Nicolet Bankshares Inc. Defensive Interval Ratio
Nicolet Bankshares Inc. defensive interval ratio. Nicolet Bankshares Inc. (NIC) has a Defensive Interval Ratio of 38 days as of March 2026. Defensive assets of $1.30 Billion (cash $-, short-term investments $1.25 Billion, receivables $54.42 Million) cover 38 days of daily cash needs of $34.59 Million/day. See working capital to net assets of Nicolet Bankshares Inc. to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Nicolet Bankshares Inc. (2012–2025)
Defensive interval ratio of Nicolet Bankshares Inc. from 2012 to 2025. This chart shows how Nicolet Bankshares Inc.'s Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 38 days, meaning defensive assets of $1.30 Billion can fund 38 days of operations without new revenue. Check Nicolet Bankshares Inc. liquidity resilience to evaluate the company's liquid asset resilience ratio.
Nicolet Bankshares Inc. Defensive Interval Ratio by Year (2012–2025)
Nicolet Bankshares Inc. defensive interval ratio by year from 2012 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Nicolet Bankshares Inc. from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see NIC current and non-current assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1816638 days | $7.29 Billion | $4.01K/day | $- | $523.90 Million | ▲ +1816597 days |
| 2024 | 41 days | $831.45 Million | $20.28 Million/day | $- | $806.41 Million | ▼ -6 days |
| 2023 | 47 days | $936.31 Million | $19.72 Million/day | $- | $802.57 Million | ▼ -3 days |
| 2022 | 51 days | $1.06 Billion | $20.73 Million/day | $- | $917.62 Million | ▼ -7 days |
| 2021 | 58 days | $1.04 Billion | $17.90 Million/day | $- | $921.66 Million | ▲ +3 days |
| 2020 | 55 days | $594.85 Million | $10.85 Million/day | $- | $539.34 Million | ▼ -5 days |
| 2019 | 60 days | $488.76 Million | $8.20 Million/day | $- | $449.30 Million | ▼ -1 days |
| 2018 | 60 days | $434.56 Million | $7.21 Million/day | $- | $400.14 Million | ▼ -4 days |
| 2017 | 64 days | $440.97 Million | $6.87 Million/day | $- | $405.15 Million | ▼ -8 days |
| 2016 | 73 days | $398.36 Million | $5.49 Million/day | $- | $365.29 Million | ▲ +9 days |
| 2015 | 63 days | $185.95 Million | $2.94 Million/day | $- | $172.60 Million | ▼ 0 days |
| 2014 | 63 days | $187.40 Million | $2.96 Million/day | $- | $168.47 Million | ▲ +12 days |
| 2013 | 51 days | $148.63 Million | $2.90 Million/day | $- | $127.52 Million | ▲ +13 days |
| 2012 | 39 days | $66.93 Million | $1.73 Million/day | $- | $55.90 Million | — |