Home BancShares Inc (HOMB) — Defensive Interval Ratio
Home BancShares Inc (HOMB) has a Defensive Interval Ratio of 35 days as of December 2025. Defensive assets of $1.68 Billion (cash $-, short-term investments $1.57 Billion, receivables $108.94 Million) cover 35 days of daily cash needs of $48.32 Million/day. Check tangible net worth ratio of Home BancShares Inc to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Home BancShares Inc Defensive Interval Ratio (2004–2025)
This chart shows how Home BancShares Inc's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 35 days, meaning defensive assets of $1.68 Billion can fund 35 days of operations without new revenue. Also explore HOMB year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Home BancShares Inc (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Home BancShares Inc from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HOMB stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 35 days | $1.68 Billion | $48.32 Million/day | $- | $1.57 Billion | ▼ -4 days |
| 2024 | 39 days | $1.86 Billion | $47.42 Million/day | $- | $1.74 Billion | ▼ -38 days |
| 2023 | 77 days | $3.63 Billion | $46.92 Million/day | $- | $3.51 Billion | ▼ -6 days |
| 2022 | 83 days | $4.14 Billion | $50.05 Million/day | $- | $4.04 Billion | ▲ +3 days |
| 2021 | 80 days | $3.17 Billion | $39.77 Million/day | $- | $3.12 Billion | ▲ +9 days |
| 2020 | 71 days | $2.53 Billion | $35.68 Million/day | $- | $2.47 Billion | ▲ +4 days |
| 2019 | 67 days | $2.13 Billion | $31.59 Million/day | $- | $2.08 Billion | ▲ +7 days |
| 2018 | 60 days | $1.83 Billion | $30.44 Million/day | $- | $1.79 Billion | ▲ +1 days |
| 2017 | 59 days | $1.71 Billion | $28.98 Million/day | $- | $1.66 Billion | ▲ +2 days |
| 2016 | 57 days | $1.10 Billion | $19.49 Million/day | $- | $1.07 Billion | ▼ -8042 days |
| 2015 | 8098 days | $1.24 Billion | $152.59K/day | $- | $1.21 Billion | ▼ -5752 days |
| 2014 | 13850 days | $1.09 Billion | $78.80K/day | $- | $1.07 Billion | ▲ +13772 days |
| 2013 | 79 days | $1.20 Billion | $15.23 Million/day | $- | $1.18 Billion | ▲ +3 days |
| 2012 | 76 days | $742.53 Million | $9.77 Million/day | $- | $726.22 Million | ▼ -9 days |
| 2011 | 85 days | $686.77 Million | $8.06 Million/day | $- | $671.22 Million | ▲ +27 days |
| 2010 | 58 days | $486.04 Million | $8.39 Million/day | $- | $469.86 Million | ▼ -6 days |
| 2009 | 64 days | $335.25 Million | $5.23 Million/day | $- | $322.12 Million | ▼ -4 days |
| 2008 | 68 days | $368.36 Million | $5.39 Million/day | $- | $355.24 Million | ▼ -25 days |
| 2007 | 93 days | $444.72 Million | $4.77 Million/day | $- | $430.40 Million | ▼ -20 days |
| 2006 | 113 days | $545.63 Million | $4.83 Million/day | $- | $531.89 Million | ▲ +108 days |
| 2005 | 5 days | $23.64 Million | $4.34 Million/day | $- | $12.49 Million | ▲ +1 days |
| 2004 | 4 days | $6.80 Million | $1.62 Million/day | $- | $2.59 Million | — |