First Financial Corporation Indiana (THFF) — Defensive Interval Ratio
First Financial Corporation Indiana (THFF) has a Defensive Interval Ratio of 1469 days as of December 2025. Defensive assets of $1.18 Billion (cash $-, short-term investments $1.15 Billion, receivables $27.76 Million) cover 1469 days of daily cash needs of $801.28K/day. See how liquid is First Financial Corporation Indiana's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Financial Corporation Indiana Defensive Interval Ratio (1991–2025)
This chart shows how First Financial Corporation Indiana's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 1469 days, meaning defensive assets of $1.18 Billion can fund 1469 days of operations without new revenue. See First Financial Corporation Indiana (THFF) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First Financial Corporation Indiana (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Financial Corporation Indiana from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see THFF market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1469 days | $1.18 Billion | $801.28K/day | $- | $1.15 Billion | ▲ +1413 days |
| 2024 | 56 days | $753.90 Million | $13.44 Million/day | $- | $726.96 Million | ▼ -57 days |
| 2023 | 113 days | $1.28 Billion | $11.39 Million/day | $- | $1.26 Billion | ▲ +2 days |
| 2022 | 111 days | $1.35 Billion | $12.16 Million/day | $- | $1.33 Billion | ▼ 0 days |
| 2021 | 112 days | $1.38 Billion | $12.34 Million/day | $- | $1.36 Billion | ▼ -3152 days |
| 2020 | 3263 days | $1.04 Billion | $317.98K/day | $- | $1.02 Billion | ▼ -1043 days |
| 2019 | 4306 days | $945.24 Million | $219.50K/day | $- | $926.72 Million | ▲ +4190 days |
| 2018 | 116 days | $798.89 Million | $6.87 Million/day | $- | $784.92 Million | ▼ -1 days |
| 2017 | 117 days | $827.84 Million | $7.05 Million/day | $- | $814.93 Million | ▼ -5 days |
| 2016 | 122 days | $866.04 Million | $7.10 Million/day | $- | $853.73 Million | ▼ -11 days |
| 2015 | 133 days | $902.82 Million | $6.78 Million/day | $- | $891.08 Million | ▲ +1 days |
| 2014 | 132 days | $908.65 Million | $6.86 Million/day | $- | $897.05 Million | ▼ -2 days |
| 2013 | 134 days | $926.11 Million | $6.90 Million/day | $- | $914.56 Million | ▲ +23 days |
| 2012 | 111 days | $703.02 Million | $6.35 Million/day | $- | $691.00 Million | ▲ +11 days |
| 2011 | 100 days | $679.23 Million | $6.78 Million/day | $- | $666.29 Million | ▲ +97 days |
| 2010 | 3 days | $16.31 Million | $5.31 Million/day | $- | $5.10 Million | ▼ -4 days |
| 2009 | 7 days | $33.58 Million | $4.99 Million/day | $- | $21.58 Million | ▲ +2 days |
| 2008 | 5 days | $22.61 Million | $4.34 Million/day | $- | $9.53 Million | ▲ +1 days |
| 2007 | 4 days | $17.90 Million | $4.27 Million/day | $- | $4.20 Million | ▼ -4 days |
| 2006 | 9 days | $35.41 Million | $4.16 Million/day | $- | $21.44 Million | ▲ +5 days |
| 2005 | 4 days | $15.52 Million | $4.09 Million/day | $- | $2.98 Million | ▼ 0 days |
| 2004 | 4 days | $17.42 Million | $4.16 Million/day | $- | $5.40 Million | ▼ 0 days |
| 2003 | 4 days | $18.92 Million | $4.24 Million/day | $- | $5.85 Million | ▲ +1 days |
| 2002 | 4 days | $15.25 Million | $4.02 Million/day | $- | $50.00K | ▼ -12 days |
| 2001 | 16 days | $58.32 Million | $3.75 Million/day | $- | $43.38 Million | ▲ +10 days |
| 2000 | 6 days | $21.98 Million | $3.67 Million/day | $- | $4.17 Million | ▲ +2 days |
| 1999 | 4 days | $14.70 Million | $3.62 Million/day | $- | $- | ▲ +1 days |
| 1998 | 3 days | $14.70 Million | $4.25 Million/day | $- | $- | ▼ 0 days |
| 1997 | 4 days | $14.10 Million | $3.87 Million/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $15.00 Million | $3.79 Million/day | $- | $- | ▲ +0 days |
| 1995 | 4 days | $12.60 Million | $3.40 Million/day | $- | $- | ▲ +1 days |
| 1994 | 3 days | $9.70 Million | $3.05 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $8.90 Million | $2.89 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $8.80 Million | $2.72 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $9.50 Million | $2.51 Million/day | $- | $- | — |