XPS Pensions Group PLC (XPS) — Financial Flexibility Index

Latest as of March 2026: 0.25x

XPS Pensions Group PLC (XPS) has a Financial Flexibility Index of 0.25x as of March 2026. Free cash flow of GBX39.17 Million (operating CF GBX37.76 Million minus capex GBX1.41 Million) represents 0% of total liabilities (GBX154.64 Million). Check XPS Pensions Group PLC (XPS) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.25x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX39.17 Million
Operating CF − Capex

Total Liabilities

GBX154.64 Million
GBX

Capital Expenditures

GBX1.41 Million
GBX

XPS Pensions Group PLC Financial Flexibility Index (2014–2026)

Historical Financial Flexibility Index trend for XPS Pensions Group PLC across 13 annual periods. For the full cash flow conversion analysis, see XPS operating cash flow.

Annual Financial Flexibility Index for XPS Pensions Group PLC (2014–2026)

Year-by-year free cash flow to debt coverage for XPS Pensions Group PLC. Explore XPS Pensions Group PLC (XPS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2026 0.35x GBX53.75 Million GBX51.60 Million GBX154.64 Million ▼ -4.0%
2025 0.36x GBX50.01 Million GBX41.82 Million GBX138.07 Million ▼ -31.1%
2024 0.53x GBX50.44 Million GBX42.93 Million GBX96.01 Million ▲ +76.6%
2023 0.30x GBX40.01 Million GBX34.56 Million GBX134.48 Million ▼ -0.4%
2022 0.30x GBX38.00 Million GBX28.66 Million GBX127.22 Million ▲ +3.4%
2021 0.29x GBX33.77 Million GBX30.88 Million GBX116.95 Million ▲ +34.1%
2020 0.22x GBX26.86 Million GBX23.46 Million GBX124.75 Million ▲ +16.5%
2019 0.18x GBX17.44 Million GBX15.51 Million GBX94.37 Million ▲ +76.1%
2018 0.10x GBX10.73 Million GBX10.49 Million GBX102.27 Million ▼ -56.8%
2017 0.24x GBX11.84 Million GBX11.40 Million GBX48.82 Million ▲ +80.6%
2016 0.13x GBX13.45 Million GBX13.26 Million GBX100.10 Million ▼ -30.4%
2015 0.19x GBX16.82 Million GBX14.22 Million GBX87.14 Million ▲ +52.9%
2014 0.13x GBX12.06 Million GBX10.49 Million GBX95.54 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities