Texas Community Bancshares Inc (TCBS) — Financial Flexibility Index
Texas Community Bancshares Inc (TCBS) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $3.16 Million (operating CF $1.37 Million minus capex $1.79 Million) represents 0% of total liabilities ($389.14 Million). Check Texas Community Bancshares Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Texas Community Bancshares Inc Financial Flexibility Index (2019–2025)
Historical Financial Flexibility Index trend for Texas Community Bancshares Inc across 7 annual periods. For the full cash flow conversion analysis, see Texas Community Bancshares Inc cash conversion from operations.
Annual Financial Flexibility Index for Texas Community Bancshares Inc (2019–2025)
Year-by-year free cash flow to debt coverage for Texas Community Bancshares Inc. Explore Texas Community Bancshares Inc (TCBS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $1.76 Million | $1.37 Million | $376.08 Million | ▼ -41.7% |
| 2024 | 0.01x | $3.14 Million | $1.94 Million | $391.35 Million | ▼ -60.5% |
| 2023 | 0.02x | $7.89 Million | $2.29 Million | $387.82 Million | ▲ +92.4% |
| 2022 | 0.01x | $3.52 Million | $3.13 Million | $333.09 Million | ▲ +68.0% |
| 2021 | 0.01x | $1.89 Million | $1.76 Million | $301.02 Million | ▼ -41.5% |
| 2020 | 0.01x | $2.72 Million | $1.91 Million | $252.62 Million | ▲ +17.2% |
| 2019 | 0.01x | $2.17 Million | $2.10 Million | $236.51 Million | — |