Landmark Bancorp Inc (LARK) — Defensive Interval Ratio

Latest as of June 2026: 77795 days

Landmark Bancorp Inc (LARK) has a Defensive Interval Ratio of 77795 days as of June 2026. Defensive assets of $340.81 Million (cash $-, short-term investments $340.81 Million, receivables $-) cover 77795 days of daily cash needs of $4.38K/day.

Defensive Interval Ratio

77795 days
Days of operational coverage

Defensive Assets

$340.81 Million
Cash + ST Investments + Receivables

Daily Cash Need

$4.38K
Current Liabilities ÷ 365

Current Liabilities

$1.60 Million
USD

Landmark Bancorp Inc Defensive Interval Ratio (1994–2025)

This chart shows how Landmark Bancorp Inc's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the ratio stands at 77795 days, meaning defensive assets of $340.81 Million can fund 77795 days of operations without new revenue. For the complete balance sheet picture, see LARK current and non-current assets.

Annual Defensive Interval Ratio for Landmark Bancorp Inc (1994–2025)

The table below presents the year-by-year Defensive Interval Ratio for Landmark Bancorp Inc from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See LARK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 347 days $348.16 Million $1.00 Million/day $- $348.16 Million ▲ +337 days
2024 10 days $35.27 Million $3.68 Million/day $- $35.27 Million ▼ -123 days
2023 132 days $481.76 Million $3.64 Million/day $- $452.77 Million ▼ -10 days
2022 142 days $515.39 Million $3.63 Million/day $- $489.31 Million ▼ -8970 days
2021 9112 days $394.18 Million $43.26K/day $- $380.72 Million ▲ +2547 days
2020 6565 days $311.27 Million $47.41K/day $- $297.27 Million ▼ -4271 days
2019 10836 days $374.39 Million $34.55K/day $- $363.00 Million ▲ +10664 days
2018 172 days $401.65 Million $2.33 Million/day $- $388.35 Million ▼ -14 days
2017 186 days $401.02 Million $2.16 Million/day $- $387.98 Million ▼ -7 days
2016 193 days $398.59 Million $2.06 Million/day $- $385.56 Million ▲ +10 days
2015 183 days $363.96 Million $1.99 Million/day $- $353.44 Million ▼ -1 days
2014 183 days $359.08 Million $1.96 Million/day $- $348.93 Million ▲ +20 days
2013 163 days $311.15 Million $1.91 Million/day $- $300.25 Million ▼ -2 days
2012 165 days $221.25 Million $1.34 Million/day $- $213.30 Million ▲ +11 days
2011 154 days $206.30 Million $1.34 Million/day $- $198.21 Million ▲ +138 days
2010 15 days $18.21 Million $1.20 Million/day $- $8.18 Million ▲ +1 days
2009 14 days $17.79 Million $1.23 Million/day $- $7.99 Million ▲ +0 days
2008 14 days $17.67 Million $1.22 Million/day $- $9.05 Million ▲ +9 days
2007 6 days $7.18 Million $1.26 Million/day $- $- ▼ -2 days
2006 7 days $9.29 Million $1.25 Million/day $- $2.00 Million ▼ -17 days
2005 25 days $26.79 Million $1.08 Million/day $- $17.39 Million ▲ +13 days
2004 12 days $12.46 Million $1.05 Million/day $- $4.93 Million ▼ -2 days
2003 14 days $10.94 Million $762.64K/day $- $5.94 Million ▼ -2 days
2002 17 days $13.20 Million $795.85K/day $- $7.47 Million ▼ -16 days
2001 32 days $26.70 Million $827.24K/day $- $18.97 Million ▲ +22 days
2000 10 days $5.58 Million $551.96K/day $- $4.04 Million ▲ +7 days
1999 3 days $1.60 Million $541.10K/day $- $- ▼ 0 days
1998 3 days $1.40 Million $424.11K/day $- $- ▼ 0 days
1997 4 days $1.40 Million $398.36K/day $- $- ▼ 0 days
1996 4 days $1.50 Million $394.52K/day $- $- ▼ 0 days
1995 4 days $1.70 Million $400.27K/day $- $- ▲ +1 days
1994 3 days $1.30 Million $375.07K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)