Jiayin Group Inc (JFIN) — Defensive Interval Ratio
Jiayin Group Inc (JFIN) has a Defensive Interval Ratio of 518 days as of March 2026. Defensive assets of $5.23 Billion (cash $-, short-term investments $-, receivables $5.23 Billion) cover 518 days of daily cash needs of $10.09 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Jiayin Group Inc Defensive Interval Ratio (2016–2025)
This chart shows how Jiayin Group Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 518 days, meaning defensive assets of $5.23 Billion can fund 518 days of operations without new revenue. For the complete balance sheet picture, see Jiayin Group Inc asset portfolio.
Annual Defensive Interval Ratio for Jiayin Group Inc (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for Jiayin Group Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Jiayin Group Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 518 days | $5.23 Billion | $10.09 Million/day | $- | $- | ▼ -114 days |
| 2024 | 632 days | $3.49 Billion | $5.53 Million/day | $- | $- | ▼ -13 days |
| 2023 | 645 days | $4.03 Billion | $6.25 Million/day | $- | $- | ▲ +225 days |
| 2022 | 420 days | $2.05 Billion | $4.87 Million/day | $- | $- | ▲ +219 days |
| 2021 | 201 days | $502.43 Million | $2.49 Million/day | $- | $- | ▲ +143 days |
| 2020 | 59 days | $158.06 Million | $2.70 Million/day | $- | $0.00 | ▲ +12 days |
| 2019 | 47 days | $179.84 Million | $3.86 Million/day | $- | $69.62 Million | ▼ -34 days |
| 2018 | 80 days | $539.93 Million | $6.72 Million/day | $- | $0.00 | ▲ +15 days |
| 2017 | 65 days | $799.29 Million | $12.22 Million/day | $- | $0.00 | ▲ +34 days |
| 2016 | 31 days | $394.69 Million | $12.57 Million/day | $- | $0.00 | — |