First Financial Corporation Indiana (THFF) — Defensive Interval Ratio

Latest as of December 2025: 1469 days

First Financial Corporation Indiana (THFF) has a Defensive Interval Ratio of 1469 days as of December 2025. Defensive assets of $1.18 Billion (cash $-, short-term investments $1.15 Billion, receivables $27.76 Million) cover 1469 days of daily cash needs of $801.28K/day. Check THFF intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1469 days
Days of operational coverage

Defensive Assets

$1.18 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$801.28K
Current Liabilities ÷ 365

Current Liabilities

$292.47 Million
USD

First Financial Corporation Indiana Defensive Interval Ratio (1991–2025)

This chart shows how First Financial Corporation Indiana's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 1469 days, meaning defensive assets of $1.18 Billion can fund 1469 days of operations without new revenue. Also explore THFF year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for First Financial Corporation Indiana (1991–2025)

The table below presents the year-by-year Defensive Interval Ratio for First Financial Corporation Indiana from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Financial Corporation Indiana stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1469 days $1.18 Billion $801.28K/day $- $1.15 Billion ▲ +1413 days
2024 56 days $753.90 Million $13.44 Million/day $- $726.96 Million ▼ -57 days
2023 113 days $1.28 Billion $11.39 Million/day $- $1.26 Billion ▲ +2 days
2022 111 days $1.35 Billion $12.16 Million/day $- $1.33 Billion ▼ 0 days
2021 112 days $1.38 Billion $12.34 Million/day $- $1.36 Billion ▼ -3152 days
2020 3263 days $1.04 Billion $317.98K/day $- $1.02 Billion ▼ -1043 days
2019 4306 days $945.24 Million $219.50K/day $- $926.72 Million ▲ +4190 days
2018 116 days $798.89 Million $6.87 Million/day $- $784.92 Million ▼ -1 days
2017 117 days $827.84 Million $7.05 Million/day $- $814.93 Million ▼ -5 days
2016 122 days $866.04 Million $7.10 Million/day $- $853.73 Million ▼ -11 days
2015 133 days $902.82 Million $6.78 Million/day $- $891.08 Million ▲ +1 days
2014 132 days $908.65 Million $6.86 Million/day $- $897.05 Million ▼ -2 days
2013 134 days $926.11 Million $6.90 Million/day $- $914.56 Million ▲ +23 days
2012 111 days $703.02 Million $6.35 Million/day $- $691.00 Million ▲ +11 days
2011 100 days $679.23 Million $6.78 Million/day $- $666.29 Million ▲ +97 days
2010 3 days $16.31 Million $5.31 Million/day $- $5.10 Million ▼ -4 days
2009 7 days $33.58 Million $4.99 Million/day $- $21.58 Million ▲ +2 days
2008 5 days $22.61 Million $4.34 Million/day $- $9.53 Million ▲ +1 days
2007 4 days $17.90 Million $4.27 Million/day $- $4.20 Million ▼ -4 days
2006 9 days $35.41 Million $4.16 Million/day $- $21.44 Million ▲ +5 days
2005 4 days $15.52 Million $4.09 Million/day $- $2.98 Million ▼ 0 days
2004 4 days $17.42 Million $4.16 Million/day $- $5.40 Million ▼ 0 days
2003 4 days $18.92 Million $4.24 Million/day $- $5.85 Million ▲ +1 days
2002 4 days $15.25 Million $4.02 Million/day $- $50.00K ▼ -12 days
2001 16 days $58.32 Million $3.75 Million/day $- $43.38 Million ▲ +10 days
2000 6 days $21.98 Million $3.67 Million/day $- $4.17 Million ▲ +2 days
1999 4 days $14.70 Million $3.62 Million/day $- $- ▲ +1 days
1998 3 days $14.70 Million $4.25 Million/day $- $- ▼ 0 days
1997 4 days $14.10 Million $3.87 Million/day $- $- ▼ 0 days
1996 4 days $15.00 Million $3.79 Million/day $- $- ▲ +0 days
1995 4 days $12.60 Million $3.40 Million/day $- $- ▲ +1 days
1994 3 days $9.70 Million $3.05 Million/day $- $- ▲ +0 days
1993 3 days $8.90 Million $2.89 Million/day $- $- ▼ 0 days
1992 3 days $8.80 Million $2.72 Million/day $- $- ▼ -1 days
1991 4 days $9.50 Million $2.51 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)