Winchester Bancorp, Inc. Common Stock (WSBK) — Defensive Interval Ratio
Winchester Bancorp, Inc. Common Stock (WSBK) has a Defensive Interval Ratio of 21 days as of December 2025. Defensive assets of $43.99 Million (cash $-, short-term investments $40.37 Million, receivables $3.63 Million) cover 21 days of daily cash needs of $2.05 Million/day. Check WSBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Winchester Bancorp, Inc. Common Stock Defensive Interval Ratio (2023–2025)
This chart shows how Winchester Bancorp, Inc. Common Stock's Defensive Interval Ratio has evolved across 3 annual periods from 2023 to 2025. As of December 2025, the ratio stands at 21 days, meaning defensive assets of $43.99 Million can fund 21 days of operations without new revenue. Also explore Winchester Bancorp, Inc. Common Stock net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Winchester Bancorp, Inc. Common Stock (2023–2025)
The table below presents the year-by-year Defensive Interval Ratio for Winchester Bancorp, Inc. Common Stock from 2023 to 2025, covering 3 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WSBK market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 15 days | $28.59 Million | $1.87 Million/day | $- | $25.26 Million | ▼ -4 days |
| 2024 | 20 days | $34.26 Million | $1.75 Million/day | $- | $31.09 Million | ▲ +2 days |
| 2023 | 18 days | $29.23 Million | $1.65 Million/day | $- | $26.97 Million | — |