Fifth District Bancorp, Inc. Common Stock (FDSB) — Defensive Interval Ratio
Fifth District Bancorp, Inc. Common Stock (FDSB) has a Defensive Interval Ratio of 94 days as of December 2025. Defensive assets of $101.08 Million (cash $-, short-term investments $99.08 Million, receivables $2.00 Million) cover 94 days of daily cash needs of $1.08 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Fifth District Bancorp, Inc. Common Stock Defensive Interval Ratio (2022–2025)
This chart shows how Fifth District Bancorp, Inc. Common Stock's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of December 2025, the ratio stands at 94 days, meaning defensive assets of $101.08 Million can fund 94 days of operations without new revenue. For the complete balance sheet picture, see total assets of Fifth District Bancorp, Inc. Common Stoc.
Annual Defensive Interval Ratio for Fifth District Bancorp, Inc. Common Stock (2022–2025)
The table below presents the year-by-year Defensive Interval Ratio for Fifth District Bancorp, Inc. Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Fifth District Bancorp, Inc. Common Stoc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 94 days | $101.08 Million | $1.08 Million/day | $- | $99.08 Million | ▲ +5 days |
| 2024 | 89 days | $94.95 Million | $1.07 Million/day | $- | $92.99 Million | ▲ +24 days |
| 2023 | 65 days | $69.66 Million | $1.08 Million/day | $- | $67.90 Million | ▼ -9 days |
| 2022 | 74 days | $78.46 Million | $1.07 Million/day | $- | $76.69 Million | — |