Equity Bancshares, Inc. (EQBK) — Defensive Interval Ratio
Equity Bancshares, Inc. (EQBK) has a Defensive Interval Ratio of 64 days as of March 2026. Defensive assets of $1.17 Billion (cash $-, short-term investments $1.13 Billion, receivables $39.97 Million) cover 64 days of daily cash needs of $18.32 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Equity Bancshares, Inc. Defensive Interval Ratio (2013–2025)
This chart shows how Equity Bancshares, Inc.'s Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the ratio stands at 64 days, meaning defensive assets of $1.17 Billion can fund 64 days of operations without new revenue. For the complete balance sheet picture, see Equity Bancshares, Inc. total assets.
Annual Defensive Interval Ratio for Equity Bancshares, Inc. (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for Equity Bancshares, Inc. from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Equity Bancshares, Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 327 days | $1.06 Billion | $3.26 Million/day | $- | $1.03 Billion | ▲ +258 days |
| 2024 | 69 days | $832.14 Million | $12.09 Million/day | $- | $803.23 Million | ▼ -13 days |
| 2023 | 82 days | $945.14 Million | $11.58 Million/day | $- | $919.65 Million | ▼ -20 days |
| 2022 | 102 days | $1.21 Billion | $11.84 Million/day | $- | $1.18 Billion | ▼ -9808 days |
| 2021 | 9910 days | $1.35 Billion | $135.77K/day | $- | $1.33 Billion | ▼ -7079 days |
| 2020 | 16989 days | $887.66 Million | $52.25K/day | $- | $871.83 Million | ▲ +16970 days |
| 2019 | 18 days | $157.81 Million | $8.54 Million/day | $- | $142.07 Million | ▼ -3 days |
| 2018 | 21 days | $186.25 Million | $8.73 Million/day | $- | $168.88 Million | ▼ -2033 days |
| 2017 | 2055 days | $174.64 Million | $85.00K/day | $- | $162.27 Million | ▼ -3037 days |
| 2016 | 5092 days | $102.72 Million | $20.18K/day | $- | $95.73 Million | ▲ +1671 days |
| 2015 | 3421 days | $135.35 Million | $39.57K/day | $- | $130.81 Million | ▲ +3400 days |
| 2014 | 20 days | $56.57 Million | $2.76 Million/day | $- | $52.98 Million | ▼ -5 days |
| 2013 | 26 days | $69.21 Million | $2.68 Million/day | $- | $65.45 Million | — |