Nicolet Bankshares Inc. (NIC) — Defensive Interval Ratio
Nicolet Bankshares Inc. (NIC) has a Defensive Interval Ratio of 1816638 days as of December 2025. Defensive assets of $7.29 Billion (cash $-, short-term investments $523.90 Million, receivables $6.77 Billion) cover 1816638 days of daily cash needs of $4.01K/day. Check Nicolet Bankshares Inc. (NIC) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Nicolet Bankshares Inc. Defensive Interval Ratio (2012–2025)
This chart shows how Nicolet Bankshares Inc.'s Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 1816638 days, meaning defensive assets of $7.29 Billion can fund 1816638 days of operations without new revenue. Also explore how fast is Nicolet Bankshares Inc. growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Nicolet Bankshares Inc. (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Nicolet Bankshares Inc. from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see NIC market cap overview.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1816638 days | $7.29 Billion | $4.01K/day | $- | $523.90 Million | ▲ +1816617 days |
| 2024 | 22 days | $438.73 Million | $20.28 Million/day | $- | $438.73 Million | ▼ -26 days |
| 2023 | 47 days | $936.31 Million | $19.72 Million/day | $- | $802.57 Million | ▼ -3 days |
| 2022 | 51 days | $1.06 Billion | $20.73 Million/day | $- | $917.62 Million | ▼ -7 days |
| 2021 | 58 days | $1.04 Billion | $17.90 Million/day | $- | $921.66 Million | ▲ +3 days |
| 2020 | 55 days | $594.85 Million | $10.85 Million/day | $- | $539.34 Million | ▼ -5 days |
| 2019 | 60 days | $488.76 Million | $8.20 Million/day | $- | $449.30 Million | ▼ -1 days |
| 2018 | 60 days | $434.56 Million | $7.21 Million/day | $- | $400.14 Million | ▼ -4 days |
| 2017 | 64 days | $440.97 Million | $6.87 Million/day | $- | $405.15 Million | ▼ -8 days |
| 2016 | 73 days | $398.36 Million | $5.49 Million/day | $- | $365.29 Million | ▲ +9 days |
| 2015 | 63 days | $185.95 Million | $2.94 Million/day | $- | $172.60 Million | ▼ 0 days |
| 2014 | 63 days | $187.40 Million | $2.96 Million/day | $- | $168.47 Million | ▲ +12 days |
| 2013 | 51 days | $148.63 Million | $2.90 Million/day | $- | $127.52 Million | ▲ +13 days |
| 2012 | 39 days | $66.93 Million | $1.73 Million/day | $- | $55.90 Million | — |