Banco Products (I) Limited (BANCOINDIA) — Defensive Interval Ratio

Latest as of September 2025: 344 days

Banco Products (I) Limited (BANCOINDIA) has a Defensive Interval Ratio of 344 days as of September 2025. Defensive assets of Rs9.67 Billion (cash Rs1.12 Billion, short-term investments Rs859.40 Million, receivables Rs7.69 Billion) cover 344 days of daily cash needs of Rs28.09 Million/day. Check Banco Products (I) Limited (BANCOINDIA) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

344 days
Days of operational coverage

Defensive Assets

Rs9.67 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs28.09 Million
Current Liabilities ÷ 365

Current Liabilities

Rs10.25 Billion
INR

Banco Products (I) Limited Defensive Interval Ratio (2006–2025)

This chart shows how Banco Products (I) Limited's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of September 2025, the ratio stands at 344 days, meaning defensive assets of Rs9.67 Billion can fund 344 days of operations without new revenue. Also explore Banco Products (I) Limited equity growth rate to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Banco Products (I) Limited (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Banco Products (I) Limited from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BANCOINDIA company net worth.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 212 days Rs6.49 Billion Rs30.62 Million/day Rs0.00 Rs381.00 Million ▼ -74 days
2024 286 days Rs5.26 Billion Rs18.40 Million/day Rs20.00 Million Rs425.68 Million ▲ +47 days
2023 239 days Rs4.25 Billion Rs17.81 Million/day Rs0.00 Rs118.60 Million ▼ -150 days
2022 388 days Rs3.89 Billion Rs10.02 Million/day Rs0.00 Rs649.91 Million ▼ -64 days
2021 452 days Rs3.80 Billion Rs8.41 Million/day Rs600.00 Million Rs450.76 Million ▲ +60 days
2020 392 days Rs3.42 Billion Rs8.72 Million/day Rs380.00 Million Rs100.24 Million ▼ -147 days
2019 539 days Rs4.44 Billion Rs8.23 Million/day Rs- Rs1.68 Billion ▲ +116 days
2018 423 days Rs3.89 Billion Rs9.20 Million/day Rs0.00 Rs1.28 Billion ▼ -176 days
2017 599 days Rs3.34 Billion Rs5.58 Million/day Rs59.50 Million Rs1.21 Billion ▲ +262 days
2016 337 days Rs2.31 Billion Rs6.84 Million/day Rs- Rs3.33 Million ▼ -46 days
2015 383 days Rs1.76 Billion Rs4.59 Million/day Rs- Rs3.66 Million ▲ +125 days
2014 258 days Rs2.14 Billion Rs8.29 Million/day Rs- Rs3.33 Million ▲ +8 days
2013 250 days Rs2.10 Billion Rs8.43 Million/day Rs- Rs8.54 Million ▼ -63 days
2012 313 days Rs1.81 Billion Rs5.77 Million/day Rs- Rs20.86 Million ▲ +54 days
2011 259 days Rs1.83 Billion Rs7.06 Million/day Rs- Rs- ▼ -334 days
2010 593 days Rs1.72 Billion Rs2.89 Million/day Rs- Rs- ▼ -29 days
2009 622 days Rs717.90 Million Rs1.15 Million/day Rs- Rs- ▲ +98 days
2008 524 days Rs817.22 Million Rs1.56 Million/day Rs- Rs- ▲ +108 days
2007 417 days Rs695.68 Million Rs1.67 Million/day Rs- Rs- ▲ +10 days
2006 406 days Rs480.46 Million Rs1.18 Million/day Rs- Rs117.00K —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)