Banner Corporation Defensive Interval Ratio
Banner Corporation defensive interval ratio. Banner Corporation (BANR) has a Defensive Interval Ratio of 3 days as of December 2025. Defensive assets of $103.43 Million (cash $-, short-term investments $42.90 Million, receivables $60.52 Million) cover 3 days of daily cash needs of $38.75 Million/day. See working capital to net assets of Banner Corporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Banner Corporation (1995–2025)
Defensive interval ratio of Banner Corporation from 1995 to 2025. This chart shows how Banner Corporation's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 3 days, meaning defensive assets of $103.43 Million can fund 3 days of operations without new revenue. Check BANR financial resilience to evaluate the company's liquid asset resilience ratio.
Banner Corporation Defensive Interval Ratio by Year (1995–2025)
Banner Corporation defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Banner Corporation from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Banner Corporation total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3 days | $103.43 Million | $38.75 Million/day | $- | $42.90 Million | ▲ +0 days |
| 2024 | 2 days | $84.17 Million | $37.37 Million/day | $- | $23.29 Million | ▼ -65 days |
| 2023 | 67 days | $2.44 Billion | $36.20 Million/day | $- | $2.37 Billion | ▼ -32 days |
| 2022 | 99 days | $2.85 Billion | $28.72 Million/day | $- | $2.79 Billion | ▼ -23 days |
| 2021 | 122 days | $3.68 Billion | $30.23 Million/day | $- | $3.64 Billion | ▲ +31 days |
| 2020 | 91 days | $2.37 Billion | $26.18 Million/day | $- | $2.32 Billion | ▲ +12 days |
| 2019 | 78 days | $1.59 Billion | $20.31 Million/day | $- | $1.55 Billion | ▼ -290 days |
| 2018 | 368 days | $1.67 Billion | $4.55 Million/day | $- | $1.64 Billion | ▼ -76 days |
| 2017 | 444 days | $950.74 Million | $2.14 Million/day | $- | $919.49 Million | ▲ +358 days |
| 2016 | 86 days | $836.61 Million | $9.76 Million/day | $- | $806.43 Million | ▼ -6527 days |
| 2015 | 6613 days | $1.17 Billion | $176.65K/day | $- | $1.14 Billion | ▲ +1527 days |
| 2014 | 5086 days | $426.30 Million | $83.82K/day | $- | $411.02 Million | ▲ +5038 days |
| 2013 | 48 days | $494.00 Million | $10.23 Million/day | $- | $470.28 Million | ▼ 0 days |
| 2012 | 49 days | $486.85 Million | $10.03 Million/day | $- | $472.92 Million | ▲ +0 days |
| 2011 | 48 days | $481.37 Million | $10.00 Million/day | $- | $465.80 Million | ▼ -25 days |
| 2010 | 73 days | $719.17 Million | $9.90 Million/day | $- | $690.26 Million | ▲ +61 days |
| 2009 | 12 days | $132.10 Million | $11.14 Million/day | $- | $95.67 Million | ▲ +4 days |
| 2008 | 8 days | $84.17 Million | $10.86 Million/day | $- | $53.27 Million | ▲ +5 days |
| 2007 | 3 days | $27.79 Million | $10.38 Million/day | $- | $1.20 Million | ▼ -41 days |
| 2006 | 43 days | $365.71 Million | $8.43 Million/day | $- | $342.43 Million | ▼ -44 days |
| 2005 | 88 days | $613.41 Million | $6.98 Million/day | $- | $596.02 Million | ▼ -25 days |
| 2004 | 113 days | $709.46 Million | $6.28 Million/day | $- | $694.37 Million | ▼ 0 days |
| 2003 | 113 days | $639.21 Million | $5.65 Million/day | $- | $625.80 Million | ▲ +103 days |
| 2002 | 11 days | $56.49 Million | $5.38 Million/day | $- | $42.80 Million | ▼ -63 days |
| 2001 | 74 days | $363.90 Million | $4.93 Million/day | $- | $350.97 Million | ▲ +68 days |
| 2000 | 6 days | $24.19 Million | $4.02 Million/day | $- | $11.23 Million | ▲ +3 days |
| 1999 | 3 days | $10.73 Million | $3.15 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $9.90 Million | $2.95 Million/day | $- | $- | ▼ -1 days |
| 1997 | 4 days | $7.60 Million | $1.87 Million/day | $- | $- | ▲ +0 days |
| 1996 | 4 days | $7.00 Million | $1.82 Million/day | $- | $- | ▲ +1 days |
| 1995 | 3 days | $4.60 Million | $1.45 Million/day | $- | $- | — |