ACI Worldwide Inc (ACIW) - Net Assets
Based on the latest financial reports, ACI Worldwide Inc (ACIW) has net assets worth $1.50 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.10 Billion) and total liabilities ($1.60 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of ACI Worldwide Inc to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.50 Billion |
| % of Total Assets | 48.34% |
| Annual Growth Rate | 25.91% |
| 5-Year Change | 22.04% |
| 10-Year Change | 101.22% |
| Growth Volatility | 859.17 |
ACI Worldwide Inc - Net Assets Trend (1994–2025)
This chart illustrates how ACI Worldwide Inc's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of ACI Worldwide Inc to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for ACI Worldwide Inc (1994–2025)
The table below shows the annual net assets of ACI Worldwide Inc from 1994 to 2025. For live valuation and market cap data, see ACI Worldwide Inc (ACIW) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.52 Billion | +6.65% |
| 2024-12-31 | $1.42 Billion | +7.55% |
| 2023-12-31 | $1.32 Billion | +10.99% |
| 2022-12-31 | $1.19 Billion | -4.14% |
| 2021-12-31 | $1.24 Billion | +3.16% |
| 2020-12-31 | $1.21 Billion | +6.78% |
| 2019-12-31 | $1.13 Billion | +7.80% |
| 2018-12-31 | $1.05 Billion | +37.10% |
| 2017-12-31 | $764.60 Million | +1.28% |
| 2016-12-31 | $754.92 Million | +15.36% |
| 2015-12-31 | $654.40 Million | +12.55% |
| 2014-12-31 | $581.40 Million | +6.94% |
| 2013-12-31 | $543.69 Million | +1.75% |
| 2012-12-31 | $534.36 Million | +68.39% |
| 2011-12-31 | $317.33 Million | +24.14% |
| 2010-12-31 | $255.62 Million | +8.29% |
| 2009-12-31 | $236.06 Million | +10.39% |
| 2008-12-31 | $213.84 Million | -4.96% |
| 2007-12-31 | $225.01 Million | -15.79% |
| 2006-12-31 | $267.21 Million | +23.07% |
| 2005-12-31 | $217.12 Million | +5.91% |
| 2004-12-31 | $205.00 Million | +66.84% |
| 2003-12-31 | $122.87 Million | +19.46% |
| 2002-12-31 | $102.86 Million | -52.96% |
| 2001-12-31 | $218.67 Million | +3.95% |
| 2000-12-31 | $210.36 Million | -6.59% |
| 1999-12-31 | $225.20 Million | +56.93% |
| 1998-12-31 | $143.50 Million | +37.98% |
| 1997-12-31 | $104.00 Million | +35.95% |
| 1996-12-31 | $76.50 Million | +28.14% |
| 1995-12-31 | $59.70 Million | +4875.00% |
| 1994-12-31 | $1.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to ACI Worldwide Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 186014300000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.82 Billion | 120.12% |
| Common Stock | $702.00K | 0.05% |
| Other Comprehensive Income | $-206.28 Million | -13.58% |
| Total Equity | $1.52 Billion | 100.00% |
ACI Worldwide Inc Competitors by Market Cap
The table below lists competitors of ACI Worldwide Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dottikon Es Holding AG
SW:DESN
|
$4.63 Billion |
|
Minth Group Limited
F:M3I
|
$4.63 Billion |
|
Ningbo Shanshan Co Ltd
SHG:600884
|
$4.63 Billion |
|
Spire Inc
NYSE:SR
|
$4.63 Billion |
|
Worley Ltd
AU:WOR
|
$4.63 Billion |
|
LG Display Co Ltd
NYSE:LPL
|
$4.62 Billion |
|
Enagás S.A.
MC:ENG
|
$4.62 Billion |
|
SCOR.ADR1/10/EO-78769723
F:SDRB
|
$4.62 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in ACI Worldwide Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,424,327,000 to 1,519,078,000, a change of 94,751,000 (6.7%).
- Net income of 226,658,000 contributed positively to equity growth.
- Share repurchases of 202,638,000 reduced equity.
- New share issuances of 3,417,000 increased equity.
- Other comprehensive income decreased equity by 84,803,000.
- Other factors increased equity by 152,117,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $226.66 Million | +14.92% |
| Share Repurchases | $202.64 Million | -13.34% |
| Share Issuances | $3.42 Million | +0.22% |
| Other Comprehensive Income | $-84.80 Million | -5.58% |
| Other Changes | $152.12 Million | +10.01% |
| Total Change | $- | 6.65% |
Book Value vs Market Value Analysis
This analysis compares ACI Worldwide Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 3.14x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 2540.42x to 3.14x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1994-12-31 | $0.02 | $45.50 | x |
| 1995-12-31 | $0.84 | $45.50 | x |
| 1996-12-31 | $0.81 | $45.50 | x |
| 1997-12-31 | $1.05 | $45.50 | x |
| 1998-12-31 | $1.53 | $45.50 | x |
| 1999-12-31 | $2.32 | $45.50 | x |
| 2000-12-31 | $2.18 | $45.50 | x |
| 2001-12-31 | $2.14 | $45.50 | x |
| 2002-12-31 | $0.96 | $45.50 | x |
| 2003-12-31 | $1.15 | $45.50 | x |
| 2004-12-31 | $1.79 | $45.50 | x |
| 2005-12-31 | $1.88 | $45.50 | x |
| 2006-12-31 | $2.33 | $45.50 | x |
| 2007-12-31 | $2.03 | $45.50 | x |
| 2008-12-31 | $2.05 | $45.50 | x |
| 2009-12-31 | $2.28 | $45.50 | x |
| 2010-12-31 | $2.52 | $45.50 | x |
| 2011-12-31 | $3.09 | $45.50 | x |
| 2012-12-31 | $4.46 | $45.50 | x |
| 2013-12-31 | $4.53 | $45.50 | x |
| 2014-12-31 | $4.98 | $45.50 | x |
| 2015-12-31 | $5.50 | $45.50 | x |
| 2016-12-31 | $6.35 | $45.50 | x |
| 2017-12-31 | $6.40 | $45.50 | x |
| 2018-12-31 | $8.91 | $45.50 | x |
| 2019-12-31 | $9.53 | $45.50 | x |
| 2020-12-31 | $10.22 | $45.50 | x |
| 2021-12-31 | $10.49 | $45.50 | x |
| 2022-12-31 | $10.44 | $45.50 | x |
| 2023-12-31 | $12.17 | $45.50 | x |
| 2024-12-31 | $13.37 | $45.50 | x |
| 2025-12-31 | $14.49 | $45.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently ACI Worldwide Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.92%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.88%
- • Asset Turnover: 0.57x
- • Equity Multiplier: 2.04x
- Recent ROE (14.92%) is above the historical average (-76.75%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1994 | -2791.67% | -45.21% | 1.26x | 48.83x | $-33.62 Million |
| 1995 | 6.37% | 3.31% | 1.15x | 1.68x | $-2.17 Million |
| 1996 | 16.47% | 7.88% | 1.30x | 1.61x | $4.95 Million |
| 1997 | 22.69% | 10.95% | 1.30x | 1.59x | $13.20 Million |
| 1998 | 22.16% | 10.97% | 1.31x | 1.54x | $17.45 Million |
| 1999 | 19.85% | 12.60% | 1.08x | 1.46x | $22.18 Million |
| 2000 | 1.00% | 0.70% | 0.92x | 1.57x | $-18.93 Million |
| 2001 | -19.67% | -14.35% | 0.92x | 1.50x | $-64.88 Million |
| 2002 | 14.84% | 5.40% | 1.06x | 2.59x | $4.98 Million |
| 2003 | 11.66% | 5.17% | 1.05x | 2.15x | $2.04 Million |
| 2004 | 22.77% | 15.95% | 0.85x | 1.68x | $26.18 Million |
| 2005 | 19.92% | 13.81% | 0.86x | 1.67x | $21.53 Million |
| 2006 | 20.72% | 15.91% | 0.65x | 2.00x | $28.64 Million |
| 2007 | -4.06% | -2.49% | 0.72x | 2.25x | $-31.63 Million |
| 2008 | 4.95% | 2.53% | 0.76x | 2.59x | $-10.80 Million |
| 2009 | 8.31% | 4.84% | 0.69x | 2.50x | $-3.98 Million |
| 2010 | 10.64% | 6.50% | 0.70x | 2.35x | $1.63 Million |
| 2011 | 14.45% | 9.86% | 0.70x | 2.09x | $14.12 Million |
| 2012 | 9.14% | 7.33% | 0.53x | 2.34x | $-4.59 Million |
| 2013 | 11.75% | 7.38% | 0.51x | 3.09x | $9.50 Million |
| 2014 | 11.62% | 6.65% | 0.55x | 3.18x | $9.42 Million |
| 2015 | 13.06% | 8.17% | 0.53x | 3.04x | $20.00 Million |
| 2016 | 17.16% | 12.88% | 0.53x | 2.52x | $54.04 Million |
| 2017 | 0.67% | 0.50% | 0.55x | 2.43x | $-71.32 Million |
| 2018 | 6.57% | 6.83% | 0.48x | 2.02x | $-35.90 Million |
| 2019 | 5.93% | 5.33% | 0.39x | 2.88x | $-45.93 Million |
| 2020 | 6.02% | 5.61% | 0.38x | 2.81x | $-48.00 Million |
| 2021 | 10.27% | 9.32% | 0.43x | 2.54x | $3.31 Million |
| 2022 | 11.92% | 10.00% | 0.44x | 2.69x | $22.86 Million |
| 2023 | 9.18% | 8.37% | 0.42x | 2.60x | $-10.92 Million |
| 2024 | 14.26% | 12.74% | 0.53x | 2.12x | $60.69 Million |
| 2025 | 14.92% | 12.88% | 0.57x | 2.04x | $74.75 Million |
Industry Comparison
This section compares ACI Worldwide Inc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $201,591,985
- Average return on equity (ROE) among peers: -116.12%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| ACI Worldwide Inc (ACIW) | $1.50 Billion | -2791.67% | 1.07x | $4.63 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $30.16 Million | -37.03% | 0.03x | $855.27 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $329.93 Million | -43.24% | 0.08x | $906.22 Million |
| Allied Gaming & Entertainment Inc. (AGAE) | $98.65 Million | 63.73% | 0.07x | $22.76 Million |
| Axe Compute Inc. (AGPU) | $2.64 Million | -979.47% | 3.94x | $31.41 Million |
| C3 Ai Inc (AI) | $989.48 Million | -19.41% | 0.18x | $1.50 Billion |
| All In FutureTech Alliance Inc. (AIFA) | $77.53 Million | -21.61% | 0.46x | $13.92 Million |
| AI Financial Corporation (AIFC) | $-3.31 Million | 0.00% | 0.00x | $94.73 Million |
| iLearningEngines, Inc. (AILE) | $277.84 Million | 4.13% | 0.05x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $11.41 Million | -12.13% | 0.13x | $457.44 Million |
About ACI Worldwide Inc
ACI Worldwide, Inc. develops, markets, installs, and supports software products and services for facilitating electronic payments in the United States and worldwide. It operates through Payment Software, and Billers segments. The company offers ACI Acquiring, a solution to process credit, debit, and prepaid card transactions, deliver digital innovation, fraud prevention, and reduce fees; ACI Issu… Read more