Home Bancorp Inc Defensive Interval Ratio
Home Bancorp Inc defensive interval ratio. Home Bancorp Inc (HBCP) has a Defensive Interval Ratio of 49 days as of June 2026. Defensive assets of $409.11 Million (cash $-, short-term investments $409.11 Million, receivables $-) cover 49 days of daily cash needs of $8.41 Million/day. See HBCP current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Home Bancorp Inc (2006–2025)
Defensive interval ratio of Home Bancorp Inc from 2006 to 2025. This chart shows how Home Bancorp Inc's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of June 2026, the ratio stands at 49 days, meaning defensive assets of $409.11 Million can fund 49 days of operations without new revenue. Check how resilient are Home Bancorp Inc's assets to evaluate the company's liquid asset resilience ratio.
Home Bancorp Inc Defensive Interval Ratio by Year (2006–2025)
Home Bancorp Inc defensive interval ratio by year from 2006 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Home Bancorp Inc from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see HBCP current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 10 days | $53.42 Million | $5.39 Million/day | $- | $39.12 Million | ▲ +8 days |
| 2024 | 2 days | $15.92 Million | $7.99 Million/day | $- | $15.92 Million | ▼ 0 days |
| 2023 | 2 days | $16.02 Million | $7.73 Million/day | $- | $16.02 Million | ▼ -70 days |
| 2022 | 73 days | $560.10 Million | $7.72 Million/day | $- | $486.52 Million | ▲ +20 days |
| 2021 | 53 days | $368.39 Million | $7.00 Million/day | $- | $327.63 Million | ▲ +4 days |
| 2020 | 48 days | $295.12 Million | $6.13 Million/day | $- | $254.75 Million | ▼ -11 days |
| 2019 | 59 days | $299.17 Million | $5.04 Million/day | $- | $257.32 Million | ▼ -3 days |
| 2018 | 62 days | $304.00 Million | $4.89 Million/day | $- | $260.13 Million | ▲ +10 days |
| 2017 | 53 days | $270.85 Million | $5.16 Million/day | $- | $234.99 Million | ▼ -9 days |
| 2016 | 62 days | $220.21 Million | $3.56 Million/day | $- | $183.73 Million | ▼ -2 days |
| 2015 | 64 days | $227.09 Million | $3.57 Million/day | $- | $176.76 Million | ▼ -10 days |
| 2014 | 74 days | $212.25 Million | $2.88 Million/day | $- | $174.80 Million | ▼ -3 days |
| 2013 | 77 days | $175.62 Million | $2.28 Million/day | $- | $149.63 Million | ▼ -7 days |
| 2012 | 84 days | $181.15 Million | $2.15 Million/day | $- | $157.26 Million | ▼ -2 days |
| 2011 | 87 days | $187.28 Million | $2.16 Million/day | $- | $155.26 Million | ▼ -73461 days |
| 2010 | 73548 days | $112.01 Billion | $1.52 Million/day | $- | $111.96 Billion | ▼ -30336 days |
| 2009 | 103884 days | $106.76 Billion | $1.03 Million/day | $- | $106.75 Billion | ▼ -6282 days |
| 2008 | 110166 days | $114.24 Billion | $1.04 Million/day | $- | $114.24 Billion | ▲ +110141 days |
| 2007 | 25 days | $24.78 Million | $998.99K/day | $- | $20.41 Million | ▲ +5 days |
| 2006 | 20 days | $18.74 Million | $956.69K/day | $- | $16.88 Million | — |