Luzerner Kantonalbank AG (0QNU) — Defensive Interval Ratio

Latest as of June 2025: 21 days

Luzerner Kantonalbank AG (0QNU) has a Defensive Interval Ratio of 21 days as of June 2025. Defensive assets of £112.58 Million (cash £-, short-term investments £-, receivables £112.58 Million) cover 21 days of daily cash needs of £5.44 Million/day.

Defensive Interval Ratio

21 days
Days of operational coverage

Defensive Assets

£112.58 Million
Cash + ST Investments + Receivables

Daily Cash Need

£5.44 Million
Current Liabilities ÷ 365

Current Liabilities

£1.99 Billion
GBP

Luzerner Kantonalbank AG Defensive Interval Ratio (2009–2025)

This chart shows how Luzerner Kantonalbank AG's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of June 2025, the ratio stands at 21 days, meaning defensive assets of £112.58 Million can fund 21 days of operations without new revenue. For the complete balance sheet picture, see Luzerner Kantonalbank AG assets under control.

Annual Defensive Interval Ratio for Luzerner Kantonalbank AG (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Luzerner Kantonalbank AG from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Luzerner Kantonalbank AG's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBP) Daily Cash Need Cash ST Investments Change (days)
2025 63 days £1.69 Billion £26.66 Million/day £- £1.69 Billion ▲ +60 days
2024 4 days £100.97 Million £27.93 Million/day £- £- ▲ +251 days
2023 -247 days £-5.80 Billion £23.46 Million/day £- £-5.95 Billion ▼ -249 days
2022 2 days £74.64 Million £33.66 Million/day £- £- ▼ -1 days
2021 3 days £57.52 Million £20.66 Million/day £- £- ▲ +0 days
2020 2 days £56.31 Million £22.99 Million/day £- £- ▼ -1 days
2019 3 days £59.99 Million £20.12 Million/day £- £- ▼ -1 days
2018 4 days £64.85 Million £15.20 Million/day £- £- ▼ -2 days
2017 7 days £65.64 Million £9.78 Million/day £- £- ▲ +6 days
2016 1 days £58.63 Million £68.83 Million/day £- £- ▼ -207 days
2015 208 days £77.43 Million £373.14K/day £- £- ▼ -501 days
2014 709 days £268.46 Million £378.88K/day £- £- ▲ +625 days
2013 83 days £34.76 Million £418.03K/day £- £- ▼ -12 days
2012 95 days £40.57 Million £427.55K/day £- £- ▲ +94 days
2011 1 days £47.77 Million £51.21 Million/day £- £- ▲ +0 days
2010 1 days £37.81 Million £43.80 Million/day £- £- ▲ +0 days
2009 1 days £37.06 Million £45.09 Million/day £- £-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)