XPS Pensions Group PLC (XPS) — Financial Flexibility Index

Latest as of September 2025: 0.10x

XPS Pensions Group PLC (XPS) has a Financial Flexibility Index of 0.10x as of September 2025. Free cash flow of GBX14.57 Million (operating CF GBX13.84 Million minus capex GBX735.00K) represents 0% of total liabilities (GBX153.31 Million). Also explore how fast is XPS Pensions Group PLC growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX14.57 Million
Operating CF − Capex

Total Liabilities

GBX153.31 Million
GBX

Capital Expenditures

GBX735.00K
GBX

XPS Pensions Group PLC Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for XPS Pensions Group PLC across 12 annual periods. Check XPS strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for XPS Pensions Group PLC (2014–2025)

Year-by-year free cash flow to debt coverage for XPS Pensions Group PLC. For the full company profile including market capitalisation, see how much is XPS Pensions Group PLC worth.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 0.36x GBX50.01 Million GBX41.82 Million GBX138.07 Million ▼ -31.1%
2024 0.53x GBX50.44 Million GBX42.93 Million GBX96.01 Million ▲ +76.6%
2023 0.30x GBX40.01 Million GBX34.56 Million GBX134.48 Million ▼ -0.4%
2022 0.30x GBX38.00 Million GBX28.66 Million GBX127.22 Million ▲ +3.4%
2021 0.29x GBX33.77 Million GBX30.88 Million GBX116.95 Million ▲ +34.1%
2020 0.22x GBX26.86 Million GBX23.46 Million GBX124.75 Million ▲ +16.5%
2019 0.18x GBX17.44 Million GBX15.51 Million GBX94.37 Million ▲ +76.1%
2018 0.10x GBX10.73 Million GBX10.49 Million GBX102.27 Million ▼ -56.8%
2017 0.24x GBX11.84 Million GBX11.40 Million GBX48.82 Million ▲ +80.6%
2016 0.13x GBX13.45 Million GBX13.26 Million GBX100.10 Million ▼ -30.4%
2015 0.19x GBX16.82 Million GBX14.22 Million GBX87.14 Million ▲ +52.9%
2014 0.13x GBX12.06 Million GBX10.49 Million GBX95.54 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities