Fifth District Bancorp, Inc. Common Stock (FDSB) — Defensive Interval Ratio

Latest as of December 2025: 94 days

Fifth District Bancorp, Inc. Common Stock (FDSB) has a Defensive Interval Ratio of 94 days as of December 2025. Defensive assets of $101.08 Million (cash $-, short-term investments $99.08 Million, receivables $2.00 Million) cover 94 days of daily cash needs of $1.08 Million/day. Check Fifth District Bancorp, Inc. Common Stoc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

94 days
Days of operational coverage

Defensive Assets

$101.08 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.08 Million
Current Liabilities ÷ 365

Current Liabilities

$393.16 Million
USD

Fifth District Bancorp, Inc. Common Stock Defensive Interval Ratio (2022–2025)

This chart shows how Fifth District Bancorp, Inc. Common Stock's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of December 2025, the ratio stands at 94 days, meaning defensive assets of $101.08 Million can fund 94 days of operations without new revenue. Also explore Fifth District Bancorp, Inc. Common Stoc (FDSB) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Fifth District Bancorp, Inc. Common Stock (2022–2025)

The table below presents the year-by-year Defensive Interval Ratio for Fifth District Bancorp, Inc. Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Fifth District Bancorp, Inc. Common Stoc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 94 days $101.08 Million $1.08 Million/day $- $99.08 Million ▲ +5 days
2024 89 days $94.95 Million $1.07 Million/day $- $92.99 Million ▲ +24 days
2023 65 days $69.66 Million $1.08 Million/day $- $67.90 Million ▼ -9 days
2022 74 days $78.46 Million $1.07 Million/day $- $76.69 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)