BankUnited Inc (BKU) — Defensive Interval Ratio

Latest as of June 2026: 117 days

BankUnited Inc (BKU) has a Defensive Interval Ratio of 117 days as of June 2026. Defensive assets of $9.32 Billion (cash $-, short-term investments $9.32 Billion, receivables $-) cover 117 days of daily cash needs of $79.85 Million/day.

Defensive Interval Ratio

117 days
Days of operational coverage

Defensive Assets

$9.32 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$79.85 Million
Current Liabilities ÷ 365

Current Liabilities

$29.15 Billion
USD

BankUnited Inc Defensive Interval Ratio (2009–2025)

This chart shows how BankUnited Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of June 2026, the ratio stands at 117 days, meaning defensive assets of $9.32 Billion can fund 117 days of operations without new revenue. For the complete balance sheet picture, see how large is BankUnited Inc's balance sheet.

Annual Defensive Interval Ratio for BankUnited Inc (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for BankUnited Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of BankUnited Inc to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 7719 days $33.32 Billion $4.32 Million/day $- $9.26 Billion ▲ +7600 days
2024 120 days $9.13 Billion $76.34 Million/day $- $9.13 Billion ▲ +234 days
2023 -114 days $-8.30 Billion $72.71 Million/day $- $-8.30 Billion ▼ -569 days
2022 455 days $34.49 Billion $75.89 Million/day $- $9.76 Billion ▼ -659 days
2021 1114 days $33.70 Billion $30.26 Million/day $- $10.06 Billion ▼ -56 days
2020 1169 days $32.79 Billion $28.04 Million/day $- $9.18 Billion ▲ +709 days
2019 461 days $30.92 Billion $67.11 Million/day $- $7.77 Billion ▲ +335 days
2018 126 days $8.17 Billion $64.79 Million/day $- $8.17 Billion ▲ +15 days
2017 111 days $6.68 Billion $59.94 Million/day $- $6.68 Billion ▼ -2 days
2016 114 days $6.07 Billion $53.40 Million/day $- $6.07 Billion ▲ +9 days
2015 105 days $4.86 Billion $46.41 Million/day $- $4.86 Billion ▼ -19 days
2014 124 days $4.59 Billion $37.02 Million/day $- $4.59 Billion ▼ -2 days
2013 126 days $3.64 Billion $28.86 Million/day $- $3.64 Billion ▼ -52 days
2012 178 days $4.17 Billion $23.39 Million/day $- $4.17 Billion ▼ -29 days
2011 207 days $4.18 Billion $20.18 Million/day $- $4.18 Billion ▲ +58 days
2010 150 days $2.94 Billion $19.63 Million/day $- $2.93 Billion ▲ +136 days
2009 14 days $295.62 Million $21.33 Million/day $- $295.62 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)