Jiayin Group Inc (JFIN) — Working Capital to Net Assets Ratio
Jiayin Group Inc (JFIN) has a Working Capital to Net Assets ratio of 73.1% as of March 2026. Working capital of $3.24 Billion (current assets of $6.92 Billion minus current liabilities of $3.68 Billion) is measured against net assets of $4.43 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See JFIN net asset quality score to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Jiayin Group Inc Working Capital to Net Assets (2016–2025)
This chart shows how Jiayin Group Inc's Working Capital to Net Assets ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 73.1%, reflecting working capital of $3.24 Billion against net assets of $4.43 Billion USD. Check JFIN tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Jiayin Group Inc (2016–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Jiayin Group Inc from 2016 to 2025, covering 10 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see JFIN stock market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 73.1% | $3.24 Billion | $4.43 Billion | $6.92 Billion | $3.68 Billion | ▼ -1.2 pp |
| 2024 | 74.3% | $2.32 Billion | $3.13 Billion | $4.34 Billion | $2.02 Billion | ▼ -56.2 pp |
| 2023 | 130.5% | $3.11 Billion | $2.38 Billion | $5.39 Billion | $2.28 Billion | ▲ +47.2 pp |
| 2022 | 83.3% | $1.03 Billion | $1.24 Billion | $2.81 Billion | $1.78 Billion | ▲ +564.3 pp |
| 2021 | -481.0% | $-123.84 Million | $25.75 Million | $786.60 Million | $910.44 Million | ▼ -613.2 pp |
| 2020 | 132.3% | $-613.43 Million | $-463.76 Million | $370.51 Million | $983.94 Million | ▲ +17.0 pp |
| 2019 | 115.3% | $-854.80 Million | $-741.60 Million | $552.65 Million | $1.41 Billion | ▲ +10.1 pp |
| 2018 | 105.2% | $-1.74 Billion | $-1.65 Billion | $716.63 Million | $2.45 Billion | ▲ +1.9 pp |
| 2017 | 103.3% | $-2.00 Billion | $-1.93 Billion | $2.47 Billion | $4.46 Billion | ▼ -1.7 pp |
| 2016 | 105.0% | $-2.69 Billion | $-2.56 Billion | $1.90 Billion | $4.59 Billion | — |