Viji Finance Limited (VIJIFIN) — Defensive Interval Ratio

Latest as of September 2025: 4668 days

Viji Finance Limited (VIJIFIN) has a Defensive Interval Ratio of 4668 days as of September 2025. Defensive assets of Rs102.51 Million (cash Rs51.26 Million, short-term investments Rs51.26 Million, receivables Rs0.00) cover 4668 days of daily cash needs of Rs21.96K/day. Check tangible net worth ratio of Viji Finance Limited to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

4668 days
Days of operational coverage

Defensive Assets

Rs102.51 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs21.96K
Current Liabilities ÷ 365

Current Liabilities

Rs8.02 Million
INR

Viji Finance Limited Defensive Interval Ratio (2012–2025)

This chart shows how Viji Finance Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 4668 days, meaning defensive assets of Rs102.51 Million can fund 4668 days of operations without new revenue. Also explore VIJIFIN net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Viji Finance Limited (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Viji Finance Limited from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Viji Finance Limited.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 27477 days Rs372.26 Million Rs13.55K/day Rs50.85 Million Rs50.85 Million ▲ +26701 days
2024 777 days Rs239.68 Million Rs308.65K/day Rs- Rs66.00K ▲ +766 days
2023 11 days Rs131.00K Rs11.87K/day Rs- Rs131.00K ▼ -4658 days
2022 4669 days Rs164.93 Million Rs35.33K/day Rs- Rs206.00K ▲ +4642 days
2021 27 days Rs649.00K Rs23.95K/day Rs- Rs349.00K ▲ +4 days
2020 23 days Rs674.00K Rs29.73K/day Rs- Rs349.00K ▼ -35 days
2019 58 days Rs6.74 Million Rs116.46K/day Rs- Rs2.83 Million ▲ +55 days
2018 3 days Rs268.19K Rs90.23K/day Rs- Rs220.76K ▼ -148 days
2017 151 days Rs11.61 Million Rs77.12K/day Rs8.69 Million Rs36.94K ▲ +143 days
2016 7 days Rs309.11K Rs42.32K/day Rs- Rs309.11K ▼ -33 days
2015 40 days Rs1.05 Million Rs26.11K/day Rs- Rs1.05 Million ▲ +40 days
2014 0 days Rs1.00K Rs38.66K/day Rs- Rs1.00K ▼ -39 days
2013 39 days Rs1.75 Million Rs44.60K/day Rs- Rs- ▼ -945 days
2012 984 days Rs42.90 Million Rs43.57K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)