Pacific Premier Bancorp Inc (PPBI) — Defensive Interval Ratio

Latest as of June 2025: 42 days

Pacific Premier Bancorp Inc (PPBI) has a Defensive Interval Ratio of 42 days as of June 2025. Defensive assets of $1.65 Billion (cash $-, short-term investments $1.58 Billion, receivables $69.45 Million) cover 42 days of daily cash needs of $39.72 Million/day. Check Pacific Premier Bancorp Inc (PPBI) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

42 days
Days of operational coverage

Defensive Assets

$1.65 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$39.72 Million
Current Liabilities ÷ 365

Current Liabilities

$14.50 Billion
USD

Pacific Premier Bancorp Inc Defensive Interval Ratio (1997–2024)

This chart shows how Pacific Premier Bancorp Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1997 to 2024. As of June 2025, the ratio stands at 42 days, meaning defensive assets of $1.65 Billion can fund 42 days of operations without new revenue. Also explore PPBI net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Pacific Premier Bancorp Inc (1997–2024)

The table below presents the year-by-year Defensive Interval Ratio for Pacific Premier Bancorp Inc from 1997 to 2024, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Pacific Premier Bancorp Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 22 days $864.49 Million $39.63 Million/day $- $796.54 Million ▼ -8 days
2023 29 days $1.21 Billion $41.08 Million/day $- $1.14 Billion ▼ -26 days
2022 56 days $2.67 Billion $48.11 Million/day $- $2.60 Billion ▼ -69 days
2021 125 days $4.34 Billion $34.85 Million/day $- $4.27 Billion ▲ +10 days
2020 114 days $4.01 Billion $35.01 Million/day $- $3.93 Billion ▲ +58 days
2019 57 days $1.41 Billion $24.74 Million/day $- $1.37 Billion ▲ +9 days
2018 48 days $1.14 Billion $23.94 Million/day $- $1.10 Billion ▼ 0 days
2017 48 days $814.48 Million $16.95 Million/day $- $787.43 Million ▼ -15 days
2016 63 days $394.11 Million $6.27 Million/day $- $380.96 Million ▲ +16 days
2015 46 days $289.59 Million $6.23 Million/day $- $280.27 Million ▼ -4301 days
2014 4348 days $208.77 Million $48.02K/day $- $201.64 Million ▲ +4278 days
2013 70 days $262.34 Million $3.76 Million/day $- $256.09 Million ▲ +36 days
2012 34 days $88.19 Million $2.58 Million/day $- $84.07 Million ▼ -16 days
2011 50 days $119.53 Million $2.37 Million/day $- $115.64 Million ▼ -36 days
2010 87 days $158.85 Million $1.83 Million/day $- $155.09 Million ▲ +13 days
2009 73 days $126.93 Million $1.73 Million/day $- $123.41 Million ▲ +71 days
2008 3 days $5.15 Million $1.84 Million/day $- $1.53 Million ▼ -25 days
2007 28 days $29.71 Million $1.06 Million/day $- $25.71 Million ▼ -42 days
2006 71 days $65.58 Million $930.00K/day $- $61.82 Million ▲ +27 days
2005 43 days $38.86 Million $898.45K/day $- $35.85 Million ▲ +8 days
2004 35 days $38.39 Million $1.10 Million/day $- $36.45 Million ▼ -22 days
2003 57 days $40.97 Million $717.94K/day $- $39.84 Million ▼ -56 days
2002 113 days $59.38 Million $523.75K/day $- $58.24 Million ▲ +57 days
2001 57 days $36.26 Million $641.10K/day $- $34.66 Million ▲ +14 days
2000 43 days $45.76 Million $1.07 Million/day $- $42.37 Million ▲ +27 days
1999 16 days $22.40 Million $1.41 Million/day $- $- ▲ +13 days
1998 3 days $2.80 Million $1.02 Million/day $- $- ▼ 0 days
1997 3 days $2.60 Million $920.55K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)