Hilltop Holdings Inc (HTH) — Defensive Interval Ratio
Hilltop Holdings Inc (HTH) has a Defensive Interval Ratio of 81 days as of September 2025. Defensive assets of $2.84 Billion (cash $-, short-term investments $1.32 Billion, receivables $1.52 Billion) cover 81 days of daily cash needs of $35.25 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hilltop Holdings Inc Defensive Interval Ratio (2004–2024)
This chart shows how Hilltop Holdings Inc's Defensive Interval Ratio has evolved across 21 annual periods from 2004 to 2024. As of September 2025, the ratio stands at 81 days, meaning defensive assets of $2.84 Billion can fund 81 days of operations without new revenue. For the complete balance sheet picture, see Hilltop Holdings Inc total assets.
Annual Defensive Interval Ratio for Hilltop Holdings Inc (2004–2024)
The table below presents the year-by-year Defensive Interval Ratio for Hilltop Holdings Inc from 2004 to 2024, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of Hilltop Holdings Inc to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 78 days | $2.85 Billion | $36.41 Million/day | $- | $1.40 Billion | ▼ -6 days |
| 2023 | 84 days | $3.08 Billion | $36.79 Million/day | $- | $1.51 Billion | ▲ +10 days |
| 2022 | 74 days | $2.70 Billion | $36.45 Million/day | $- | $1.66 Billion | ▼ -17 days |
| 2021 | 91 days | $3.80 Billion | $41.90 Million/day | $- | $2.13 Billion | ▲ +13 days |
| 2020 | 78 days | $2.87 Billion | $36.77 Million/day | $- | $1.46 Billion | ▼ -3 days |
| 2019 | 81 days | $2.69 Billion | $33.38 Million/day | $- | $911.49 Million | ▲ +4 days |
| 2018 | 77 days | $2.32 Billion | $30.21 Million/day | $- | $875.66 Million | ▲ +1 days |
| 2017 | 75 days | $2.21 Billion | $29.37 Million/day | $- | $744.32 Million | ▼ -1 days |
| 2016 | 76 days | $2.10 Billion | $27.40 Million/day | $- | $598.01 Million | ▼ -3 days |
| 2015 | 79 days | $2.04 Billion | $25.69 Million/day | $- | $673.71 Million | ▼ -354 days |
| 2014 | 434 days | $1.12 Billion | $2.58 Million/day | $- | $925.53 Million | ▼ -1714 days |
| 2013 | 2148 days | $1.35 Billion | $627.61K/day | $- | $1.20 Billion | ▲ +1407 days |
| 2012 | 741 days | $1.18 Billion | $1.59 Million/day | $- | $990.95 Million | ▲ +160 days |
| 2011 | 582 days | $209.43 Million | $360.14K/day | $- | $144.80 Million | ▼ -5609 days |
| 2010 | 6190 days | $147.17 Million | $23.78K/day | $- | $123.16 Million | ▲ +1210 days |
| 2009 | 4980 days | $137.79 Million | $27.67K/day | $- | $113.16 Million | ▼ -331 days |
| 2008 | 5310 days | $160.40 Million | $30.21K/day | $- | $115.34 Million | ▲ +3237 days |
| 2007 | 2073 days | $153.19 Million | $73.90K/day | $- | $131.90 Million | ▲ +1069 days |
| 2006 | 1004 days | $11.44 Million | $11.39K/day | $- | $6.78 Million | ▲ +536 days |
| 2005 | 468 days | $44.38 Million | $94.78K/day | $- | $7.02 Million | ▲ +462 days |
| 2004 | 7 days | $18.80 Million | $2.89 Million/day | $- | $- | — |