Texas Community Bancshares Inc (TCBS) — Defensive Interval Ratio
Texas Community Bancshares Inc (TCBS) has a Defensive Interval Ratio of 48 days as of December 2025. Defensive assets of $43.20 Million (cash $-, short-term investments $41.54 Million, receivables $1.66 Million) cover 48 days of daily cash needs of $898.37K/day. Check how tangible is Texas Community Bancshares Inc's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Texas Community Bancshares Inc Defensive Interval Ratio (2019–2025)
This chart shows how Texas Community Bancshares Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 48 days, meaning defensive assets of $43.20 Million can fund 48 days of operations without new revenue. Also explore net asset momentum of Texas Community Bancshares Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Texas Community Bancshares Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Texas Community Bancshares Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TCBS market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 48 days | $43.20 Million | $898.37K/day | $- | $41.54 Million | ▼ -37 days |
| 2024 | 85 days | $78.40 Million | $920.08K/day | $- | $75.19 Million | ▼ -55 days |
| 2023 | 140 days | $95.09 Million | $677.14K/day | $- | $93.33 Million | ▼ -54 days |
| 2022 | 194 days | $108.54 Million | $559.69K/day | $- | $107.15 Million | ▲ +67 days |
| 2021 | 127 days | $57.84 Million | $457.11K/day | $- | $56.80 Million | ▲ +76 days |
| 2020 | 51 days | $13.96 Million | $275.33K/day | $- | $12.97 Million | ▲ +30 days |
| 2019 | 21 days | $11.60 Million | $562.64K/day | $- | $10.71 Million | — |