XPS Pensions Group PLC (XPS) — Financial Flexibility Index

Latest as of March 2026: 0.26x

XPS Pensions Group PLC (XPS) has a Financial Flexibility Index of 0.26x as of March 2026. Free cash flow of GBX39.17 Million (operating CF GBX37.76 Million minus capex GBX1.41 Million) represents 0% of total liabilities (GBX151.92 Million). Check XPS strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.26x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX39.17 Million
Operating CF − Capex

Total Liabilities

GBX151.92 Million
GBX

Capital Expenditures

GBX1.41 Million
GBX

XPS Pensions Group PLC Financial Flexibility Index (2014–2026)

Historical Financial Flexibility Index trend for XPS Pensions Group PLC across 13 annual periods. See XPS Pensions Group PLC current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for XPS Pensions Group PLC (2014–2026)

Year-by-year free cash flow to debt coverage for XPS Pensions Group PLC. For the full company profile including market capitalisation, see market value of XPS Pensions Group PLC.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2026 0.35x GBX53.75 Million GBX51.60 Million GBX151.92 Million ▼ -2.3%
2025 0.36x GBX50.01 Million GBX41.82 Million GBX138.07 Million ▼ -31.1%
2024 0.53x GBX50.44 Million GBX42.93 Million GBX96.01 Million ▲ +76.6%
2023 0.30x GBX40.01 Million GBX34.56 Million GBX134.48 Million ▼ -0.4%
2022 0.30x GBX38.00 Million GBX28.66 Million GBX127.22 Million ▲ +3.4%
2021 0.29x GBX33.77 Million GBX30.88 Million GBX116.95 Million ▲ +34.1%
2020 0.22x GBX26.86 Million GBX23.46 Million GBX124.75 Million ▲ +16.5%
2019 0.18x GBX17.44 Million GBX15.51 Million GBX94.37 Million ▲ +76.1%
2018 0.10x GBX10.73 Million GBX10.49 Million GBX102.27 Million ▼ -56.8%
2017 0.24x GBX11.84 Million GBX11.40 Million GBX48.82 Million ▲ +80.6%
2016 0.13x GBX13.45 Million GBX13.26 Million GBX100.10 Million ▼ -30.4%
2015 0.19x GBX16.82 Million GBX14.22 Million GBX87.14 Million ▲ +52.9%
2014 0.13x GBX12.06 Million GBX10.49 Million GBX95.54 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities