Panache Digilife Limited (PANACHE) — Defensive Interval Ratio

Latest as of September 2025: 416 days

Panache Digilife Limited (PANACHE) has a Defensive Interval Ratio of 416 days as of September 2025. Defensive assets of Rs649.96 Million (cash Rs38.54 Million, short-term investments Rs3.48 Million, receivables Rs607.94 Million) cover 416 days of daily cash needs of Rs1.56 Million/day.

Defensive Interval Ratio

416 days
Days of operational coverage

Defensive Assets

Rs649.96 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs1.56 Million
Current Liabilities ÷ 365

Current Liabilities

Rs569.85 Million
INR

Panache Digilife Limited Defensive Interval Ratio (2012–2025)

This chart shows how Panache Digilife Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 416 days, meaning defensive assets of Rs649.96 Million can fund 416 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Panache Digilife Limited.

Annual Defensive Interval Ratio for Panache Digilife Limited (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Panache Digilife Limited from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See PANACHE current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 525 days Rs658.50 Million Rs1.26 Million/day Rs10.53 Million Rs1.04 Million ▲ +240 days
2024 285 days Rs483.05 Million Rs1.70 Million/day Rs5.94 Million Rs12.10K ▲ +16 days
2023 268 days Rs484.55 Million Rs1.81 Million/day Rs2.33 Million Rs1.66 Million ▼ -92 days
2022 360 days Rs601.46 Million Rs1.67 Million/day Rs9.06 Million Rs8.00K ▲ +120 days
2021 240 days Rs393.85 Million Rs1.64 Million/day Rs8.05 Million Rs-454.00 ▲ +5 days
2020 235 days Rs419.82 Million Rs1.79 Million/day Rs18.98 Million Rs238.19K ▼ -130 days
2019 365 days Rs733.29 Million Rs2.01 Million/day Rs48.11 Million Rs1.00 Million ▲ +60 days
2018 304 days Rs508.90 Million Rs1.67 Million/day Rs14.06 Million Rs9.06 Million ▼ -52 days
2017 357 days Rs442.01 Million Rs1.24 Million/day Rs9.61 Million Rs1.51 Million ▲ +179 days
2016 177 days Rs142.72 Million Rs804.66K/day Rs- Rs- ▼ -62 days
2015 239 days Rs135.97 Million Rs568.23K/day Rs- Rs- ▲ +43 days
2014 196 days Rs70.19 Million Rs357.87K/day Rs- Rs- ▲ +32 days
2013 164 days Rs67.06 Million Rs407.64K/day Rs- Rs- ▲ +49 days
2012 116 days Rs31.46 Million Rs272.01K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)