Equity Bancshares, Inc. (EQBK) — Defensive Interval Ratio

Latest as of March 2026: 64 days

Equity Bancshares, Inc. (EQBK) has a Defensive Interval Ratio of 64 days as of March 2026. Defensive assets of $1.17 Billion (cash $-, short-term investments $1.13 Billion, receivables $39.97 Million) cover 64 days of daily cash needs of $18.32 Million/day. Check EQBK intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

64 days
Days of operational coverage

Defensive Assets

$1.17 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$18.32 Million
Current Liabilities ÷ 365

Current Liabilities

$6.69 Billion
USD

Equity Bancshares, Inc. Defensive Interval Ratio (2013–2025)

This chart shows how Equity Bancshares, Inc.'s Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 64 days, meaning defensive assets of $1.17 Billion can fund 64 days of operations without new revenue. Also explore EQBK year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Equity Bancshares, Inc. (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for Equity Bancshares, Inc. from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Equity Bancshares, Inc. market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 327 days $1.06 Billion $3.26 Million/day $- $1.03 Billion ▲ +258 days
2024 69 days $832.14 Million $12.09 Million/day $- $803.23 Million ▼ -13 days
2023 82 days $945.14 Million $11.58 Million/day $- $919.65 Million ▼ -20 days
2022 102 days $1.21 Billion $11.84 Million/day $- $1.18 Billion ▼ -9808 days
2021 9910 days $1.35 Billion $135.77K/day $- $1.33 Billion ▼ -7079 days
2020 16989 days $887.66 Million $52.25K/day $- $871.83 Million ▲ +16970 days
2019 18 days $157.81 Million $8.54 Million/day $- $142.07 Million ▼ -3 days
2018 21 days $186.25 Million $8.73 Million/day $- $168.88 Million ▼ -2033 days
2017 2055 days $174.64 Million $85.00K/day $- $162.27 Million ▼ -3037 days
2016 5092 days $102.72 Million $20.18K/day $- $95.73 Million ▲ +1671 days
2015 3421 days $135.35 Million $39.57K/day $- $130.81 Million ▲ +3400 days
2014 20 days $56.57 Million $2.76 Million/day $- $52.98 Million ▼ -5 days
2013 26 days $69.21 Million $2.68 Million/day $- $65.45 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)