Banner Corporation (BANR) - Net Assets
Based on the latest financial reports, Banner Corporation (BANR) has net assets worth $1.95 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.35 Billion) and total liabilities ($14.41 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BANR asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.95 Billion |
| % of Total Assets | 11.9% |
| Annual Growth Rate | 8.82% |
| 5-Year Change | -88.19% |
| 10-Year Change | -79.82% |
| Growth Volatility | 137.38 |
Banner Corporation - Net Assets Trend (1995–2025)
This chart illustrates how Banner Corporation's net assets have evolved over time, based on quarterly financial data. Also explore how large is Banner Corporation's balance sheet for the complete picture of this company's asset base.
Annual Net Assets for Banner Corporation (1995–2025)
The table below shows the annual net assets of Banner Corporation from 1995 to 2025. For live valuation and market cap data, see BANR market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.95 Billion | +9.69% |
| 2024-12-31 | $1.77 Billion | +7.36% |
| 2023-12-31 | $1.65 Billion | -89.37% |
| 2022-12-31 | $15.55 Billion | -5.60% |
| 2021-12-31 | $16.48 Billion | +12.80% |
| 2020-12-31 | $14.61 Billion | +21.37% |
| 2019-12-31 | $12.03 Billion | +7.29% |
| 2018-12-31 | $11.22 Billion | +16.07% |
| 2017-12-31 | $9.66 Billion | +0.21% |
| 2016-12-31 | $9.64 Billion | +0.77% |
| 2015-12-31 | $9.57 Billion | +107.47% |
| 2014-12-31 | $4.61 Billion | +755.87% |
| 2013-12-31 | $538.97 Million | +6.32% |
| 2012-12-31 | $506.92 Million | -4.80% |
| 2011-12-31 | $532.45 Million | +4.10% |
| 2010-12-31 | $511.47 Million | +26.25% |
| 2009-12-31 | $405.13 Million | -6.51% |
| 2008-12-31 | $433.35 Million | -1.03% |
| 2007-12-31 | $437.85 Million | +74.98% |
| 2006-12-31 | $250.23 Million | +12.89% |
| 2005-12-31 | $221.66 Million | +2.99% |
| 2004-12-31 | $215.22 Million | +6.12% |
| 2003-12-31 | $202.80 Million | +6.53% |
| 2002-12-31 | $190.38 Million | -1.02% |
| 2001-12-31 | $192.34 Million | -0.75% |
| 2000-12-31 | $193.79 Million | +8.16% |
| 1999-12-31 | $179.17 Million | -2.41% |
| 1998-12-31 | $183.60 Million | +22.24% |
| 1997-12-31 | $150.20 Million | +1.08% |
| 1996-12-31 | $148.60 Million | -3.57% |
| 1995-12-31 | $154.10 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banner Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1473.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $871.80 Million | 44.79% |
| Common Stock | $1.28 Billion | 65.89% |
| Other Comprehensive Income | $-208.01 Million | -10.69% |
| Total Equity | $1.95 Billion | 100.00% |
Banner Corporation Competitors by Market Cap
The table below lists competitors of Banner Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Melco Resorts & Entertainment Ltd
NASDAQ:MLCO
|
$2.22 Billion |
|
DO & CO Aktiengesellschaft
VI:DOC
|
$2.22 Billion |
|
SPS Commerce Inc
NASDAQ:SPSC
|
$2.22 Billion |
|
OKE Precision Cutting Tools Co. Ltd. A
SHG:688308
|
$2.22 Billion |
|
Embotelladora Andina S.A
SN:ANDINA-B
|
$2.22 Billion |
|
GPS Participações e Empreendimentos S.A
SA:GGPS3
|
$2.22 Billion |
|
Benchmark Electronics Inc
NYSE:BHE
|
$2.22 Billion |
|
China Bester Group Telecom Co Ltd
SHG:603220
|
$2.22 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banner Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,774,326,000 to 1,946,297,000, a change of 171,971,000 (9.7%).
- Net income of 195,382,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 69,263,000.
- Other factors decreased equity by 92,674,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $195.38 Million | +10.04% |
| Other Comprehensive Income | $69.26 Million | +3.56% |
| Other Changes | $-92.67 Million | -4.76% |
| Total Change | $- | 9.69% |
Book Value vs Market Value Analysis
This analysis compares Banner Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.69x to 1.16x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $95.88 | $65.87 | x |
| 1996-12-31 | $97.31 | $65.87 | x |
| 1997-12-31 | $91.20 | $65.87 | x |
| 1998-12-31 | $116.87 | $65.87 | x |
| 1999-12-31 | $105.40 | $65.87 | x |
| 2000-12-31 | $118.31 | $65.87 | x |
| 2001-12-31 | $115.66 | $65.87 | x |
| 2002-12-31 | $118.01 | $65.87 | x |
| 2003-12-31 | $126.91 | $65.87 | x |
| 2004-12-31 | $128.57 | $65.87 | x |
| 2005-12-31 | $129.55 | $65.87 | x |
| 2006-12-31 | $143.23 | $65.87 | x |
| 2007-12-31 | $206.53 | $65.87 | x |
| 2008-12-31 | $186.95 | $65.87 | x |
| 2009-12-31 | $152.08 | $65.87 | x |
| 2010-12-31 | $52.92 | $65.87 | x |
| 2011-12-31 | $31.78 | $65.87 | x |
| 2012-12-31 | $27.07 | $65.87 | x |
| 2013-12-31 | $27.79 | $65.87 | x |
| 2014-12-31 | $30.04 | $65.87 | x |
| 2015-12-31 | $54.47 | $65.87 | x |
| 2016-12-31 | $38.57 | $65.87 | x |
| 2017-12-31 | $38.58 | $65.87 | x |
| 2018-12-31 | $44.95 | $65.87 | x |
| 2019-12-31 | $45.59 | $65.87 | x |
| 2020-12-31 | $46.90 | $65.87 | x |
| 2021-12-31 | $48.41 | $65.87 | x |
| 2022-12-31 | $42.26 | $65.87 | x |
| 2023-12-31 | $47.97 | $65.87 | x |
| 2024-12-31 | $51.24 | $65.87 | x |
| 2025-12-31 | $56.56 | $65.87 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banner Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.04%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 23.84%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.40x
- Recent ROE (10.04%) is above the historical average (5.60%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 4.09% | 14.62% | 0.06x | 4.82x | $-9.11 Million |
| 1996 | 6.26% | 13.21% | 0.07x | 6.78x | $-5.56 Million |
| 1997 | 8.72% | 14.57% | 0.08x | 7.68x | $-1.92 Million |
| 1998 | 8.39% | 12.85% | 0.07x | 8.89x | $-2.96 Million |
| 1999 | 7.20% | 24.20% | 0.03x | 10.16x | $-5.02 Million |
| 2000 | 9.47% | 10.95% | 0.08x | 10.23x | $-1.03 Million |
| 2001 | 3.87% | 4.35% | 0.08x | 10.85x | $-11.78 Million |
| 2002 | 4.86% | 5.78% | 0.07x | 11.89x | $-9.78 Million |
| 2003 | 7.94% | 10.07% | 0.06x | 12.99x | $-4.17 Million |
| 2004 | 8.99% | 11.17% | 0.06x | 13.46x | $-2.18 Million |
| 2005 | 5.40% | 5.97% | 0.07x | 13.72x | $-10.19 Million |
| 2006 | 12.61% | 11.97% | 0.08x | 13.97x | $6.52 Million |
| 2007 | 8.43% | 11.06% | 0.07x | 10.26x | $-6.86 Million |
| 2008 | -29.54% | -40.92% | 0.07x | 10.58x | $-171.33 Million |
| 2009 | -8.83% | -12.66% | 0.06x | 11.66x | $-76.28 Million |
| 2010 | -12.10% | -25.04% | 0.06x | 8.61x | $-113.04 Million |
| 2011 | 1.02% | 2.36% | 0.05x | 8.00x | $-47.79 Million |
| 2012 | 12.80% | 30.06% | 0.05x | 8.41x | $14.19 Million |
| 2013 | 8.57% | 20.74% | 0.05x | 8.14x | $-7.68 Million |
| 2014 | 9.28% | 22.83% | 0.05x | 8.10x | $-4.22 Million |
| 2015 | 3.48% | 14.37% | 0.03x | 7.54x | $-84.78 Million |
| 2016 | 6.54% | 18.08% | 0.05x | 7.50x | $-45.19 Million |
| 2017 | 4.78% | 12.45% | 0.05x | 7.67x | $-66.49 Million |
| 2018 | 9.23% | 24.81% | 0.05x | 8.03x | $-11.34 Million |
| 2019 | 9.18% | 23.61% | 0.05x | 7.91x | $-13.13 Million |
| 2020 | 6.96% | 18.21% | 0.04x | 9.02x | $-50.70 Million |
| 2021 | 11.89% | 31.87% | 0.04x | 9.94x | $32.02 Million |
| 2022 | 13.41% | 30.38% | 0.04x | 10.87x | $49.73 Million |
| 2023 | 11.11% | 24.76% | 0.05x | 9.48x | $18.35 Million |
| 2024 | 9.52% | 20.41% | 0.05x | 9.13x | $-8.53 Million |
| 2025 | 10.04% | 23.84% | 0.05x | 8.40x | $752.30K |
Industry Comparison
This section compares Banner Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $552,557,300
- Average return on equity (ROE) among peers: 11.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banner Corporation (BANR) | $1.95 Billion | 4.09% | 7.40x | $2.22 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $5.70 Billion |
| ACNB Corporation (ACNB) | $74.01 Million | 9.97% | 11.77x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $129.12 Million | 4.21% | 5.71x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $535.82 Million | 8.62% | 10.16x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $901.22 Million | 12.53% | 7.48x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $72.29 Million | 17.85% | 12.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $2.02 Billion | 12.80% | 9.17x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $65.10 Million | 11.83% | 10.90x | $62.60 Million |
About Banner Corporation
Banner Corporation operates as the bank holding company for Banner Bank that engages in the provision of commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings acco… Read more