FinVolution Group (FINV) — Financial Flexibility Index

Latest as of September 2025: 0.09x

FinVolution Group (FINV) has a Financial Flexibility Index of 0.09x as of September 2025. Free cash flow of $871.73 Million (operating CF $871.73 Million minus capex $0.00) represents 0% of total liabilities ($9.58 Billion). Check FINV cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.09x
Free Cash Flow / Total Liabilities

Free Cash Flow

$871.73 Million
Operating CF − Capex

Total Liabilities

$9.58 Billion
USD

Capital Expenditures

$0.00
USD

FinVolution Group Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for FinVolution Group across 10 annual periods. For the full cash flow conversion analysis, see FINV cash generation efficiency.

Annual Financial Flexibility Index for FinVolution Group (2015–2024)

Year-by-year free cash flow to debt coverage for FinVolution Group. Explore FINV operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.36x $2.92 Billion $2.89 Billion $8.05 Billion ▲ +38.0%
2023 0.26x $1.95 Billion $1.41 Billion $7.42 Billion ▲ +630.7%
2022 0.04x $321.61 Million $268.83 Million $8.94 Billion ▼ -61.0%
2021 0.09x $685.50 Million $630.23 Million $7.43 Billion ▼ -73.4%
2020 0.35x $2.24 Billion $2.21 Billion $6.45 Billion ▲ +2240.6%
2019 -0.02x $-166.86 Million $-215.52 Million $10.29 Billion ▼ -105.9%
2018 0.28x $1.97 Billion $1.88 Billion $7.16 Billion ▼ -30.6%
2017 0.40x $1.96 Billion $1.86 Billion $4.92 Billion ▼ -51.1%
2016 0.81x $1.12 Billion $1.09 Billion $1.38 Billion ▲ +318.5%
2015 -0.37x $-174.34 Million $-191.89 Million $468.54 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities