Jiayin Group Inc (JFIN) — Defensive Interval Ratio

Latest as of March 2026: 518 days

Jiayin Group Inc (JFIN) has a Defensive Interval Ratio of 518 days as of March 2026. Defensive assets of $5.23 Billion (cash $-, short-term investments $-, receivables $5.23 Billion) cover 518 days of daily cash needs of $10.09 Million/day. Check Jiayin Group Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

518 days
Days of operational coverage

Defensive Assets

$5.23 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$10.09 Million
Current Liabilities ÷ 365

Current Liabilities

$3.68 Billion
USD

Jiayin Group Inc Defensive Interval Ratio (2016–2025)

This chart shows how Jiayin Group Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 518 days, meaning defensive assets of $5.23 Billion can fund 518 days of operations without new revenue. Also explore Jiayin Group Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Jiayin Group Inc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Jiayin Group Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Jiayin Group Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 518 days $5.23 Billion $10.09 Million/day $- $- ▼ -114 days
2024 632 days $3.49 Billion $5.53 Million/day $- $- ▼ -13 days
2023 645 days $4.03 Billion $6.25 Million/day $- $- ▲ +225 days
2022 420 days $2.05 Billion $4.87 Million/day $- $- ▲ +219 days
2021 201 days $502.43 Million $2.49 Million/day $- $- ▲ +143 days
2020 59 days $158.06 Million $2.70 Million/day $- $0.00 ▲ +12 days
2019 47 days $179.84 Million $3.86 Million/day $- $69.62 Million ▼ -34 days
2018 80 days $539.93 Million $6.72 Million/day $- $0.00 ▲ +15 days
2017 65 days $799.29 Million $12.22 Million/day $- $0.00 ▲ +34 days
2016 31 days $394.69 Million $12.57 Million/day $- $0.00
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)