WesBanco, Inc. (WSBC) — Defensive Interval Ratio
WesBanco, Inc. (WSBC) has a Defensive Interval Ratio of 10891 days as of March 2026. Defensive assets of $3.40 Billion (cash $-, short-term investments $3.30 Billion, receivables $105.29 Million) cover 10891 days of daily cash needs of $312.52K/day. See WSBC working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
WesBanco, Inc. Defensive Interval Ratio (1989–2025)
This chart shows how WesBanco, Inc.'s Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 10891 days, meaning defensive assets of $3.40 Billion can fund 10891 days of operations without new revenue. See WesBanco, Inc. (WSBC) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for WesBanco, Inc. (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for WesBanco, Inc. from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WesBanco, Inc. (WSBC) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 977 days | $3.39 Billion | $3.47 Million/day | $- | $3.29 Billion | ▲ +970 days |
| 2024 | 7 days | $290.91 Million | $39.29 Million/day | $- | $212.59 Million | ▼ -55 days |
| 2023 | 62 days | $2.27 Billion | $36.40 Million/day | $- | $2.19 Billion | ▼ -9 days |
| 2022 | 71 days | $2.60 Billion | $36.36 Million/day | $- | $2.53 Billion | ▼ -10 days |
| 2021 | 82 days | $3.07 Billion | $37.56 Million/day | $- | $3.01 Billion | ▲ +23 days |
| 2020 | 59 days | $2.04 Billion | $34.73 Million/day | $- | $1.98 Billion | ▼ -20 days |
| 2019 | 79 days | $2.44 Billion | $30.94 Million/day | $- | $2.39 Billion | ▼ -5 days |
| 2018 | 83 days | $2.15 Billion | $25.80 Million/day | $- | $2.11 Billion | ▲ +18 days |
| 2017 | 65 days | $1.30 Billion | $19.81 Million/day | $- | $1.27 Billion | ▲ +1 days |
| 2016 | 64 days | $1.27 Billion | $19.84 Million/day | $- | $1.24 Billion | ▼ -21 days |
| 2015 | 85 days | $1.44 Billion | $16.85 Million/day | $- | $1.41 Billion | ▲ +19 days |
| 2014 | 67 days | $935.90 Million | $14.06 Million/day | $- | $917.42 Million | ▼ 0 days |
| 2013 | 67 days | $953.35 Million | $14.29 Million/day | $- | $934.39 Million | ▼ -8 days |
| 2012 | 75 days | $1.04 Billion | $13.95 Million/day | $- | $1.02 Billion | ▼ -8 days |
| 2011 | 82 days | $1.04 Billion | $12.59 Million/day | $- | $1.02 Billion | ▲ +79 days |
| 2010 | 4 days | $42.43 Million | $11.96 Million/day | $- | $21.89 Million | ▲ +1 days |
| 2009 | 3 days | $30.86 Million | $11.43 Million/day | $- | $10.81 Million | ▼ -5 days |
| 2008 | 8 days | $85.11 Million | $10.44 Million/day | $- | $65.14 Million | ▲ +6 days |
| 2007 | 2 days | $25.32 Million | $11.64 Million/day | $- | $1.64 Million | ▼ 0 days |
| 2006 | 2 days | $20.40 Million | $8.79 Million/day | $- | $1.22 Million | ▼ 0 days |
| 2005 | 3 days | $22.86 Million | $8.99 Million/day | $- | $2.43 Million | ▼ 0 days |
| 2004 | 3 days | $22.05 Million | $8.31 Million/day | $- | $3.45 Million | ▼ -3 days |
| 2003 | 6 days | $38.44 Million | $6.82 Million/day | $- | $20.19 Million | ▲ +2 days |
| 2002 | 3 days | $21.01 Million | $6.60 Million/day | $- | $984.00K | ▼ 0 days |
| 2001 | 3 days | $17.00 Million | $5.26 Million/day | $- | $712.00K | ▲ +0 days |
| 2000 | 3 days | $16.34 Million | $5.58 Million/day | $- | $620.00K | ▲ +0 days |
| 1999 | 3 days | $15.70 Million | $5.46 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $14.80 Million | $5.29 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $15.60 Million | $5.23 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $11.70 Million | $3.95 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $11.00 Million | $3.27 Million/day | $- | $- | ▼ 0 days |
| 1994 | 3 days | $11.30 Million | $3.25 Million/day | $- | $- | ▼ 0 days |
| 1993 | 4 days | $9.80 Million | $2.49 Million/day | $- | $- | ▼ 0 days |
| 1992 | 4 days | $10.60 Million | $2.43 Million/day | $- | $- | ▼ 0 days |
| 1991 | 5 days | $9.40 Million | $1.99 Million/day | $- | $- | ▼ -1 days |
| 1990 | 5 days | $9.30 Million | $1.74 Million/day | $- | $- | ▼ 0 days |
| 1989 | 6 days | $8.80 Million | $1.60 Million/day | $- | $- | — |