94.35 Billion (operating CF Rp-100.84 Billion minus capex Rp6.49 Billion) represents 0% of total liabilities (Rp8.42 Trillion). Check cash flow reinvestment rate of Bank Qnb Indonesia Tbk to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Qnb Indonesia Tbk Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Bank Qnb Indonesia Tbk across 18 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Bank Qnb Indonesia Tbk.
Annual Financial Flexibility Index for Bank Qnb Indonesia Tbk (2008–2025)
Year-by-year free cash flow to debt coverage for Bank Qnb Indonesia Tbk. Explore BKSW debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rp169.53 Billion | Rp152.58 Billion | Rp8.49 Trillion | ▼ -89.9% |
| 2024 | 0.20x | Rp1.60 Trillion | Rp1.55 Trillion | Rp8.10 Trillion | ▲ +136.6% |
| 2023 | 0.08x | Rp587.96 Billion | Rp587.67 Billion | Rp7.06 Trillion | ▲ +151.9% |
| 2022 | -0.16x | Rp-1.94 Trillion | Rp-1.94 Trillion | Rp12.06 Trillion | ▲ +72.7% |
| 2021 | -0.59x | Rp-645.54 Billion | Rp-694.40 Billion | Rp1.10 Trillion | ▲ +77.4% |
| 2020 | -2.60x | Rp-4.18 Trillion | Rp-4.28 Trillion | Rp1.61 Trillion | ▼ -110.6% |
| 2019 | -1.24x | Rp-676.79 Billion | Rp-734.55 Billion | Rp547.81 Billion | ▼ -577.6% |
| 2018 | -0.18x | Rp-2.88 Trillion | Rp-2.90 Trillion | Rp15.81 Trillion | ▼ -1962.4% |
| 2017 | -0.01x | Rp-182.50 Billion | Rp-230.59 Billion | Rp20.64 Trillion | ▲ +62.2% |
| 2016 | -0.02x | Rp-488.86 Billion | Rp-562.26 Billion | Rp20.89 Trillion | ▲ +72.2% |
| 2015 | -0.08x | Rp-1.97 Trillion | Rp-2.00 Trillion | Rp23.33 Trillion | ▼ -179.3% |
| 2014 | 0.11x | Rp1.97 Trillion | Rp1.93 Trillion | Rp18.56 Trillion | ▲ +63.5% |
| 2013 | 0.07x | Rp619.77 Billion | Rp575.49 Billion | Rp9.53 Trillion | ▼ -64.0% |
| 2012 | 0.18x | Rp682.01 Billion | Rp554.89 Billion | Rp3.78 Trillion | ▲ +178.1% |
| 2011 | -0.23x | Rp-623.68 Billion | Rp-628.43 Billion | Rp2.70 Trillion | ▼ -651.9% |
| 2010 | -0.03x | Rp-74.06 Billion | Rp-77.59 Billion | Rp2.41 Trillion | ▼ -7.2% |
| 2009 | -0.03x | Rp-62.13 Billion | Rp-67.14 Billion | Rp2.17 Trillion | ▲ +62.2% |
| 2008 | -0.08x | Rp-153.61 Billion | Rp-162.01 Billion | Rp2.03 Trillion | — |