First Financial Corporation Indiana (THFF) — Defensive Interval Ratio
First Financial Corporation Indiana (THFF) has a Defensive Interval Ratio of 1408 days as of June 2026. Defensive assets of $1.20 Billion (cash $-, short-term investments $1.17 Billion, receivables $28.32 Million) cover 1408 days of daily cash needs of $849.56K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Financial Corporation Indiana Defensive Interval Ratio (1991–2025)
This chart shows how First Financial Corporation Indiana's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of June 2026, the ratio stands at 1408 days, meaning defensive assets of $1.20 Billion can fund 1408 days of operations without new revenue. For the complete balance sheet picture, see THFF current and non-current assets.
Annual Defensive Interval Ratio for First Financial Corporation Indiana (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Financial Corporation Indiana from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See THFF net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 54 days | $722.72 Million | $13.27 Million/day | $- | $694.96 Million | ▼ -2 days |
| 2024 | 56 days | $753.90 Million | $13.44 Million/day | $- | $726.96 Million | ▼ -57 days |
| 2023 | 113 days | $1.28 Billion | $11.39 Million/day | $- | $1.26 Billion | ▲ +2 days |
| 2022 | 111 days | $1.35 Billion | $12.16 Million/day | $- | $1.33 Billion | ▼ 0 days |
| 2021 | 112 days | $1.38 Billion | $12.34 Million/day | $- | $1.36 Billion | ▼ -3152 days |
| 2020 | 3263 days | $1.04 Billion | $317.98K/day | $- | $1.02 Billion | ▼ -1043 days |
| 2019 | 4306 days | $945.24 Million | $219.50K/day | $- | $926.72 Million | ▲ +4190 days |
| 2018 | 116 days | $798.89 Million | $6.87 Million/day | $- | $784.92 Million | ▼ -1 days |
| 2017 | 117 days | $827.84 Million | $7.05 Million/day | $- | $814.93 Million | ▼ -5 days |
| 2016 | 122 days | $866.04 Million | $7.10 Million/day | $- | $853.73 Million | ▼ -11 days |
| 2015 | 133 days | $902.82 Million | $6.78 Million/day | $- | $891.08 Million | ▲ +1 days |
| 2014 | 132 days | $908.65 Million | $6.86 Million/day | $- | $897.05 Million | ▼ -2 days |
| 2013 | 134 days | $926.11 Million | $6.90 Million/day | $- | $914.56 Million | ▲ +23 days |
| 2012 | 111 days | $703.02 Million | $6.35 Million/day | $- | $691.00 Million | ▲ +11 days |
| 2011 | 100 days | $679.23 Million | $6.78 Million/day | $- | $666.29 Million | ▲ +97 days |
| 2010 | 3 days | $16.31 Million | $5.31 Million/day | $- | $5.10 Million | ▼ -4 days |
| 2009 | 7 days | $33.58 Million | $4.99 Million/day | $- | $21.58 Million | ▲ +2 days |
| 2008 | 5 days | $22.61 Million | $4.34 Million/day | $- | $9.53 Million | ▲ +1 days |
| 2007 | 4 days | $17.90 Million | $4.27 Million/day | $- | $4.20 Million | ▼ -4 days |
| 2006 | 9 days | $35.41 Million | $4.16 Million/day | $- | $21.44 Million | ▲ +5 days |
| 2005 | 4 days | $15.52 Million | $4.09 Million/day | $- | $2.98 Million | ▼ 0 days |
| 2004 | 4 days | $17.42 Million | $4.16 Million/day | $- | $5.40 Million | ▼ 0 days |
| 2003 | 4 days | $18.92 Million | $4.24 Million/day | $- | $5.85 Million | ▲ +1 days |
| 2002 | 4 days | $15.25 Million | $4.02 Million/day | $- | $50.00K | ▼ -12 days |
| 2001 | 16 days | $58.32 Million | $3.75 Million/day | $- | $43.38 Million | ▲ +10 days |
| 2000 | 6 days | $21.98 Million | $3.67 Million/day | $- | $4.17 Million | ▲ +2 days |
| 1999 | 4 days | $14.70 Million | $3.62 Million/day | $- | $- | ▲ +1 days |
| 1998 | 3 days | $14.70 Million | $4.25 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $14.10 Million | $3.87 Million/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $15.00 Million | $3.79 Million/day | $- | $- | ▲ +0 days |
| 1995 | 4 days | $12.60 Million | $3.40 Million/day | $- | $- | ▲ +1 days |
| 1994 | 3 days | $9.70 Million | $3.05 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $8.90 Million | $2.89 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $8.80 Million | $2.72 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $9.50 Million | $2.51 Million/day | $- | $- | — |