FinVolution Group (FINV) — Defensive Interval Ratio

Latest as of September 2025: 1002 days

FinVolution Group (FINV) has a Defensive Interval Ratio of 1002 days as of September 2025. Defensive assets of $13.06 Billion (cash $-, short-term investments $2.80 Billion, receivables $10.26 Billion) cover 1002 days of daily cash needs of $13.03 Million/day. Check FinVolution Group tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1002 days
Days of operational coverage

Defensive Assets

$13.06 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$13.03 Million
Current Liabilities ÷ 365

Current Liabilities

$4.76 Billion
USD

FinVolution Group Defensive Interval Ratio (2015–2024)

This chart shows how FinVolution Group's Defensive Interval Ratio has evolved across 10 annual periods from 2015 to 2024. As of September 2025, the ratio stands at 1002 days, meaning defensive assets of $13.06 Billion can fund 1002 days of operations without new revenue. Also explore net asset growth rate of FinVolution Group to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for FinVolution Group (2015–2024)

The table below presents the year-by-year Defensive Interval Ratio for FinVolution Group from 2015 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of FinVolution Group.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 917 days $11.11 Billion $12.12 Million/day $- $2.83 Billion ▲ +401 days
2023 515 days $5.17 Billion $10.03 Million/day $- $2.96 Billion ▼ -188 days
2022 704 days $9.50 Billion $13.50 Million/day $- $3.43 Billion ▲ +146 days
2021 557 days $6.11 Billion $10.97 Million/day $- $1.20 Billion ▼ -42 days
2020 599 days $6.33 Billion $10.57 Million/day $- $1.97 Billion ▲ +251 days
2019 348 days $9.50 Billion $27.27 Million/day $- $114.56 Million ▼ -16 days
2018 364 days $7.02 Billion $19.26 Million/day $- $1.69 Billion ▲ +42 days
2017 323 days $3.81 Billion $11.83 Million/day $- $1.96 Billion ▲ +137 days
2016 185 days $606.24 Million $3.27 Million/day $- $260.00 Million ▼ -306 days
2015 492 days $299.33 Million $608.70K/day $- $34.47 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)