Home Bancorp Inc (HBCP) — Financial Flexibility Index
Home Bancorp Inc (HBCP) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $13.16 Million (operating CF $11.23 Million minus capex $1.94 Million) represents 0% of total liabilities ($3.15 Billion). Check HBCP cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Home Bancorp Inc Financial Flexibility Index (2006–2025)
Historical Financial Flexibility Index trend for Home Bancorp Inc across 20 annual periods. For the full cash flow conversion analysis, see how efficiently does Home Bancorp Inc generate cash.
Annual Financial Flexibility Index for Home Bancorp Inc (2006–2025)
Year-by-year free cash flow to debt coverage for Home Bancorp Inc. Explore HBCP operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $64.67 Million | $54.51 Million | $3.06 Billion | ▲ +22.1% |
| 2024 | 0.02x | $52.79 Million | $48.73 Million | $3.05 Billion | ▲ +17.9% |
| 2023 | 0.01x | $43.38 Million | $41.36 Million | $2.95 Billion | ▼ -21.0% |
| 2022 | 0.02x | $53.91 Million | $51.20 Million | $2.90 Billion | ▼ -17.3% |
| 2021 | 0.02x | $58.19 Million | $55.72 Million | $2.59 Billion | ▼ -0.2% |
| 2020 | 0.02x | $51.18 Million | $49.03 Million | $2.27 Billion | ▼ -11.1% |
| 2019 | 0.03x | $47.78 Million | $43.94 Million | $1.88 Billion | ▼ -10.0% |
| 2018 | 0.03x | $52.14 Million | $47.13 Million | $1.85 Billion | ▲ +106.2% |
| 2017 | 0.01x | $26.67 Million | $24.75 Million | $1.95 Billion | ▼ -23.5% |
| 2016 | 0.02x | $24.60 Million | $20.49 Million | $1.38 Billion | ▼ -33.0% |
| 2015 | 0.03x | $36.99 Million | $36.17 Million | $1.39 Billion | ▼ -8.8% |
| 2014 | 0.03x | $31.21 Million | $27.90 Million | $1.07 Billion | ▲ +8.9% |
| 2013 | 0.03x | $22.62 Million | $21.27 Million | $842.33 Million | ▲ +72.4% |
| 2012 | 0.02x | $12.79 Million | $11.34 Million | $821.35 Million | ▼ -30.9% |
| 2011 | 0.02x | $18.70 Million | $17.52 Million | $829.50 Million | ▲ +56.5% |
| 2010 | 0.01x | $8.20 Million | $-80.47K | $568.89 Million | ▼ -8.8% |
| 2009 | 0.02x | $6.19 Million | $4.44 Million | $391.89 Million | ▼ -48.8% |
| 2008 | 0.03x | $12.38 Million | $7.92 Million | $401.43 Million | ▲ +93.0% |
| 2007 | 0.02x | $5.96 Million | $3.80 Million | $372.97 Million | ▲ +28.8% |
| 2006 | 0.01x | $4.40 Million | $3.66 Million | $354.63 Million | — |