Texas Community Bancshares Inc Defensive Interval Ratio
Texas Community Bancshares Inc defensive interval ratio. Texas Community Bancshares Inc (TCBS) has a Defensive Interval Ratio of 48 days as of March 2026. Defensive assets of $43.49 Million (cash $-, short-term investments $41.81 Million, receivables $1.68 Million) cover 48 days of daily cash needs of $909.47K/day. See TCBS net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Texas Community Bancshares Inc (2019–2025)
Defensive interval ratio of Texas Community Bancshares Inc from 2019 to 2025. This chart shows how Texas Community Bancshares Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 48 days, meaning defensive assets of $43.49 Million can fund 48 days of operations without new revenue. Check Texas Community Bancshares Inc (TCBS) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Texas Community Bancshares Inc Defensive Interval Ratio by Year (2019–2025)
Texas Community Bancshares Inc defensive interval ratio by year from 2019 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Texas Community Bancshares Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see TCBS current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 48 days | $43.20 Million | $898.37K/day | $- | $41.54 Million | ▼ -37 days |
| 2024 | 85 days | $78.40 Million | $920.08K/day | $- | $75.19 Million | ▼ -55 days |
| 2023 | 140 days | $95.09 Million | $677.14K/day | $- | $93.33 Million | ▼ -54 days |
| 2022 | 194 days | $108.54 Million | $559.69K/day | $- | $107.15 Million | ▲ +67 days |
| 2021 | 127 days | $57.84 Million | $457.11K/day | $- | $56.80 Million | ▲ +76 days |
| 2020 | 51 days | $13.96 Million | $275.33K/day | $- | $12.97 Million | ▲ +30 days |
| 2019 | 21 days | $11.60 Million | $562.64K/day | $- | $10.71 Million | — |