Fidelity D&D Bancorp Inc (FDBC) — Defensive Interval Ratio

Latest as of March 2026: 26 days

Fidelity D&D Bancorp Inc (FDBC) has a Defensive Interval Ratio of 26 days as of March 2026. Defensive assets of $180.90 Million (cash $-, short-term investments $170.67 Million, receivables $10.23 Million) cover 26 days of daily cash needs of $7.06 Million/day. See FDBC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

26 days
Days of operational coverage

Defensive Assets

$180.90 Million
Cash + ST Investments + Receivables

Daily Cash Need

$7.06 Million
Current Liabilities ÷ 365

Current Liabilities

$2.58 Billion
USD

Fidelity D&D Bancorp Inc Defensive Interval Ratio (2000–2025)

This chart shows how Fidelity D&D Bancorp Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 26 days, meaning defensive assets of $180.90 Million can fund 26 days of operations without new revenue. See Fidelity D&D Bancorp Inc net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Fidelity D&D Bancorp Inc (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for Fidelity D&D Bancorp Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FDBC company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 27 days $185.42 Million $6.76 Million/day $- $175.74 Million ▼ -30 days
2024 58 days $368.92 Million $6.41 Million/day $- $331.46 Million ▼ -5 days
2023 62 days $386.73 Million $6.23 Million/day $- $344.04 Million ▼ -15 days
2022 77 days $462.57 Million $6.02 Million/day $- $420.86 Million ▼ -17614 days
2021 17691 days $772.74 Million $43.68K/day $- $738.98 Million ▲ +17591 days
2020 100 days $418.23 Million $4.16 Million/day $- $392.42 Million ▲ +16 days
2019 85 days $204.75 Million $2.41 Million/day $- $185.12 Million ▼ -2 days
2018 87 days $203.09 Million $2.34 Million/day $- $182.81 Million ▲ +9 days
2017 77 days $160.17 Million $2.07 Million/day $- $157.38 Million ▲ +10 days
2016 68 days $132.28 Million $1.95 Million/day $- $130.04 Million ▼ -3 days
2015 71 days $127.44 Million $1.79 Million/day $- $125.23 Million ▲ +10 days
2014 61 days $99.98 Million $1.63 Million/day $- $97.90 Million ▼ -6 days
2013 67 days $99.31 Million $1.48 Million/day $- $97.25 Million ▼ -3 days
2012 70 days $102.43 Million $1.46 Million/day $- $100.44 Million ▼ -4 days
2011 74 days $110.24 Million $1.48 Million/day $- $108.15 Million ▼ -61585 days
2010 61659 days $82.94 Billion $1.35 Million/day $- $82.94 Billion ▲ +3459 days
2009 58200 days $75.82 Billion $1.30 Million/day $- $75.82 Billion ▼ -5827 days
2008 64027 days $83.28 Billion $1.30 Million/day $- $83.28 Billion ▼ -30691 days
2007 94718 days $121.84 Billion $1.29 Million/day $- $121.84 Billion ▲ +14217 days
2006 80501 days $98.84 Billion $1.23 Million/day $- $98.84 Billion ▲ +80491 days
2005 10 days $11.21 Million $1.13 Million/day $- $9.25 Million ▼ -3 days
2004 13 days $15.26 Million $1.15 Million/day $- $13.54 Million ▼ -41 days
2003 54 days $67.80 Million $1.26 Million/day $- $65.99 Million ▲ +52 days
2002 2 days $2.35 Million $1.29 Million/day $- $- ▼ -1 days
2001 3 days $3.27 Million $1.28 Million/day $- $- ▼ -1 days
2000 4 days $3.88 Million $1.07 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)