Heritage Financial Corporation (HFWA) — Defensive Interval Ratio

Latest as of March 2026: 18714 days

Heritage Financial Corporation (HFWA) has a Defensive Interval Ratio of 18714 days as of March 2026. Defensive assets of $1.03 Billion (cash $-, short-term investments $1.00 Billion, receivables $24.28 Million) cover 18714 days of daily cash needs of $54.79K/day. Check Heritage Financial Corporation (HFWA) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

18714 days
Days of operational coverage

Defensive Assets

$1.03 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$54.79K
Current Liabilities ÷ 365

Current Liabilities

$20.00 Million
USD

Heritage Financial Corporation Defensive Interval Ratio (1997–2025)

This chart shows how Heritage Financial Corporation's Defensive Interval Ratio has evolved across 29 annual periods from 1997 to 2025. As of March 2026, the ratio stands at 18714 days, meaning defensive assets of $1.03 Billion can fund 18714 days of operations without new revenue. Also explore net asset growth rate of Heritage Financial Corporation to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Heritage Financial Corporation (1997–2025)

The table below presents the year-by-year Defensive Interval Ratio for Heritage Financial Corporation from 1997 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Heritage Financial Corporation stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 427 days $5.36 Billion $12.55 Million/day $- $607.52 Million ▲ +377 days
2024 50 days $783.88 Million $15.57 Million/day $- $764.39 Million ▼ -25 days
2023 75 days $1.15 Billion $15.34 Million/day $- $1.13 Billion ▼ -17 days
2022 93 days $1.35 Billion $14.56 Million/day $- $1.33 Billion ▲ +32 days
2021 61 days $908.99 Million $14.94 Million/day $- $894.34 Million ▼ -3 days
2020 64 days $821.58 Million $12.87 Million/day $- $802.16 Million ▼ -35 days
2019 99 days $966.76 Million $9.79 Million/day $- $952.31 Million ▼ -5 days
2018 104 days $991.50 Million $9.53 Million/day $- $976.10 Million ▼ -11 days
2017 115 days $822.77 Million $7.18 Million/day $- $810.53 Million ▼ -4 days
2016 119 days $805.57 Million $6.77 Million/day $- $794.64 Million ▼ -12828 days
2015 12947 days $822.34 Million $63.52K/day $- $811.87 Million ▲ +6742 days
2014 6204 days $752.68 Million $121.32K/day $- $742.85 Million ▲ +6162 days
2013 43 days $168.60 Million $3.95 Million/day $- $163.13 Million ▼ -5 days
2012 47 days $149.11 Million $3.14 Million/day $- $144.29 Million ▲ +1 days
2011 47 days $149.72 Million $3.20 Million/day $- $144.60 Million ▲ +41 days
2010 6 days $18.36 Million $3.19 Million/day $- $13.74 Million ▼ -33 days
2009 39 days $91.14 Million $2.35 Million/day $- $87.12 Million ▲ +24 days
2008 15 days $33.32 Million $2.28 Million/day $- $29.16 Million ▲ +10 days
2007 5 days $10.46 Million $2.15 Million/day $- $6.06 Million ▲ +1 days
2006 4 days $7.02 Million $1.99 Million/day $- $2.72 Million ▼ 0 days
2005 4 days $6.60 Million $1.85 Million/day $- $3.03 Million ▼ -28 days
2004 31 days $54.09 Million $1.72 Million/day $- $51.14 Million ▼ -1 days
2003 32 days $50.49 Million $1.57 Million/day $- $47.71 Million ▲ +5 days
2002 27 days $38.24 Million $1.42 Million/day $- $35.36 Million ▲ +6 days
2001 21 days $29.51 Million $1.43 Million/day $- $26.31 Million ▲ +17 days
2000 4 days $4.97 Million $1.32 Million/day $- $1.28 Million ▲ +1 days
1999 3 days $2.90 Million $1.12 Million/day $- $- ▼ 0 days
1998 3 days $2.30 Million $866.58K/day $- $- ▲ +0 days
1997 3 days $2.30 Million $879.18K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)