Luzerner Kantonalbank AG (0QNU) - Net Assets

Latest as of March 2026: £3.61 Billion GBP ≈ $4.85 Billion USD

Based on the latest financial reports, Luzerner Kantonalbank AG (0QNU) has net assets worth £3.61 Billion GBP (≈ $4.85 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (£63.84 Billion ≈ $85.74 Billion USD) and total liabilities (£60.23 Billion ≈ $80.88 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 0QNU tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	£3.61 Billion
% of Total Assets	5.66%
Annual Growth Rate	6.11%
5-Year Change	44.83%
10-Year Change	74.68%
Growth Volatility	19.81

Luzerner Kantonalbank AG - Net Assets Trend (2005–2025)

This chart illustrates how Luzerner Kantonalbank AG's net assets have evolved over time, based on quarterly financial data. See defensive interval ratio of Luzerner Kantonalbank AG to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Luzerner Kantonalbank AG (2005–2025)

The table below shows the annual net assets of Luzerner Kantonalbank AG from 2005 to 2025. For live valuation and market cap data, see market value of Luzerner Kantonalbank AG.

Year	Net Assets	Change
2025-12-31	£3.53 Billion ≈ $4.74 Billion	+5.35%
2024-12-31	£3.35 Billion ≈ $4.50 Billion	-13.10%
2023-12-31	£3.86 Billion ≈ $5.18 Billion	+50.66%
2022-12-31	£2.56 Billion ≈ $3.44 Billion	+5.00%
2021-12-31	£2.44 Billion ≈ $3.27 Billion	+5.09%
2020-12-31	£2.32 Billion ≈ $3.11 Billion	+4.84%
2019-12-31	£2.21 Billion ≈ $2.97 Billion	-20.13%
2018-12-31	£2.77 Billion ≈ $3.72 Billion	+3.73%
2017-12-31	£2.67 Billion ≈ $3.59 Billion	+32.13%
2016-12-31	£2.02 Billion ≈ $2.71 Billion	-18.78%
2015-12-31	£2.49 Billion ≈ $3.34 Billion	+4.32%
2014-12-31	£2.39 Billion ≈ $3.20 Billion	+9.19%
2013-12-31	£2.18 Billion ≈ $2.93 Billion	+41.06%
2012-12-31	£1.55 Billion ≈ $2.08 Billion	-22.74%
2011-12-31	£2.00 Billion ≈ $2.69 Billion	+44.59%
2010-12-31	£1.39 Billion ≈ $1.86 Billion	+7.09%
2009-12-31	£1.29 Billion ≈ $1.74 Billion	+5.06%
2008-12-31	£1.23 Billion ≈ $1.65 Billion	+2.80%
2007-12-31	£1.20 Billion ≈ $1.61 Billion	+5.48%
2006-12-31	£1.14 Billion ≈ $1.53 Billion	+5.34%
2005-12-31	£1.08 Billion ≈ $1.45 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Luzerner Kantonalbank AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 499.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	£2.86 Billion	81.46%
Common Stock	£183.46 Million	5.22%
Other Comprehensive Income	£487.07 Million	13.85%
Total Equity	£3.52 Billion	100.00%

Luzerner Kantonalbank AG Competitors by Market Cap

The table below lists competitors of Luzerner Kantonalbank AG ranked by their market capitalization.

Company	Market Cap
Shenyang Blue Silver Ind Auto SHE:300293	$881.53 Million
Certara Inc NASDAQ:CERT	$881.63 Million
PPHE Hotel Group Ltd F:32P	$881.95 Million
Minerals 260 Ltd AU:MI6	$882.12 Million
Chengdu Kanghua Biological Products SHE:300841	$881.17 Million
Cargojet Inc TO:CJT	$880.99 Million
Revolve Group LLC NYSE:RVLV	$880.65 Million
Xinjiang Beixin Road&Bridge Group Co Ltd SHE:002307	$880.63 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Luzerner Kantonalbank AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 3,350,904,000 to 3,516,303,000, a change of 165,399,000 (4.9%).
Net income of 295,497,000 contributed positively to equity growth.
Dividend payments of 128,719,000 reduced retained earnings.
Share repurchases of 2,542,000 reduced equity.
Other comprehensive income decreased equity by 65,738,000.
Other factors increased equity by 66,901,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	£295.50 Million	+8.4%
Dividends Paid	£128.72 Million	-3.66%
Share Repurchases	£2.54 Million	-0.07%
Other Comprehensive Income	£-65.74 Million	-1.87%
Other Changes	£66.90 Million	+1.9%
Total Change	£-	4.94%

Book Value vs Market Value Analysis

This analysis compares Luzerner Kantonalbank AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.46x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has increased from 0.81x to 1.46x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	£127.25	£103.44	x
2006-12-31	£26.67	£103.44	x
2007-12-31	£28.29	£103.44	x
2008-12-31	£29.49	£103.44	x
2009-12-31	£29.95	£103.44	x
2010-12-31	£163.52	£103.44	x
2011-12-31	£484.91	£103.44	x
2012-12-31	£39.07	£103.44	x
2013-12-31	£53.34	£103.44	x
2014-12-31	£56.37	£103.44	x
2015-12-31	£58.80	£103.44	x
2016-12-31	£46.91	£103.44	x
2017-12-31	£61.97	£103.44	x
2018-12-31	£64.18	£103.44	x
2019-12-31	£51.34	£103.44	x
2020-12-31	£53.81	£103.44	x
2021-12-31	£56.50	£103.44	x
2022-12-31	£59.33	£103.44	x
2023-12-31	£78.10	£103.44	x
2024-12-31	£67.93	£103.44	x
2025-12-31	£70.92	£103.44	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Luzerner Kantonalbank AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.40%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 28.86%
• Asset Turnover: 0.02x
• Equity Multiplier: 17.70x
Recent ROE (8.40%) is below the historical average (9.35%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	11.13%	17.30%	0.04x	17.50x	£12.16 Million
2006	12.38%	19.64%	0.04x	16.64x	£27.01 Million
2007	12.50%	18.71%	0.04x	16.36x	£30.02 Million
2008	11.63%	16.69%	0.04x	18.42x	£20.05 Million
2009	10.87%	18.99%	0.03x	18.54x	£11.31 Million
2010	12.22%	23.65%	0.03x	18.64x	£30.79 Million
2011	7.91%	22.40%	0.03x	13.40x	£-41.83 Million
2012	10.87%	39.09%	0.02x	18.11x	£13.42 Million
2013	7.98%	40.74%	0.02x	13.02x	£-44.14 Million
2014	7.62%	41.35%	0.02x	12.25x	£-56.70 Million
2015	7.24%	41.98%	0.01x	13.37x	£-68.70 Million
2016	9.23%	30.53%	0.02x	17.25x	£-15.53 Million
2017	7.43%	32.05%	0.02x	13.44x	£-68.61 Million
2018	7.24%	32.20%	0.02x	13.99x	£-76.56 Million
2019	9.26%	33.00%	0.01x	19.21x	£-16.32 Million
2020	9.09%	33.85%	0.01x	21.01x	£-21.08 Million
2021	9.08%	34.33%	0.01x	21.68x	£-22.37 Million
2022	8.85%	31.30%	0.01x	22.26x	£-29.34 Million
2023	6.88%	22.19%	0.02x	14.88x	£-120.21 Million
2024	8.55%	23.07%	0.02x	17.75x	£-48.45 Million
2025	8.40%	28.86%	0.02x	17.70x	£-56.13 Million

Industry Comparison

This section compares Luzerner Kantonalbank AG's net assets metrics with peer companies in the same industry.

Industry Context

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Luzerner Kantonalbank AG (0QNU)	£3.61 Billion	11.13%	16.67x	$881.50 Million
Kambi Group PLC Series B (0EAW)	$247.74 Million	3.70%	0.52x	$518.97 Million
Embracer Group AB Series B (0GFE)	$345.09 Million	20.85%	0.35x	$561.80 Million
STMicroelectronics NV (0INB)	$8.25 Billion	8.41%	0.86x	$787.10K
Uniti Group Inc. (0LJB)	$-2.07 Billion	0.00%	0.00x	$2.02 Billion
RTL Group SA (0MNC)	$3.05 Billion	21.92%	1.73x	$354.39K
Subsea 7 SA (0OGK)	$5.58 Billion	7.81%	0.40x	$335.34K
Stolt-Nielsen Limited (0OHK)	$1.72 Billion	16.31%	1.75x	$1.92 Billion
Aperam SA (0OLF)	$2.52 Billion	11.37%	0.72x	$555.66K
Gedeon Richter PLC (0QFP)	$680.18 Billion	5.20%	0.17x	$62.83 Million
Creades AB Series A (0QI9)	$3.74 Billion	14.21%	0.00x	$105.20 Million

About Luzerner Kantonalbank AG

LSE:0QNU UK

Market Cap

$1.18 Billion

£876.65 Million GBP

Market Cap Rank

#9629 Global

#34 in UK

Share Price

£103.44

Change (1 day)

-0.93%

52-Week Range

£70.60 - £109.71

All Time High

£109.71