XPS Pensions Group PLC (XPS) — Defensive Interval Ratio

Latest as of March 2026: 470 days

XPS Pensions Group PLC (XPS) has a Defensive Interval Ratio of 470 days as of March 2026. Defensive assets of GBX70.43 Million (cash GBX-, short-term investments GBX-, receivables GBX70.43 Million) cover 470 days of daily cash needs of GBX149.70K/day.

Defensive Interval Ratio

470 days
Days of operational coverage

Defensive Assets

GBX70.43 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX149.70K
Current Liabilities ÷ 365

Current Liabilities

GBX54.64 Million
GBX

XPS Pensions Group PLC Defensive Interval Ratio (2014–2026)

This chart shows how XPS Pensions Group PLC's Defensive Interval Ratio has evolved across 13 annual periods from 2014 to 2026. As of March 2026, the ratio stands at 470 days, meaning defensive assets of GBX70.43 Million can fund 470 days of operations without new revenue. For the complete balance sheet picture, see XPS asset base.

Annual Defensive Interval Ratio for XPS Pensions Group PLC (2014–2026)

The table below presents the year-by-year Defensive Interval Ratio for XPS Pensions Group PLC from 2014 to 2026, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See XPS Pensions Group PLC (XPS) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2026 470 days GBX70.43 Million GBX149.70K/day GBX- GBX- ▲ +114 days
2025 356 days GBX51.02 Million GBX143.30K/day GBX- GBX- ▲ +10 days
2024 346 days GBX45.39 Million GBX131.33K/day GBX- GBX- ▲ +130 days
2023 215 days GBX22.86 Million GBX106.24K/day GBX- GBX- ▲ +2366 days
2022 -2151 days GBX-201.67 Million GBX93.78K/day GBX- GBX-220.91 Million ▲ +273 days
2021 -2423 days GBX-201.79 Million GBX83.27K/day GBX- GBX-220.21 Million ▼ -2714 days
2020 290 days GBX20.04 Million GBX68.99K/day GBX- GBX- ▼ -22 days
2019 313 days GBX18.02 Million GBX57.65K/day GBX- GBX- ▲ +97 days
2018 216 days GBX17.30 Million GBX80.16K/day GBX- GBX- ▼ -52 days
2017 268 days GBX6.94 Million GBX25.89K/day GBX- GBX- ▼ -17 days
2016 285 days GBX7.49 Million GBX26.30K/day GBX- GBX- ▲ +124 days
2015 160 days GBX6.74 Million GBX42.00K/day GBX- GBX35.00K ▼ -28 days
2014 189 days GBX7.31 Million GBX38.73K/day GBX- GBX242.00K —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)