Hilltop Holdings Inc (HTH) — Defensive Interval Ratio

Latest as of September 2025: 81 days

Hilltop Holdings Inc (HTH) has a Defensive Interval Ratio of 81 days as of September 2025. Defensive assets of $2.84 Billion (cash $-, short-term investments $1.32 Billion, receivables $1.52 Billion) cover 81 days of daily cash needs of $35.25 Million/day. Check how tangible is Hilltop Holdings Inc's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

81 days
Days of operational coverage

Defensive Assets

$2.84 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$35.25 Million
Current Liabilities ÷ 365

Current Liabilities

$12.87 Billion
USD

Hilltop Holdings Inc Defensive Interval Ratio (2004–2024)

This chart shows how Hilltop Holdings Inc's Defensive Interval Ratio has evolved across 21 annual periods from 2004 to 2024. As of September 2025, the ratio stands at 81 days, meaning defensive assets of $2.84 Billion can fund 81 days of operations without new revenue. Also explore HTH year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Hilltop Holdings Inc (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for Hilltop Holdings Inc from 2004 to 2024, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Hilltop Holdings Inc stock valuation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 78 days $2.85 Billion $36.41 Million/day $- $1.40 Billion ▼ -6 days
2023 84 days $3.08 Billion $36.79 Million/day $- $1.51 Billion ▲ +10 days
2022 74 days $2.70 Billion $36.45 Million/day $- $1.66 Billion ▼ -17 days
2021 91 days $3.80 Billion $41.90 Million/day $- $2.13 Billion ▲ +13 days
2020 78 days $2.87 Billion $36.77 Million/day $- $1.46 Billion ▼ -3 days
2019 81 days $2.69 Billion $33.38 Million/day $- $911.49 Million ▲ +4 days
2018 77 days $2.32 Billion $30.21 Million/day $- $875.66 Million ▲ +1 days
2017 75 days $2.21 Billion $29.37 Million/day $- $744.32 Million ▼ -1 days
2016 76 days $2.10 Billion $27.40 Million/day $- $598.01 Million ▼ -3 days
2015 79 days $2.04 Billion $25.69 Million/day $- $673.71 Million ▼ -354 days
2014 434 days $1.12 Billion $2.58 Million/day $- $925.53 Million ▼ -1714 days
2013 2148 days $1.35 Billion $627.61K/day $- $1.20 Billion ▲ +1407 days
2012 741 days $1.18 Billion $1.59 Million/day $- $990.95 Million ▲ +160 days
2011 582 days $209.43 Million $360.14K/day $- $144.80 Million ▼ -5609 days
2010 6190 days $147.17 Million $23.78K/day $- $123.16 Million ▲ +1210 days
2009 4980 days $137.79 Million $27.67K/day $- $113.16 Million ▼ -331 days
2008 5310 days $160.40 Million $30.21K/day $- $115.34 Million ▲ +3237 days
2007 2073 days $153.19 Million $73.90K/day $- $131.90 Million ▲ +1069 days
2006 1004 days $11.44 Million $11.39K/day $- $6.78 Million ▲ +536 days
2005 468 days $44.38 Million $94.78K/day $- $7.02 Million ▲ +462 days
2004 7 days $18.80 Million $2.89 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)