ACI Worldwide Inc (ACIW) — Defensive Interval Ratio

Latest as of June 2026: 638 days

ACI Worldwide Inc (ACIW) has a Defensive Interval Ratio of 638 days as of June 2026. Defensive assets of $1.26 Billion (cash $-, short-term investments $-, receivables $1.26 Billion) cover 638 days of daily cash needs of $1.98 Million/day.

Defensive Interval Ratio

638 days
Days of operational coverage

Defensive Assets

$1.26 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$1.98 Million
Current Liabilities ÷ 365

Current Liabilities

$723.43 Million
USD

ACI Worldwide Inc Defensive Interval Ratio (1994–2025)

This chart shows how ACI Worldwide Inc's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the ratio stands at 638 days, meaning defensive assets of $1.26 Billion can fund 638 days of operations without new revenue. For the complete balance sheet picture, see ACIW total asset value.

Annual Defensive Interval Ratio for ACI Worldwide Inc (1994–2025)

The table below presents the year-by-year Defensive Interval Ratio for ACI Worldwide Inc from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See ACI Worldwide Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 436 days $843.21 Million $1.93 Million/day $- $- ▲ +185 days
2024 251 days $414.40 Million $1.65 Million/day $- $- ▲ +92 days
2023 159 days $452.34 Million $2.84 Million/day $- $- ▼ -12 days
2022 172 days $403.78 Million $2.35 Million/day $- $- ▲ +17 days
2021 155 days $320.40 Million $2.07 Million/day $- $- ▲ +17 days
2020 138 days $342.88 Million $2.48 Million/day $- $- ▼ -76 days
2019 214 days $359.20 Million $1.68 Million/day $- $- ▼ -214 days
2018 428 days $348.18 Million $812.66K/day $- $- ▲ +87 days
2017 341 days $300.83 Million $881.59K/day $- $0.00 ▲ +63 days
2016 278 days $287.10 Million $1.03 Million/day $- $0.00 ▲ +55 days
2015 224 days $239.12 Million $1.07 Million/day $- $0.00 ▼ -11 days
2014 234 days $242.92 Million $1.04 Million/day $- $0.00 ▼ -5 days
2013 239 days $225.95 Million $946.85K/day $- $0.00 ▼ -67 days
2012 305 days $222.89 Million $730.41K/day $- $0.00 ▲ +144 days
2011 161 days $100.05 Million $622.07K/day $- $0.00 ▲ +43 days
2010 118 days $87.35 Million $741.82K/day $- $0.00 ▼ -85 days
2009 202 days $108.38 Million $535.34K/day $- $- ▼ -13 days
2008 216 days $98.29 Million $455.52K/day $- $- ▲ +40 days
2007 175 days $74.24 Million $423.34K/day $- $- ▼ -26 days
2006 201 days $86.88 Million $431.75K/day $- $- ▼ -210 days
2005 412 days $139.82 Million $339.78K/day $- $72.82 Million ▲ +203 days
2004 208 days $68.17 Million $327.66K/day $- $8.17 Million ▲ +37 days
2003 171 days $53.11 Million $310.74K/day $- $1.30 Million ▲ +1 days
2002 170 days $52.64 Million $310.10K/day $- $3.76 Million ▼ -146 days
2001 316 days $81.75 Million $258.51K/day $- $2.65 Million ▼ -111 days
2000 428 days $123.32 Million $288.40K/day $- $8.11 Million ▲ +48 days
1999 379 days $101.00 Million $266.30K/day $- $8.50 Million ▼ -43 days
1998 423 days $87.90 Million $207.95K/day $- $- ▲ +19 days
1997 403 days $65.00 Million $161.10K/day $- $- ▲ +5 days
1996 398 days $49.10 Million $123.29K/day $- $- ▲ +38 days
1995 360 days $39.60 Million $109.86K/day $- $- ▲ +56 days
1994 305 days $28.90 Million $94.79K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)